FriMi vs DFCC One
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FriMi
This digital banking app offers a comprehensive lifestyle experience, combining banking, saving, and payments in one place. Manage multiple bank accounts, pay bills, transfer funds, and explore lifestyle services. It provides a secure and personalized financial management tool.
- Digital onboarding without bank visits
- Manage multiple bank accounts
- Bill payments and fund transfers
- Virtual and physical debit cards
- Savings tools and digital FDs
- QR code payments
- Lifestyle services marketplace
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FriMi by Nations Trust Bank is Sri Lanka's first fully-fledged digital banking experience, effortlessly blending banking, saving, and payments, all wrapped up in one single lifestyle app packed with loads of awesome features. Take control of your financial freedom and live effortlessly. - Effortless onboarding journey – sign up using your smartphone without the need for any bank visits - Add & manage all your Nations Trust Bank accounts & your cards to FriMi and manage them effortlessly - Add your other bank accounts to FriMi & manage money from one app - FriMi is now trilingual - select Sinhala, Tamil or English based on your preference - Personalize your home screen widgets with a long press—add, remove, and move them around just the way you like - Swiftly transfer your funds to any bank account from anywhere, at any time - Settle all utility bills & credit card dues from one app - No more waiting for physical bills! FriMi bill presentment enables you to see your monthly outstanding dues of partner billers through the app. - Send money, receive money and use tokens to move your money instantly - Effortlessly schedule bill payments, card payments and fund transfers with the Pay Later & schedule payments option - Add your frequent payments and transfers to favourites and pin them on top for ultra-quick access - Request either a virtual debit card for online payments or a cool vertical physical debit Mastercard, perfect for both online and offline transactions all over the world - Tailor your savings journey with FriMi's Savings Pot, Round Up, Bucketlist, and Digital FDs - Guess what? We've just rolled out dark mode in the app! Now you can switch to a sleek visual experience, whenever you want - Personal Finance Management is now available. It’s a new way to stay in control of your money. Check it out! - Effortlessly pay with QR codes at any LANKAQR enabled merchant, and now, you can access QR payments with just a simple swipe of home screen to the right - Enjoy the freedom to make all payments with your FriMi account, any other linked bank account, NTB account or credit card linked to FriMi. It’s your choice - Explore FriMi Lifestyle Services—an in-app marketplace that gives you access to a host of services, including e-channeling, concierge services, grocery shopping, gaming, and much more - Effortlessly split bills with friends using FriMi, whether dividing equally or unevenly - Step up your gifting game with FriMi! Gift your loved one’s cash as well as gift vouchers from partner merchants - Use the 'My QR' feature in-app to easily accept payments from any FriMian or LANKAQR-enabled payment app letting your inner entrepreneur get going with zero-hassle - Your security is our top priority. FriMi offers the best-in-class security framework with enhanced biometric options and instant access to block/unblock cards and set transaction limits, ensuring a safe and secure experience
DFCC One
Manage your finances securely and conveniently with this mobile banking app. Transfer funds, pay bills, and view transaction history with ease. Access your account information quickly and securely, even without full login.
- Effortless fund transfers
- Instant bill payments
- Secure biometric access
- Peek balance without login
- ePassbook for transaction history
- View DFCC proposition details
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Step into the Future of Banking with DFCC One Mobile Banking App! Welcome to a new era of digital banking! With the DFCC One Mobile Banking app from DFCC Bank, you can enjoy superior banking experiences anytime, anywhere, conveniently and securely. Whether you’re managing your finances, making payments, or exploring new financial opportunities, DFCC One is your all-in-one solution, designed to make your banking journey extraordinary! Exciting Features Await You: • Effortless Fund Transfers: Send money to anyone, anywhere, with just a few taps. Quick, secure, and hassle-free! • Pay Bills with Ease: Take control of your bills by paying instantly using your account or credit card—all with a simple tap. • Secure Access with Biometrics: Enjoy banking with the highest level of security! • Peek Balance: Curious about your balance? Just peek! Check your balance without the hassle of logging in. • ePassbook – Instant History: View your transaction history at a glance, even without logging in. All your records, neatly organized! • Your DFCC Proposition, Your Way: Stay informed and in control of your finances. View your proposition title in a jiffy! • Detailed Transaction Insights: Dive deep into your transaction history and balances, all presented clearly for your convenience.
Screenshots
Verdict
The clearest difference is rating: DFCC One at 4.7 against FriMi's 3.5. DFCC One also leads on update cadence (every 5 weeks vs every 3 months). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DFCC One holds the better App Store score, 4.7 against 3.5. Both are backed by a comparable volume of ratings — 8 and 6 respectively. Written reviews point the same way: 26% of FriMi's written reviews are positive against 33% of DFCC One's.
FriMi ships an update every 3 months, DFCC One every 5 weeks. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.
| Parameter | FriMi | DFCC One |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (8 ratings) | 4.7 (6 ratings) — better |
| Positive reviews | 26.1% of reviews | 33.3% of reviews — better |
| Number of ratings | 8 — better | 6 |
| Update frequency | Every 3 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 96 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Nations Trust Bank PLC | DFCC Bank PLC |
Customer experience
FriMi
DFCC One
In-app purchases
FriMi
No in-app purchases
DFCC One
No in-app purchases








