Rubies User Reviews

Rubies
Rubies
RUBIES MICROFINANCE BANK LIMITED

Customer Experience

Positive experience76.7% of reviews
Neutral1.7% of reviews
Negative experience21.7% of reviews

~ Based on 60 written reviews from the US App Store.

What users say

Is Rubies Safe?

Rubies appears safe based on user ratings. AppsHunter Safety Score for Rubies is 93/100.

This assessment is based on 525 user ratings, with an App Store average of 4.7/5.

Safety Analysis

92.0% of ratings point to a safe experience
2.5% of ratings suggest some concerns
5.5% of ratings point to a risky experience

~ Based on 525 App Store ratings for Rubies.

Is Rubies Legit?

Rubies appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Rubies is 78/100.

Based on 78 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Great Update – Smooth and Fast

The onboarding experience is much more seamless, and navigating the mobile app is now incredibly fast. Thank you for these improvements and for listening to your customers!

So good

It’s awesome, I make transactions in seconds and the customer support team is wow

Customer Service

Fantastic customer service

Subject: URGENT – Account Not Accessible After Transaction Dear Support Team,

Subject: URGENT – Account Not Accessible After Transaction

Dear Support Team,

My name is Abiodun Ezekiel. I made a successful transaction today, but shortly after, the app logged me out and now says my account does not exist.

Details:
Date & Time: 2026-02-19T22:53:28.32507
Please locate my original BVN-linked account, confirm my current balance, and restore access. I do not want a new account created.

This is urgent as it involves my funds. I await your immediate response.

Abiodun Ezekiel
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Why me

So u guys have decided to hold my money. Whenever o try doing kyc verification it says Session Expired.. and there’s no way I can withdraw my money that I have already put in there already

So far so good!

So far so good you guys keep it up I’m a new user but it’s been Amazing here ✌🏽

Reliable and easy to use

The app is user-friendly, fast, and packed with useful features like instant transfers, virtual cards. I especially love the flexibility it gives in managing my money on the go. The customer service is also top-notch, quick responses and very helpful. Highly recommend it for anyone looking for a modern and reliable banking experience. Kudos to the team behind this amazing app!
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On the chat

Very lovely, fast messaging, rubies app for the win!!!!!!

The app is slow and the worst fintech bank I’ve used

Aside from the charges on every single transaction I make even 50naira, the app is slow, none of the “chat feature” works aside sending of money and I can do that from the main app. The chat feature is supposed to be their main attraction but it is extremely slow.
It is supposed to be different from other fintech but it is worse.

I don’t see myself using this app

Fix your app
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Good

Very straight forward and easy to access

Your No 1 banking app

This should be your go to banking App 🥰

I like the app

The chat feature excites me - I can imagine what it can be in the future and I like how fast transfers are. also I like that the referral payouts are for a lifetime

Very fast and effective. Highly recommended.

Very fast and effective. Highly recommended.

Astonishing

It’s a pretty app to navigate and Opemipo (my favorite man) asked me for a rating🥰

🤩🤩

The best app! It is user friendly

I love the Rubies App

The app is so easy to use. I love that I can have conversations with my friends on the app as well.

You’re not sending OTP!

Why won’t you just send me the OTP to reset my password? How many years does it take to get one OTP? How many tries too? Are you guys even available at all?

GREAT APP

What an Amazing Mobile Banking App, Easy, Conducive and Comfortable

Hi

Does this bank works without bvn

Doesn’t add bvn

It refuses to add my bvn