Comparison

MTG Express vs Ruoff LO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MTG Express

This app streamlines the home buying process by helping users assess affordability, compare mortgage options, and manage documents. It provides real-time updates on interest rates and facilitates communication with mortgage consultants.

Highlights
  • Assess homeownership affordability
  • Compare mortgage lending options
  • Real-time loan updates
  • Scan and upload documents
  • Access consultant contact information
  • Explore refinancing benefits
Features
Read full description

Built for speed and designed for accuracy, Mortgage Express improves the mortgage experience and eliminates barriers for homebuyers. Our technology guides you through the entire journey of buying your home. Apply for your mortgage, organize your documents, and communicate with your Mortgage Consultant all in one place. Key Features: See if homeownership is an affordable option based on your current income and expenses. Find the best mortgage solution by comparing different lending options. Receive real time updates that may impact your loan like a change in mortgage interest rates. Save time by scanning important documents and uploading them with your phone. Easily access contact information for your Mortgage Consultant and real estate agent and share the information with family and friends. Discover the benefits (or cost) of refinancing your mortgage. The calculations provided by Mortgage Express are designed to only provide an idea of what homeownership might mean for you. To learn more about what a customized solution for your financial situation, needs, and goals would look like, please contact your Mortgage Consultant. Your Mortgage Consultant will also answer any questions you might have about the buying experience and the loan approval process.

About

Ruoff LO

This mobile application provides loan officers with on-the-go access to proprietary systems and over 40 tools. It allows users to manage their business and assist clients from anywhere, eliminating the need for a laptop.

Highlights
  • On-the-go access to proprietary systems
  • Over 40 unique tools
  • Client assistance from anywhere
  • Laptop-free business management
  • Real-time information access
Features
Read full description

Ruoff LO offers a dynamic mobile solution tailored for loan officers feeling trapped inside their offices. The app empowers loan officers by providing access to Ruoff Mortgage’s proprietary systems on the go. Experience over 40 unique tools that provide you with the information and access you need on the go, without the hassle of carrying a bulky laptop. Your business is at your fingertips, ensuring access whenever and wherever you need it to assist your clients.

Screenshots

MTG Express4 screens
Ruoff LO4 screens

Verdict

The call

The clearest difference is rating: MTG Express at 4.4 against Ruoff LO's 2.3. Ruoff LO's advantage is update cadence (every 5 weeks vs every 4 months) and iOS requirement (15.0 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MTG Express holds the better App Store score, 4.4 against 2.3. Both are backed by a comparable volume of ratings — 14 and 16 respectively.

UpkeepUpdate frequency

MTG Express ships an update every 4 months, Ruoff LO every 5 weeks. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
MTG Express versus Ruoff LO: the parameters behind the verdict, then further details
ParameterMTG ExpressRuoff LO
PriceFreeFree
Rating4.4 (14 ratings) — better2.3 (16 ratings)
Positive reviews—0.0% of reviews
Number of ratings1416 — better
Update frequencyEvery 4 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size103 MB103 MB
Age rating4+4+
DeveloperGVC MortgageRuoff

Customer experience

MTG Express

All ratings14 ratings
Positive85.7%
Neutral0.0%
Negative14.3%

Ruoff LO

All ratings16 ratings
Positive31.3%
Neutral0.0%
Negative68.8%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

MTG Express

No in-app purchases

None

Ruoff LO

No in-app purchases

Questions

Is MTG Express free?
MTG Express is free to download, with no in-app purchases.
Is Ruoff LO free?
Ruoff LO is free to download, with no in-app purchases.
Which has better reviews, MTG Express or Ruoff LO?
MTG Express is rated higher. MTG Express averages 4.4 out of 5 from 14 ratings, while Ruoff LO averages 2.3 from 16 ratings.
Do MTG Express or Ruoff LO have ads?
Neither MTG Express nor Ruoff LO shows ads.
Which is updated more often, MTG Express or Ruoff LO?
MTG Express ships an update every 4 months, and Ruoff LO every 5 weeks. Most recently, MTG Express was updated on October 24, 2026 and Ruoff LO on October 24, 2026.

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