LB CIM vs Policy Aidvisor

LB CIM – So Simple. So Powerful. Welcome to the new LB CIM App — your digital finance lifestyle companion. Reimagined with a modern design and powered by AI, LB CIM brings everything together in one secure, seamless experience. Whether you're saving, borrowing, or making everyday payments, LB CIM puts the power of financial control in your hands. ________________________________________ Key features • Fully digital onboarding — no branch visits required • Open and manage fixed deposits and savings accounts from anywhere • Apply for instant personal and business loans • Get instant loans against your fixed deposits • Access gold loan and business loan top-ups instantly • Track and manage your loans, leases, and deposits • Download your WHT certificate directly from the app • Schedule payments and receive reminders • Transfer funds to any bank or CIM Wallet • Top up your CIM Wallet from your linked bank account • Pay utility bills, reload mobile, settle credit cards, and insurance premiums • Scan and pay securely using LankaQR • View all your financial activity in one smart dashboard ________________________________________ Smarter lending with AI Our AI-powered credit scoring provides real-time loan decisions and tailored offers. Apply digitally, sign digitally — get disbursed instantly. • Loans from Rs. 25,000 upwards • Top-ups for gold and business loans • Repayment terms: 3 to 24 months • 100% paperless experience ________________________________________ Eligibility • Sri Lankan citizen aged 18+ • Minimum monthly income: Rs. 25,000 • Verified CIM Wallet account ________________________________________ Documents required • NIC, passport, or driving license • Proof of address • Recent pay slips and bank statements ________________________________________ Representative loan example (24 months) • Loan amount: Rs. 150,000 • Interest: Rs. 71,834 • Processing fee: Rs. 3,000 • Stamp duty: Rs. 150 • In-hand amount: Rs. 146,850 • Total repayable: Rs. 221,856 • Monthly installment: Rs. 9,244 • APR: 24.03% Fees are deducted upfront. APR may vary by tenure. ________________________________________ Trusted and certified LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme. ________________________________________ Award-winning fintech innovation: • FITIS Digital Excellence Awards • NBQSA National ICT Awards • LankaPay Technnovation Awards • ICSDB Excellence Awards for Sustainable & Digital Business ________________________________________ LB CIM – So Simple. So Powerful. Your digital finance lifestyle, now in one app.

Policy AIDvisor helps you actually understand your homeowners insurance policy — the exclusions, the deductibles, and the gaps that matter for your area. Ask any general insurance question for free. When you want a personalized breakdown of your specific policy, upload it for a one-time $3.99 credit and get: • A plain-English summary of what you have • Gaps in coverage worth reviewing • Regional hazard context based on FEMA disaster data for your state • Sample denial scenarios where claims commonly fail • Concrete recommendations you can act on • A downloadable PDF of the full analysis • A ready-to-send email drafted for your insurance agent Your uploaded policy is anonymized before storage. Interactive chat about your policy stays open for 7 days after upload; read-only access continues after. Policy AIDvisor is part of the BuildSOS family — practical tools for homeowners preparing for, responding to, and recovering from the risks their properties face. — Policy AIDvisor provides educational information only. It is not insurance, legal, or financial advice, and it is not a substitute for a licensed insurance agent. For active claims, please contact your agent directly.