Rubies vs ALAT Partner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Rubies
This app facilitates financial conversations and transactions between individuals and businesses globally. It integrates payments, banking, and lending into a messaging-like interface.
- Financial conversations
- Global payments
- Banking services
- Lending features
- Messaging interface
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Rubies is curated to power financial conversations between friends and brands across geographies. Payments, Banking and Lending in the way you send and receive messages.
ALAT Partner
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About this app: Verifier by ALAT allows Partners on the ALAT Rewards scheme validate codes presented by ALAT customers redeeming their transactions at their business locations. Features - Verifying agent sign up - Agent login - Verify using 10 character redemption code - Verify by scanning QR code *Requires an internet connection
Screenshots
Verdict
The clearest difference is update cadence: Rubies at fortnightly against ALAT Partner's every 30 months. ALAT Partner's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Rubies ships an update fortnightly, ALAT Partner every 30 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.
| Parameter | Rubies | ALAT Partner |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (520 ratings) — better | — |
| Positive reviews | 75.8% of reviews | — |
| Number of ratings | 520 — better | — |
| Update frequency | Fortnightly — better | Every 30 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 96 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | RUBIES MICROFINANCE BANK LIMITED | Wema Bank Plc |
Bugs and requests
Rubies
Reported bugs
5 issues- Insufficient funds error despite adequate balance
- Login screen freezes
- Incompatibility with older devices
- Inability to add BVN
- OTP not being sent for password reset
Requested features
5 requests- Improve chat feature functionality
- Expand availability to non-Nigerian users
- Add dark mode option
- Enhance in-app security measures
- Streamline debit card request process
ALAT Partner
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Rubies
No in-app purchases
ALAT Partner
No in-app purchases
