MicroVentures vs PayDream
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MicroVentures
Invest in startups through an equity crowdfunding platform. Access venture capital opportunities for both accredited and non-accredited investors. Over $200M has been raised on the platform.
- Equity crowdfunding
- Invest in startups
- Venture capital access
- Accredited investor access
- Non-accredited investor access
Read full descriptionHide full description
MicroVentures is an equity crowdfunding investment platform, combining the best of venture capital with equity crowdfunding. With over $200M raised on the platform to date, MicroVentures gives both accredited and non-accredited investors access to invest in startups.
PayDream
This app helps you visualize and plan your financial future. It consolidates income, spending, and savings goals into a single, easy-to-understand interface. Explore potential financial scenarios before making real-world changes.
- Consolidate income and spending
- Create and track savings goals
- Visualize goals on a timeline
- Simulate financial scenarios
- Track recurring payments
- Share savings goals
Read full descriptionHide full description
Build a clearer plan for the life you want. PayDream brings your income, spending, recurring payments, and savings goals together in one simple planning experience. See what remains each month, understand how quickly you can reach your goals, and explore changes before applying them to your plan. Plan your month: Enter your monthly income and organize spending into categories that reflect your real life. PayDream calculates your estimated monthly reserve and savings rate so you can understand where you stand. Turn dreams into goals: Create savings goals, choose target dates, record contributions, and follow your progress over time. PayDream shows how your available monthly reserve can help move each goal forward. See your life plan: View your goals together on a chronological timeline. Understand which goals are approaching, how they fit together, and what your current plan could accomplish. Explore before making changes: Use the Make It Happen simulator to test different income, spending, and savings scenarios. Nothing changes in your actual plan unless you choose to apply it. Stay organized: Track recurring payments, customize spending categories, receive optional payday and milestone reminders, and keep selected goals visible with supported home-screen widgets. Plan together: Invite trusted people to participate in shared savings goals, record contributions, and follow progress together. Your information stays under your control: PayDream does not connect to your bank, move money, hold funds, or execute payments. You can review your information, export your account data, and permanently delete your account from the app. PayDream provides budgeting and lifestyle-planning estimates based on the information you enter. It does not provide financial, investment, tax, accounting, or legal advice.
Screenshots
Verdict
MicroVentures and PayDream both sit at 5.0 stars, but that hides the real split: 100% of PayDream's written reviews are positive against 13% of MicroVentures's. PayDream also leads on update cadence (every 5 days vs every 4 weeks) and iOS requirement (15.1 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for MicroVentures against 5.0 for PayDream. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews are what separate them: 13% of MicroVentures's written reviews are positive against 100% of PayDream's.
MicroVentures ships an update every 4 weeks, PayDream every 5 days. The most recent releases landed on October 4, 2026 and October 9, 2026 respectively.
| Parameter | MicroVentures | PayDream |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Positive reviews | 12.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 4 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 67 MB | 39 MB |
| Age rating | 4+ | 12+ |
| Developer | MicroVentures | Paydream LLC |
Customer experience
MicroVentures
PayDream
In-app purchases
MicroVentures
No in-app purchases
PayDream
No in-app purchases
