Comparison

NPF Microfinance Bank vs Dot Personal Banking App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NPF Microfinance Bank

Manage your banking needs conveniently from your mobile device. Perform various banking activities anytime, anywhere with this application.

Highlights
  • Mobile banking
  • On-the-go transactions
  • Banking on your phone
  • Manage accounts
  • Perform banking activities
Features
Read full description

The NPF Microfinance Banking Mobile App allows you to bank on the go. Carryout all banking related activities from the comfort of your mobile phone.

About

Dot Personal Banking App

Manage your finances easily with this app, offering quick account setup, bill payments, and money transfers. It provides a reliable debit card and secure access to your funds on the go. The service is fully licensed and insured for peace of mind.

Highlights
  • Quick account setup
  • Send and receive money
  • Pay bills and airtime
  • Reliable debit card management
  • Bank network monitor
  • Schedule transfers
  • Secure access with private mode
Read full description

Welcome to Dot Microfinance Bank, where managing your money is easy. Our mission is to provide financial services to everyone through technology, making banking a positive experience. With Dot, you'll discover a whole new way to handle your finances. Key Features: Quick account setup: Open a functional bank account within minutes, right from your phone. Send and receive money instantly, pay bills, purchase airtime, and earn points you can convert to cash, all from your mobile device. Reliable debit card: Say goodbye to failed transactions. Easily request, activate, and control your debit card from the app. Take your bank with you: Dot ensures safe and stress-free access to your money on the go. Handle everyday banking tasks while you're on the move. Sign up today and enjoy a range of financial benefits. What you'll enjoy: Send and receive money: With Dot, you can send money to anyone who can receive it, along with instant notifications for incoming funds. More people are choosing Dot as their preferred payment method, whether it's paying for DSTV, GOtv, electricity, or anything else. Reliable card: Request a Dot card for seamless online and offline transactions, and we'll deliver it right to your doorstep. No more visits to the bank. Bank network monitor: Know the network status of the bank you're sending money to, and discover the best and worst times for transactions. Schedule your transfers: Plan your transfers in advance and set them for your convenience. Sleep like a baby: You work hard for your money, and we work even harder to keep it safe. Rest assured that your money is secure with Dot. In case your debit card is lost, you can block it in the app (and unblock it if you find it). Use Private Mode to hide your account balance, and reach out to us for help via in-app chat or messages anytime you need it. Fully licensed and insured: We're licensed by the Central Bank of Nigeria, and your deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC), giving you complete peace of mind. Get started now: Register an account and start transacting within minutes! How to open an account: Opening an account is easy. In less than 5 minutes, get an account that fits your financial needs, with or without a BVN. Simply download the app and follow the instructions. Discover how to do life with Dot. Get started today!

Screenshots

NPF Microfinance Bank4 screens
Dot Personal Banking App4 screens

Verdict

The call

NPF Microfinance Bank and Dot Personal Banking App both sit at 3.8 stars, but that hides the real split: 40% of Dot Personal Banking App's written reviews are positive against 25% of NPF Microfinance Bank's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.8 for NPF Microfinance Bank against 3.8 for Dot Personal Banking App. Both are backed by a comparable volume of ratings — 8 and 16 respectively. Written reviews are what separate them: 25% of NPF Microfinance Bank's written reviews are positive against 40% of Dot Personal Banking App's.

UpkeepUpdate frequency

NPF Microfinance Bank ships an update monthly, Dot Personal Banking App every 5 weeks. Both last shipped on November 3, 2026.

Scorecard1 real difference · 9 level
NPF Microfinance Bank versus Dot Personal Banking App: the parameters behind the verdict, then further details
ParameterNPF Microfinance BankDot Personal Banking App
PriceFreeFree
Rating3.8 (8 ratings)3.8 (16 ratings)
Positive reviews25.0% of reviews40.0% of reviews — better
Number of ratings816 — better
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better16.4
Further details — not scored
Size26 MB176 MB
Age rating4+4+
DeveloperNPF Microfinance BankDot Microfinance Bank Limited

Customer experience

NPF Microfinance Bank

All ratings8 ratings
Positive62.5%
Neutral12.5%
Negative25.0%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Dot Personal Banking App

All ratings16 ratings
Positive68.8%
Neutral0.0%
Negative31.3%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

In-app purchases

None

NPF Microfinance Bank

No in-app purchases

None

Dot Personal Banking App

No in-app purchases

Questions

Is NPF Microfinance Bank free?
NPF Microfinance Bank is free to download, with no in-app purchases.
Is Dot Personal Banking App free?
Dot Personal Banking App is free to download, with no in-app purchases.
Which has better reviews, NPF Microfinance Bank or Dot Personal Banking App?
NPF Microfinance Bank and Dot Personal Banking App are both rated 3.8 out of 5 on the App Store, from 8 and 16 ratings respectively.
Do NPF Microfinance Bank or Dot Personal Banking App have ads?
Neither NPF Microfinance Bank nor Dot Personal Banking App shows ads.
Which is updated more often, NPF Microfinance Bank or Dot Personal Banking App?
NPF Microfinance Bank ships an update monthly, and Dot Personal Banking App every 5 weeks. Most recently, NPF Microfinance Bank was updated on November 3, 2026 and Dot Personal Banking App on November 3, 2026.

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