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Dot Personal Banking App

Dot Personal Banking App

Do banking with Dot

15 ratings
5 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • March 24, 2022
  • June 12, 2026

Developer

Dot Microfinance Bank Limited
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Dot Personal Banking App screenshot #1 for iPhone
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About

Manage your finances easily with this app, offering quick account setup, bill payments, and money transfers. It provides a reliable debit card and secure access to your funds on the go. The service is fully licensed and insured for peace of mind.

✓Quick account setup
✓Send and receive money
✓Pay bills and airtime
✓Reliable debit card management
✓Bank network monitor
✓Schedule transfers
✓Secure access with private mode
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What's New in Dot Personal Banking App

2.20.0

June 12, 2026

Bug fixes and improvements

User reviews

Most RecentHighest RatedLowest Rated

I need to speak to an agent ASAP.

At first, I liked the app, nice graphics and it seemed pretty easy so I even preached about it and advertised it freely to my family and friends. I’m sure now everybody hates me ! How can you decline a transaction and still debit me? No way to contact your agents to ask a for a refund or even take the bother of trying to refund my money, at least other apps do same. And then you allow me register without prior notification that I will have a limit of #500 per day transaction! How then do I pull my savings out if your app keeps rejecting my BVN TOO. I am not happy and I have nothing to do with your bank again. It might mean nothing to you, the money you withheld from me . But that’s my savings and I feel bad, because na me carry my hand download the app without proper enquiries. 👎🏻
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Lila ElumeluLila Elumelu

Response from developer

We regret to note this. Please contact us at support@dot.ai with your account number and transaction details so that we can address your concern.

Smooth and reliable

So far very happy with the service! Support quite fast too. Great job guys
GuygoooooooGuygooooooo

Response from developer

It is delightful to hear such positive words and it’s always a pleasure to serve our users.

Really good app

Pretty seamless onboarding and sign on. In app use is also intuitive
Gbade A.Gbade A.

Response from developer

Hi! We are glad that you like our app. We'd very much appreciate if you have any recommendations/suggestions for us to get 5-star rating. Thank you very much.

BVN

I’ve lost my BVN registered phone number, so I can proceed with it... you should collect details first before asking for BVN so that you’ll cross check if the person with the BVN is real and it will require a photo of valid means of identication.
ShollygeeArtShollygeeArt

Response from developer

Hi, we empathise with you on the experience. Kindly send us your account details along with the screenshot of the problem to hello@dotmfb.com so that we can help you. Thank you for using our app.

This is worst in terms of app development

App really needs to be figured out. Can’t sign up with BVN it’s hitting an error, when you try to sign up without BVN it still hits a glitch. Needs fixing
badmanindiorbadmanindior

Response from developer

Hi, we empathise with you on the experience. Kindly send us your account details along with the screenshot of the problem to hello@dotmfb.com so that we can help you. Thank you for using our app.

Developer apps

DOT HMO Mobile
DOT HMO Mobile

by Dot Microfinance Bank Limited

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DOT Business Banking App
DOT Business Banking App

by Dot Microfinance Bank Limited

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See developer apps

FAQ

How do I open an account with Dot?

Opening an account with Dot is quick and easy, taking less than 5 minutes directly from your phone. You can register with or without a BVN by downloading the app and following the instructions.

Is Dot Personal Banking App secure?

Yes, Dot prioritizes security. Your money is insured by the Nigerian Deposit Insurance Corporation (NDIC), and you can block your debit card instantly in the app if lost. Private Mode is also available to hide your balance.

What financial services does Dot offer?

Dot allows you to send and receive money, pay bills (like DSTV and electricity), purchase airtime, and manage a reliable debit card. You can also schedule transfers and monitor bank network status.

Can I get a debit card with Dot?

Yes, you can easily request, activate, and control a reliable debit card directly through the Dot app. The card is delivered to your doorstep for seamless online and offline transactions.

What is the bank network monitor feature in Dot?

The bank network monitor feature helps you check the network status of the bank you are sending money to. It also provides insights into the best and worst times for conducting transactions.

How does Dot handle customer support?

You can reach out for help via in-app chat or messages anytime you need assistance. The app is designed to provide safe and stress-free access to your money.

Is Dot Personal Banking App available on all devices?

Based on the provided data, Dot Personal Banking App is supported on iPhone and iPod devices. It is not explicitly mentioned if it is available on Android or other platforms.

How often is Dot Personal Banking App updated?

The latest version of Dot Personal Banking App is 2.19.6, and it was last updated on March 31, 2026. This indicates a regular update schedule, ensuring the app remains current.