Comparison

FriMi vs SeylanPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FriMi

This digital banking app offers a comprehensive lifestyle experience, combining banking, saving, and payments in one place. Manage multiple bank accounts, pay bills, transfer funds, and explore lifestyle services. It provides a secure and personalized financial management tool.

Highlights
  • Digital onboarding without bank visits
  • Manage multiple bank accounts
  • Bill payments and fund transfers
  • Virtual and physical debit cards
  • Savings tools and digital FDs
  • QR code payments
  • Lifestyle services marketplace
Features
Read full description

FriMi by Nations Trust Bank is Sri Lanka's first fully-fledged digital banking experience, effortlessly blending banking, saving, and payments, all wrapped up in one single lifestyle app packed with loads of awesome features. Take control of your financial freedom and live effortlessly. - Effortless onboarding journey – sign up using your smartphone without the need for any bank visits - Add & manage all your Nations Trust Bank accounts & your cards to FriMi and manage them effortlessly - Add your other bank accounts to FriMi & manage money from one app - FriMi is now trilingual - select Sinhala, Tamil or English based on your preference - Personalize your home screen widgets with a long press—add, remove, and move them around just the way you like - Swiftly transfer your funds to any bank account from anywhere, at any time - Settle all utility bills & credit card dues from one app - No more waiting for physical bills! FriMi bill presentment enables you to see your monthly outstanding dues of partner billers through the app. - Send money, receive money and use tokens to move your money instantly - Effortlessly schedule bill payments, card payments and fund transfers with the Pay Later & schedule payments option - Add your frequent payments and transfers to favourites and pin them on top for ultra-quick access - Request either a virtual debit card for online payments or a cool vertical physical debit Mastercard, perfect for both online and offline transactions all over the world - Tailor your savings journey with FriMi's Savings Pot, Round Up, Bucketlist, and Digital FDs - Guess what? We've just rolled out dark mode in the app! Now you can switch to a sleek visual experience, whenever you want - Personal Finance Management is now available. It’s a new way to stay in control of your money. Check it out! - Effortlessly pay with QR codes at any LANKAQR enabled merchant, and now, you can access QR payments with just a simple swipe of home screen to the right - Enjoy the freedom to make all payments with your FriMi account, any other linked bank account, NTB account or credit card linked to FriMi. It’s your choice - Explore FriMi Lifestyle Services—an in-app marketplace that gives you access to a host of services, including e-channeling, concierge services, grocery shopping, gaming, and much more - Effortlessly split bills with friends using FriMi, whether dividing equally or unevenly - Step up your gifting game with FriMi! Gift your loved one’s cash as well as gift vouchers from partner merchants - Use the 'My QR' feature in-app to easily accept payments from any FriMian or LANKAQR-enabled payment app letting your inner entrepreneur get going with zero-hassle - Your security is our top priority. FriMi offers the best-in-class security framework with enhanced biometric options and instant access to block/unblock cards and set transaction limits, ensuring a safe and secure experience

About

SeylanPay

This mobile payment solution simplifies daily transactions by enabling secure and hassle-free payments via QR codes and registered cards/accounts. Easily manage linked payment methods, view transaction history, and raise disputes.

Highlights
  • QR code payments (VISA, MasterCard, LANKAQR)
  • Register Seylan Bank cards (Debit, Credit)
  • Register Seylan Bank accounts (Current, Savings)
  • View transaction history
  • Raise transaction disputes
  • Secure payment process with OTP
Features
Read full description

SeylanPay is a mobile payment solution that brings convenience to your day to day life by making payments simple, secured, hassle-free and convenient. SeylanPay mobile app supports VISA, MasterCard and LanakaQR QR code payments at selected merchant outlets island wide. You can make payments at any merchant who accept VISA, MasterCard and LANKAQR enabled with QR payment facilities Island wide. All your Credit Card , Debit Card and Current Accounts , Savings Accounts issued by Seylan Bank can be registered to make the payments through the SeylanPay app. All you have to do is scan the QR code and enter the purchasing amount and PIN code. SeylanPay mobile application is enabling you to; • Register any payment Card (Debit, Credit) issued by Seylan Bank by validating the card number, expiry date, CVV2 and a One Time Password (OTP). • Register Current Accounts and Savings Accounts opened with Seylan Bank by validating account number and NIC and One Time Password (OTP) • Make payments by scanning a VISA, MasterCard and LANKAQR QR code at any merchant location. • Obtain the status of the transaction with confirmation. • View transaction history. • Remove any card or account linked to the app when you want. • Raise a complaint about a disputed transaction using the app and it will be notified to the merchant instantly. • Reset application password within the App itself. • Support for the self-registration through consumer app. Please call us on +94 11 2 008 888 or email info@seylan.lk for further details or inquiries.

Screenshots

FriMi4 screens
SeylanPay3 screens

Verdict

The call

The clearest difference is rating: SeylanPay at 5.0 against FriMi's 3.5. FriMi's advantage is ratings volume (8 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SeylanPay holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: FriMi has 8 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

FriMi ships an update every 3 months, SeylanPay every 2 months. The most recent releases landed on June 10, 2026 and September 19, 2026 respectively.

Scorecard2 real differences · 8 level
FriMi versus SeylanPay: the parameters behind the verdict, then further details
ParameterFriMiSeylanPay
PriceFreeFree
Rating3.5 (8 ratings)5.0 (1 ratings) — better
Positive reviews26.1% of reviews—
Number of ratings8 — better1
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size96 MB90 MB
Age rating4+4+
DeveloperNations Trust Bank PLCSeylan Bank PLC

Customer experience

FriMi

All ratings8 ratings
Positive62.5%
Neutral0.0%
Negative37.5%
Written reviews46 reviews
Positive26.1%
Neutral8.7%
Negative65.2%

SeylanPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FriMi

No in-app purchases

None

SeylanPay

No in-app purchases

Questions

Is FriMi free?
FriMi is free to download, with no in-app purchases.
Is SeylanPay free?
SeylanPay is free to download, with no in-app purchases.
Which has better reviews, FriMi or SeylanPay?
SeylanPay is rated higher. FriMi averages 3.5 out of 5 from 8 ratings, while SeylanPay averages 5.0 from 1 ratings.
Do FriMi or SeylanPay have ads?
Neither FriMi nor SeylanPay shows ads.
Which is updated more often, FriMi or SeylanPay?
FriMi ships an update every 3 months, and SeylanPay every 2 months. Most recently, FriMi was updated on June 10, 2026 and SeylanPay on September 19, 2026.

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