Comparison

Ruoff LO vs ProFed Digital Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ruoff LO

This mobile application provides loan officers with on-the-go access to proprietary systems and over 40 tools. It allows users to manage their business and assist clients from anywhere, eliminating the need for a laptop.

Highlights
  • On-the-go access to proprietary systems
  • Over 40 unique tools
  • Client assistance from anywhere
  • Laptop-free business management
  • Real-time information access
Features
Read full description

Ruoff LO offers a dynamic mobile solution tailored for loan officers feeling trapped inside their offices. The app empowers loan officers by providing access to Ruoff Mortgage’s proprietary systems on the go. Experience over 40 unique tools that provide you with the information and access you need on the go, without the hassle of carrying a bulky laptop. Your business is at your fingertips, ensuring access whenever and wherever you need it to assist your clients.

About

ProFed Digital Banking

Manage your finances conveniently with this digital banking application. It offers secure login options, quick balance checks, fund transfers, bill payments, and mobile check deposits. The app also includes accessibility features for a broader user base.

Highlights
  • Secure Touch ID/Face ID login
  • Quick Balance viewing
  • Fund transfers
  • Mobile check deposit
  • Bill pay
  • Accessibility features
Features
Read full description

Welcome to ProFed Digital Banking! Need to check your balance on the go? We have an app for that! Do more with our ProFed Digital Banking app. ProFed Digital Banking allows you to: - Sign in with Touch ID or Face ID - Use Quick Balance to view account balances without signing in - View Quick Balances on your Apple Watch - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity ...and more! For more information or to become a member of ProFed CU, visit us at profedcu.org

Screenshots

Ruoff LO4 screens
ProFed Digital Banking4 screens

Verdict

The call

The clearest difference is rating: ProFed Digital Banking at 2.6 against Ruoff LO's 2.3. ProFed Digital Banking also leads on review sentiment (13% vs 0%) and ratings volume (72 vs 16). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ProFed Digital Banking holds the better App Store score, 2.6 against 2.3. Both are backed by a comparable volume of ratings — 16 and 72 respectively. Written reviews point the same way: 0% of Ruoff LO's written reviews are positive against 13% of ProFed Digital Banking's.

UpkeepUpdate frequency

Ruoff LO ships an update every 5 weeks, ProFed Digital Banking monthly. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
Ruoff LO versus ProFed Digital Banking: the parameters behind the verdict, then further details
ParameterRuoff LOProFed Digital Banking
PriceFreeFree
Rating2.3 (16 ratings)2.6 (72 ratings) — better
Positive reviews0.0% of reviews13.0% of reviews — better
Number of ratings1672 — better
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS15.0 — better15.6
Further details — not scored
Size103 MB68 MB
Age rating4+12+
DeveloperRuoffProFed Federal Credit Union

Customer experience

Ruoff LO

All ratings16 ratings
Positive31.3%
Neutral0.0%
Negative68.8%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

ProFed Digital Banking

All ratings72 ratings
Positive37.5%
Neutral2.8%
Negative59.7%
Written reviews54 reviews
Positive13.0%
Neutral1.9%
Negative85.2%

Bugs and requests

Ruoff LO

Not enough reviews yet to summarise bugs or requests.

ProFed Digital Banking

Reported bugs

20 issues
  • App issues, error messages
  • Cannot type on login screen
  • PDFs not opening
  • Login takes multiple steps
  • App not working half the time
Show 15 more
  • Login screen requires repeated clicks
  • Error: something went wrong
  • Cannot sign in after updates
  • App crashes or freezes
  • Server errors preventing login
  • Mobile deposit not working
  • Camera access denied for mobile deposit
  • No Face ID on iPhone 14/15 Pro Max
  • Card not showing for account
  • Application error on login
  • Transactions unclear, no last 4 digits
  • Cannot sync with Trubill
  • Cannot verify identity for new account
  • Savings jar reverts to wrong account
  • Cannot hide specific accounts on iPhone

Requested features

13 requests
  • Improve login process
  • Restore PDF access
  • Add Face ID/Biometric login for all devices
  • Improve information density
  • Make app feel more native
Show 8 more
  • Improve mobile deposit functionality
  • Allow hiding specific accounts
  • Improve transaction details (time stamp, clarity)
  • Fix savings jar functionality
  • Allow rearranging account order
  • Sync with budgeting apps like Trubill
  • Allow users to hide specific shares
  • Set up savings jar for multiple debit card accounts

In-app purchases

None

Ruoff LO

No in-app purchases

None

ProFed Digital Banking

No in-app purchases

Questions

Is Ruoff LO free?
Ruoff LO is free to download, with no in-app purchases.
Is ProFed Digital Banking free?
ProFed Digital Banking is free to download, with no in-app purchases.
Which has better reviews, Ruoff LO or ProFed Digital Banking?
ProFed Digital Banking is rated higher. Ruoff LO averages 2.3 out of 5 from 16 ratings, while ProFed Digital Banking averages 2.6 from 72 ratings.
Do Ruoff LO or ProFed Digital Banking have ads?
Neither Ruoff LO nor ProFed Digital Banking shows ads.
Which is updated more often, Ruoff LO or ProFed Digital Banking?
Ruoff LO ships an update every 5 weeks, and ProFed Digital Banking monthly. Most recently, Ruoff LO was updated on November 3, 2026 and ProFed Digital Banking on November 3, 2026.

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