Comparison

myABL Wallet vs Finja

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myABL Wallet

Manage your daily finances on the go with this mobile wallet. Easily make payments, transfer funds, pay bills, and access various financial services directly from your smartphone. It offers convenient features for everyday transactions and account management.

Highlights
  • Self-registration for wallet
  • Biometric login
  • Funds transfer (various options)
  • Bill payments
  • QR code payments
  • Account management
  • Branch & ATM locator
Features
Read full description

Simply register yourself on myABL Wallet from anywhere and at any time using your smartphone. All you need is a valid CNIC and Mobile Number. myABL Wallet compliments your daily needs and lets you stay on top of your finances by letting you make payments, even on the go. You can conveniently transfer funds, pay bills, purchase tickets, receive international remittance, buy mobile top-ups, make QR Payments and much more. Download the App and start transacting. 1) Self Registration for Wallet 2. Biometric Login 3. Cash Deposit / Withdrawal Services 4. Account Management 5. Debit Card Management 6. Update Personal Information 7. Register Complaints 8. Upgrade Account 9. Generate Account Statement 10. Link/Delink Bank Account 11. Funds Transfer a) myABL Wallet to myABL Wallet b. myABL Wallet to ABL Conventional Banking Account c. myABL Wallet to Other Bank Account (IBFT) d. myABL Wallet to Person/CNIC e. Transfer IN / Out from/to Linked ABL Conventional Banking Account 12. Payments a) Utility Bill Payment b. Mobile Voucher / Top up Purchase c. Post Paid Mobile Bill Payment d. Broadband bill payment e. Mutual Funds’ Investments f. Credit Card Payments g. Educational Fee Payments h. Tax & Challan Payments i. Movie / Bus / Event Tickets j. Donations k. Insurance l. QR Code Payments 13. Branch & ATM Locator 14. Discounts & Offers For more information you can also: • Call us on 24/7 Helpline: (042) 111-225-225 • Fax us at: (+9221) 32331784 • E-mail us at: complaint@abl.com or cm@abl.com Further, you can register online complaint through “Register Complaint” feature in myABL Wallet application available in hamburger menu.

About

Finja

A comprehensive digital wallet and financial solution for individuals, merchants, and small businesses. It facilitates payments, offers credit lines, and provides tools for managing employee work chores and HR tasks.

Highlights
  • Apply for FINJA Card with credit line
  • Receive salaries and apply for instant loans
  • Make payments and QR code transactions
  • Pay utility bills and recharge networks
  • Manage employee leaves, attendance, and expenses
  • Secure login with PIN and biometrics
Features
Read full description

Apply for FINJA Card backed with Credit Line Finja App is a one stop financial solution for individuals, merchants and small businesses that addresses everyday payment and credit needs. Finja is an authorised electronic money institution regulated by the State Bank of Pakistan. Finja App makes it incredibly easy for employees of businesses to receive salaries in their Finja account and Apply for instant loans from Finja partner institutions Make payments to friends and family anytime, anywhere Add money to your wallet by simply submitting a request for Cash-In at doorstep You can add money by visiting nearby agents or any Internet Banking facility Pay your Utility bills and Recharge your network within few clicks Save your recipients in Quick Pay for performing future transactions in less clicks Make QR payments with the built in QR scanner Shop online from hundreds of merchants Remotely manage work chores like: An employee can apply for leaves An employee can extract salary slips An employee can view their attendance An HR/Line Manager can approve leaves An HR/Line Manager can view employee’s attendance An HR can approve expenses An HR can process salaries Set a secure Login PIN or simply add bio metric authentication Keep a record of your account’s activity in the Activity Feed Real-time notifications whenever you send or receive funds Download now and sign up using your mobile phone number and CNIC! What’s new? Bio metric Login Wallet to Wallet transfer Bank Transfer QR Payments Recharge Network Pay Utility Bills

Screenshots

myABL Wallet4 screens
Finja4 screens

Verdict

The call

The clearest difference is rating: myABL Wallet at 3.0 against Finja's 2.3. myABL Wallet also leads on ratings volume (9 vs 3). Finja's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myABL Wallet holds the better App Store score, 3.0 against 2.3. Both are backed by a comparable volume of ratings — 9 and 3 respectively.

UpkeepUpdate frequency

myABL Wallet ships an update every 2 months, Finja every 3 weeks. The most recent releases landed on July 30, 2026 and August 12, 2026 respectively.

Scorecard3 real differences · 7 level
myABL Wallet versus Finja: the parameters behind the verdict, then further details
ParametermyABL WalletFinja
PriceFreeFree
Rating3.0 (9 ratings) — better2.3 (3 ratings)
Positive reviews0.0% of reviews—
Number of ratings9 — better3
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size34 MB58 MB
Age rating4+4+
DeveloperAllied Bank LimitedOPay Digital Services Pte.Ltd.

Customer experience

myABL Wallet

All ratings9 ratings
Positive44.4%
Neutral11.1%
Negative44.4%
Written reviews7 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Finja

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

myABL Wallet

No in-app purchases

None

Finja

No in-app purchases

Questions

Is myABL Wallet free?
myABL Wallet is free to download, with no in-app purchases.
Is Finja free?
Finja is free to download, with no in-app purchases.
Which has better reviews, myABL Wallet or Finja?
myABL Wallet is rated higher. myABL Wallet averages 3.0 out of 5 from 9 ratings, while Finja averages 2.3 from 3 ratings.
Do myABL Wallet or Finja have ads?
Neither myABL Wallet nor Finja shows ads.
Which is updated more often, myABL Wallet or Finja?
myABL Wallet ships an update every 2 months, and Finja every 3 weeks. Most recently, myABL Wallet was updated on July 30, 2026 and Finja on August 12, 2026.

Other comparisons