LB CIM vs SeylanPay

LB CIM – So Simple. So Powerful. Welcome to the new LB CIM App — your digital finance lifestyle companion. Reimagined with a modern design and powered by AI, LB CIM brings everything together in one secure, seamless experience. Whether you're saving, borrowing, or making everyday payments, LB CIM puts the power of financial control in your hands. ________________________________________ Key features • Fully digital onboarding — no branch visits required • Open and manage fixed deposits and savings accounts from anywhere • Apply for instant personal and business loans • Get instant loans against your fixed deposits • Access gold loan and business loan top-ups instantly • Track and manage your loans, leases, and deposits • Download your WHT certificate directly from the app • Schedule payments and receive reminders • Transfer funds to any bank or CIM Wallet • Top up your CIM Wallet from your linked bank account • Pay utility bills, reload mobile, settle credit cards, and insurance premiums • Scan and pay securely using LankaQR • View all your financial activity in one smart dashboard ________________________________________ Smarter lending with AI Our AI-powered credit scoring provides real-time loan decisions and tailored offers. Apply digitally, sign digitally — get disbursed instantly. • Loans from Rs. 25,000 upwards • Top-ups for gold and business loans • Repayment terms: 3 to 24 months • 100% paperless experience ________________________________________ Eligibility • Sri Lankan citizen aged 18+ • Minimum monthly income: Rs. 25,000 • Verified CIM Wallet account ________________________________________ Documents required • NIC, passport, or driving license • Proof of address • Recent pay slips and bank statements ________________________________________ Representative loan example (24 months) • Loan amount: Rs. 150,000 • Interest: Rs. 71,834 • Processing fee: Rs. 3,000 • Stamp duty: Rs. 150 • In-hand amount: Rs. 146,850 • Total repayable: Rs. 221,856 • Monthly installment: Rs. 9,244 • APR: 24.03% Fees are deducted upfront. APR may vary by tenure. ________________________________________ Trusted and certified LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme. ________________________________________ Award-winning fintech innovation: • FITIS Digital Excellence Awards • NBQSA National ICT Awards • LankaPay Technnovation Awards • ICSDB Excellence Awards for Sustainable & Digital Business ________________________________________ LB CIM – So Simple. So Powerful. Your digital finance lifestyle, now in one app.

SeylanPay is a mobile payment solution that brings convenience to your day to day life by making payments simple, secured, hassle-free and convenient. SeylanPay mobile app supports VISA, MasterCard and LanakaQR QR code payments at selected merchant outlets island wide. You can make payments at any merchant who accept VISA, MasterCard and LANKAQR enabled with QR payment facilities Island wide. All your Credit Card , Debit Card and Current Accounts , Savings Accounts issued by Seylan Bank can be registered to make the payments through the SeylanPay app. All you have to do is scan the QR code and enter the purchasing amount and PIN code. SeylanPay mobile application is enabling you to; • Register any payment Card (Debit, Credit) issued by Seylan Bank by validating the card number, expiry date, CVV2 and a One Time Password (OTP). • Register Current Accounts and Savings Accounts opened with Seylan Bank by validating account number and NIC and One Time Password (OTP) • Make payments by scanning a VISA, MasterCard and LANKAQR QR code at any merchant location. • Obtain the status of the transaction with confirmation. • View transaction history. • Remove any card or account linked to the app when you want. • Raise a complaint about a disputed transaction using the app and it will be notified to the merchant instantly. • Reset application password within the App itself. • Support for the self-registration through consumer app. Please call us on +94 11 2 008 888 or email info@seylan.lk for further details or inquiries.