Rubies vs SafeHaven Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Rubies
This app facilitates financial conversations and transactions between individuals and businesses globally. It integrates payments, banking, and lending into a messaging-like interface.
- Financial conversations
- Global payments
- Banking services
- Lending features
- Messaging interface
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Rubies is curated to power financial conversations between friends and brands across geographies. Payments, Banking and Lending in the way you send and receive messages.
SafeHaven Mobile
This app offers a modern and secure banking experience with instant money transfers, easy bill payments, and convenient card services for online and offline transactions. Get instant support and enjoy peace of mind with robust security measures.
- Instant money transfers
- Physical and virtual cards for payments
- Easy bill and airtime payments
- In-app instant support
- Unparalleled security measures
- Regulated by Central Bank of Nigeria
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Introducing SafeHaven: Your Future-Ready Banking App Experience the future of banking with SafeHaven, the ultimate solution designed for the next generation. Banking is evolving, and with SafeHaven, you'll stay ahead of the curve. Enjoy a seamless, secure, and efficient banking experience like never before. Key Features: 1. Instant Money Transfers: Say goodbye to the hassle of waiting for money transfers. With SafeHaven, you can send and receive money from any bank or mobile wallet in Nigeria in seconds. 2. SafeHaven Cards: Access the world of online and offline payments effortlessly. Whether you need a physical or virtual card, SafeHaven Cards are your gateway to convenient transactions. Pay for your favorite services like Netflix, Uber, Microsoft, Spotify and more with ease. 3. Pay Bills with Ease: Simplify your life by paying your utility bills with just a few taps. Recharge airtime, purchase internet data, settle electricity bills, and manage your cable subscriptions seamlessly. 4. Instant Support: Our dedicated support team is just a message away. No more waiting in long queues or making countless branch visits. Resolve disputes and get assistance directly from the app, all without the need for paperwork. 5. Unparalleled Security: Rest easy knowing your money is safe and your data is secure. SafeHaven is committed to providing you with a top-notch banking experience while prioritizing your safety. Join the Future Today! Open a SafeHaven account now and experience banking at its finest. SafeHaven Microfinance Bank is proud to be regulated by the Central Bank of Nigeria (CBN), ensuring your financial security. Download SafeHaven now and take control of your financial future!
Screenshots
Verdict
The clearest difference is rating: Rubies at 4.7 against SafeHaven Mobile's 4.4. Rubies also leads on ratings volume (521 vs 31) and review sentiment (76% vs 67%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Rubies holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: Rubies has 521 ratings behind it against 31, so its average is the more settled of the two. Written reviews point the same way: 76% of Rubies's written reviews are positive against 67% of SafeHaven Mobile's.
Rubies ships an update fortnightly, SafeHaven Mobile every 4 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | Rubies | SafeHaven Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (521 ratings) — better | 4.4 (31 ratings) |
| Positive reviews | 75.8% of reviews — better | 66.7% of reviews |
| Number of ratings | 521 — better | 31 |
| Update frequency | Fortnightly — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 96 MB | 187 MB |
| Age rating | 4+ | 4+ |
| Developer | RUBIES MICROFINANCE BANK LIMITED | Sudo Africa, Inc. |
Customer experience
Rubies
SafeHaven Mobile
Bugs and requests
Rubies
Reported bugs
5 issues- Insufficient funds error despite adequate balance
- Login screen freezes
- Incompatibility with older devices
- Inability to add BVN
- OTP not being sent for password reset
Requested features
5 requests- Improve chat feature functionality
- Expand availability to non-Nigerian users
- Add dark mode option
- Enhance in-app security measures
- Streamline debit card request process
SafeHaven Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Rubies
No in-app purchases
SafeHaven Mobile
No in-app purchases
Questions
Is Rubies free?
Is SafeHaven Mobile free?
Which has better reviews, Rubies or SafeHaven Mobile?
Do Rubies or SafeHaven Mobile have ads?
Which is updated more often, Rubies or SafeHaven Mobile?
Other comparisons
