Comparison

FriMi vs NDB Neos

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FriMi

This digital banking app offers a comprehensive lifestyle experience, combining banking, saving, and payments in one place. Manage multiple bank accounts, pay bills, transfer funds, and explore lifestyle services. It provides a secure and personalized financial management tool.

Highlights
  • Digital onboarding without bank visits
  • Manage multiple bank accounts
  • Bill payments and fund transfers
  • Virtual and physical debit cards
  • Savings tools and digital FDs
  • QR code payments
  • Lifestyle services marketplace
Features
Read full description

FriMi by Nations Trust Bank is Sri Lanka's first fully-fledged digital banking experience, effortlessly blending banking, saving, and payments, all wrapped up in one single lifestyle app packed with loads of awesome features. Take control of your financial freedom and live effortlessly. - Effortless onboarding journey – sign up using your smartphone without the need for any bank visits - Add & manage all your Nations Trust Bank accounts & your cards to FriMi and manage them effortlessly - Add your other bank accounts to FriMi & manage money from one app - FriMi is now trilingual - select Sinhala, Tamil or English based on your preference - Personalize your home screen widgets with a long press—add, remove, and move them around just the way you like - Swiftly transfer your funds to any bank account from anywhere, at any time - Settle all utility bills & credit card dues from one app - No more waiting for physical bills! FriMi bill presentment enables you to see your monthly outstanding dues of partner billers through the app. - Send money, receive money and use tokens to move your money instantly - Effortlessly schedule bill payments, card payments and fund transfers with the Pay Later & schedule payments option - Add your frequent payments and transfers to favourites and pin them on top for ultra-quick access - Request either a virtual debit card for online payments or a cool vertical physical debit Mastercard, perfect for both online and offline transactions all over the world - Tailor your savings journey with FriMi's Savings Pot, Round Up, Bucketlist, and Digital FDs - Guess what? We've just rolled out dark mode in the app! Now you can switch to a sleek visual experience, whenever you want - Personal Finance Management is now available. It’s a new way to stay in control of your money. Check it out! - Effortlessly pay with QR codes at any LANKAQR enabled merchant, and now, you can access QR payments with just a simple swipe of home screen to the right - Enjoy the freedom to make all payments with your FriMi account, any other linked bank account, NTB account or credit card linked to FriMi. It’s your choice - Explore FriMi Lifestyle Services—an in-app marketplace that gives you access to a host of services, including e-channeling, concierge services, grocery shopping, gaming, and much more - Effortlessly split bills with friends using FriMi, whether dividing equally or unevenly - Step up your gifting game with FriMi! Gift your loved one’s cash as well as gift vouchers from partner merchants - Use the 'My QR' feature in-app to easily accept payments from any FriMian or LANKAQR-enabled payment app letting your inner entrepreneur get going with zero-hassle - Your security is our top priority. FriMi offers the best-in-class security framework with enhanced biometric options and instant access to block/unblock cards and set transaction limits, ensuring a safe and secure experience

About

NDB Neos

Manage your finances on the go with a streamlined mobile banking experience. This app offers advanced technology and industry-leading security to handle all your financial needs, from transfers to statement downloads, all from your smartphone.

Highlights
  • Redesigned user interface
  • Advanced banking technology
  • Industry-leading security
  • Manage finances anytime, anywhere
  • Fund transfers
  • Download statements
Features
Read full description

Welcome to NEOS, the all new and upgraded mobile banking experience from NDB Bank - where innovation meets simplicity. Built for today's fast moving world, NEOS brings banking features to your fingertips so you can manage your money anytime, anywhere, without ever stepping into a branch. Enjoy a beautifully redesigned interface, advanced technology, and industry leading security. With NEOS, your entire financial world lives in one intelligent, customizable app. Why Choose NEOS ? Because your time, security and convenience matter the most to us. Whether you're transferring funds, or downloading your statements, NEOS makes every transaction smarter, faster, and simpler.

Screenshots

FriMi4 screens
NDB Neos4 screens

Verdict

The call

The clearest difference is iOS requirement: FriMi at 13.0 against NDB Neos's 15.6. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.5 for FriMi against 3.6 for NDB Neos. Both are backed by a comparable volume of ratings — 8 and 23 respectively. Written reviews are what separate them: 26% of FriMi's written reviews are positive against 25% of NDB Neos's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
FriMi versus NDB Neos: the parameters behind the verdict, then further details
ParameterFriMiNDB Neos
PriceFreeFree
Rating3.5 (8 ratings)3.6 (23 ratings) — better
Positive reviews26.1% of reviews — better25.0% of reviews
Number of ratings823 — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size96 MB117 MB
Age rating4+17+
DeveloperNations Trust Bank PLCNational Development Bank

Customer experience

FriMi

All ratings8 ratings
Positive62.5%
Neutral0.0%
Negative37.5%
Written reviews46 reviews
Positive26.1%
Neutral8.7%
Negative65.2%

NDB Neos

All ratings23 ratings
Positive65.2%
Neutral4.3%
Negative30.4%
Written reviews28 reviews
Positive25.0%
Neutral7.1%
Negative67.9%

In-app purchases

None

FriMi

No in-app purchases

None

NDB Neos

No in-app purchases

Questions

Is FriMi free?
FriMi is free to download, with no in-app purchases.
Is NDB Neos free?
NDB Neos is free to download, with no in-app purchases.
Which has better reviews, FriMi or NDB Neos?
NDB Neos is rated higher. FriMi averages 3.5 out of 5 from 8 ratings, while NDB Neos averages 3.6 from 23 ratings.
Do FriMi or NDB Neos have ads?
Neither FriMi nor NDB Neos shows ads.
Which is updated more often, FriMi or NDB Neos?
FriMi ships an update every 3 months, and NDB Neos every 3 months. Most recently, FriMi was updated on November 2, 2026 and NDB Neos on November 3, 2026.

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