LB CIM vs Pan Asia EZY

LB CIM – So Simple. So Powerful. Welcome to the new LB CIM App — your digital finance lifestyle companion. Reimagined with a modern design and powered by AI, LB CIM brings everything together in one secure, seamless experience. Whether you're saving, borrowing, or making everyday payments, LB CIM puts the power of financial control in your hands. ________________________________________ Key features • Fully digital onboarding — no branch visits required • Open and manage fixed deposits and savings accounts from anywhere • Apply for instant personal and business loans • Get instant loans against your fixed deposits • Access gold loan and business loan top-ups instantly • Track and manage your loans, leases, and deposits • Download your WHT certificate directly from the app • Schedule payments and receive reminders • Transfer funds to any bank or CIM Wallet • Top up your CIM Wallet from your linked bank account • Pay utility bills, reload mobile, settle credit cards, and insurance premiums • Scan and pay securely using LankaQR • View all your financial activity in one smart dashboard ________________________________________ Smarter lending with AI Our AI-powered credit scoring provides real-time loan decisions and tailored offers. Apply digitally, sign digitally — get disbursed instantly. • Loans from Rs. 25,000 upwards • Top-ups for gold and business loans • Repayment terms: 3 to 24 months • 100% paperless experience ________________________________________ Eligibility • Sri Lankan citizen aged 18+ • Minimum monthly income: Rs. 25,000 • Verified CIM Wallet account ________________________________________ Documents required • NIC, passport, or driving license • Proof of address • Recent pay slips and bank statements ________________________________________ Representative loan example (24 months) • Loan amount: Rs. 150,000 • Interest: Rs. 71,834 • Processing fee: Rs. 3,000 • Stamp duty: Rs. 150 • In-hand amount: Rs. 146,850 • Total repayable: Rs. 221,856 • Monthly installment: Rs. 9,244 • APR: 24.03% Fees are deducted upfront. APR may vary by tenure. ________________________________________ Trusted and certified LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme. ________________________________________ Award-winning fintech innovation: • FITIS Digital Excellence Awards • NBQSA National ICT Awards • LankaPay Technnovation Awards • ICSDB Excellence Awards for Sustainable & Digital Business ________________________________________ LB CIM – So Simple. So Powerful. Your digital finance lifestyle, now in one app.

Pan Asia EZY is a simpler, smarter way to bank. Designed around your everyday life, it gives you effortless control over your money; so you can pay, transfer, and manage your finances with ease, wherever you are. Everything, in One Place From daily transactions to long term financial management, EZY brings all your banking into a single, beautifully simple experience. Move Money, Effortlessly Send money across your accounts, to other Pan Asia customers, or to any bank in Sri Lanka. Pay bills, settle credit cards, or use LankaQR for fast, secure payments at merchants nationwide. Save and Grow with Confidence Open savings accounts and fixed deposits directly from the app. Access funds when you need them with instant loans against your deposits. Stay in Control Track your accounts, monitor transactions, and manage your credit cards with clarity and ease. Everything you need is always within reach. Designed Around You Personalise your dashboard, set up quick actions, and tailor your banking experience to suit your lifestyle. Security You Can Trust Built with strong protection at every step, including secure login, OTP verification, and biometric access, so your banking stays safe and private. A Better Way to Bank Simple. Secure. Effortless. Pan Asia EZY puts you in control of your finances, so you can focus on what matters most.