Comparison

LB CIM vs SLIC Customer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LB CIM

Manage your finances digitally with this comprehensive app. Open accounts, apply for loans, track payments, and transfer funds seamlessly. It offers a secure, AI-powered platform for all your financial needs.

Highlights
  • Digital onboarding
  • Fixed deposits and savings accounts
  • Instant personal and business loans
  • Loan and deposit tracking
  • Fund transfers
  • Bill payments
  • AI-powered lending
Features
Read full description

LB CIM – So Simple. So Powerful. Welcome to the new LB CIM App — your digital finance lifestyle companion. Reimagined with a modern design and powered by AI, LB CIM brings everything together in one secure, seamless experience. Whether you're saving, borrowing, or making everyday payments, LB CIM puts the power of financial control in your hands. ________________________________________ Key features • Fully digital onboarding — no branch visits required • Open and manage fixed deposits and savings accounts from anywhere • Apply for instant personal and business loans • Get instant loans against your fixed deposits • Access gold loan and business loan top-ups instantly • Track and manage your loans, leases, and deposits • Download your WHT certificate directly from the app • Schedule payments and receive reminders • Transfer funds to any bank or CIM Wallet • Top up your CIM Wallet from your linked bank account • Pay utility bills, reload mobile, settle credit cards, and insurance premiums • Scan and pay securely using LankaQR • View all your financial activity in one smart dashboard ________________________________________ Smarter lending with AI Our AI-powered credit scoring provides real-time loan decisions and tailored offers. Apply digitally, sign digitally — get disbursed instantly. • Loans from Rs. 25,000 upwards • Top-ups for gold and business loans • Repayment terms: 3 to 24 months • 100% paperless experience ________________________________________ Eligibility • Sri Lankan citizen aged 18+ • Minimum monthly income: Rs. 25,000 • Verified CIM Wallet account ________________________________________ Documents required • NIC, passport, or driving license • Proof of address • Recent pay slips and bank statements ________________________________________ Representative loan example (24 months) • Loan amount: Rs. 150,000 • Interest: Rs. 71,834 • Processing fee: Rs. 3,000 • Stamp duty: Rs. 150 • In-hand amount: Rs. 146,850 • Total repayable: Rs. 221,856 • Monthly installment: Rs. 9,244 • APR: 24.03% Fees are deducted upfront. APR may vary by tenure. ________________________________________ Trusted and certified LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme. ________________________________________ Award-winning fintech innovation: • FITIS Digital Excellence Awards • NBQSA National ICT Awards • LankaPay Technnovation Awards • ICSDB Excellence Awards for Sustainable & Digital Business ________________________________________ LB CIM – So Simple. So Powerful. Your digital finance lifestyle, now in one app.

About

SLIC Customer

Manage your insurance policies, make premium payments, and view policy details on the go. This app provides access to claims, payment history, and important notifications from your insurer. Discover new products, find nearby branches, and access value-added services.

Highlights
  • Manage insurance policies
  • Make premium payments
  • View policy and claim details
  • Access payment history
  • Find branch and garage locations
  • Receive notifications and discounts
Features
Read full description

Keep track of your insurance policies on the go. SLIC mobile app provides an interface for Sri Lanka Insurance customers to manage their Life / General Insurance policies with ease. Making premium payments and viewing details of claims made, payments, insurance covers and earned bonus are brought to your fingertips. Also, you can be informed of the discount schemes and notifications from your trusted insurer and enjoy the wide array of value-added services. Select the best insurance product which suits your needs and find the garages and SLIC branch locations nearest to you with no hassle. For whom? For existing and potential Sri Lanka Insurance customers Features: Premium payments Display Details of customers’ Policies Display Claim Details Display Insurance Cover Details Display Payment History Submit Accident Location Display SLIC Branch Locations Display Approved garage Locations Display product Life / General Insurance Display notices and corporate news. Value-added services Display details of emergency service providers. Display details of discount schemes and partnerships Compatibility: Please note that the current version of the App has been tested on iPhone devices only.

Screenshots

LB CIM4 screens
SLIC Customer4 screens

Verdict

The call

The clearest difference is review sentiment: LB CIM at 50% against SLIC Customer's 0%. LB CIM also leads on rating (4.3 vs 1.0) and ratings volume (39 vs 2). SLIC Customer's advantage is iOS requirement (10 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LB CIM holds the better App Store score, 4.3 against 1.0. That said, the two scores are not equally well evidenced: LB CIM has 39 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 50% of LB CIM's written reviews are positive against 0% of SLIC Customer's.

UpkeepUpdate frequency

LB CIM ships an update monthly, SLIC Customer every 6 weeks. The most recent releases landed on October 8, 2026 and October 11, 2026 respectively.

Scorecard4 real differences · 6 level
LB CIM versus SLIC Customer: the parameters behind the verdict, then further details
ParameterLB CIMSLIC Customer
PriceFreeFree
Rating4.3 (39 ratings) — better1.0 (2 ratings)
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings39 — better2
Update frequencyMonthly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.010 — better
Further details — not scored
Size88 MB91 MB
Age rating12+4+
DeveloperLB FINANCE PLCSri Lanka Insurance Corporation Ltd.

Customer experience

LB CIM

All ratings39 ratings
Positive79.5%
Neutral5.1%
Negative15.4%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

SLIC Customer

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

LB CIM

No in-app purchases

None

SLIC Customer

No in-app purchases

Questions

Is LB CIM free?
LB CIM is free to download, with no in-app purchases.
Is SLIC Customer free?
SLIC Customer is free to download, with no in-app purchases.
Which has better reviews, LB CIM or SLIC Customer?
LB CIM is rated higher. LB CIM averages 4.3 out of 5 from 39 ratings, while SLIC Customer averages 1.0 from 2 ratings.
Do LB CIM or SLIC Customer have ads?
Neither LB CIM nor SLIC Customer shows ads.
Which is updated more often, LB CIM or SLIC Customer?
LB CIM ships an update monthly, and SLIC Customer every 6 weeks. Most recently, LB CIM was updated on October 8, 2026 and SLIC Customer on October 11, 2026.

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