Comparison

MOZE vs SHIN理想記帳

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOZE

Effortlessly track your income and expenses with this powerful financial management app. It offers multi-account support, budget planning, detailed reports, and even cryptocurrency tracking. Regain control of your finances with a beautiful and intuitive interface.

Highlights
  • Multi-account and cross-currency bookkeeping
  • Budget planning and project grouping
  • Detailed statistical and comparison reports
  • Credit card management and rewards tracking
  • Cryptocurrency tracking
  • Taiwan E-invoice integration
  • Customizable categories and themes
Features
Read full description

MOZE 4.0 – 10 Years of Excellence, Trusted by Millions Beautiful Interface × Powerful Features × Ultimate Experience Turn bookkeeping into pure enjoyment! Tired of your money disappearing without a trace? Want to take control of your finances but don’t know where to start? MOZE helps you effortlessly build bookkeeping habits and regain control over your money! --- 【 What’s New in 4.0 】 iPad Version – Designed for large screens with cross-device synchronization Shortcut Quick Entry – Log a transaction in seconds without opening the app Enhanced Statistics Reports – Multi-dimensional analysis by account, project, target, and more Comparison Reports – Cross-period comparisons to track financial trends Multiple Invoices Linking – Attach several invoices to a single transaction entry Entry Modes Switch – Context-based quick selection of account and category presets Full-Screen Calendar View – Monitor daily income and expenses at a glance Sign in with Apple & Sync – Automatically back up data to MOZE Cloud Crypto Tracking – Follow the top 100 cryptocurrencies by market cap 30+ Updates and Optimizations – Better UX, smoother performance, more power --- 【 Core Features Overview 】 Powerful Financial Management • Multi-account support, cross-currency bookkeeping • Project grouping, budget planning • Payables & receivables tracking, interest calculations Daily Use Scenarios • Comprehensive support for recurring expenses, installments, refunds, fees, discounts, and more Credit Card Center • Advanced features including shared credits, statement mode, billing installments, rewards tracking, auto deposit, balance adjustments Rich Report Analysis • Various types of statistical reports • Comparison tables across different time periods Taiwan E-Invoice Integration • Mobile barcode carrier, QR code scanning, automatic lottery checking, invoice linking Privacy & Security • ISO-27001 certified • Cloud encryption and password protection to safeguard your data Personalization • Over 100 built-in common categories, fully customizable to personal preferences • Multiple theme options, downloadable account and color icons to create your unique style Other Features • Search, batch processing, CSV import/export, cloud backup / restore Widget • Instantly check accounts, budgets, notifications, rewards, and more Apple Watch • Quick entry, recent records, credit card payment reminders, transaction reminders, mobile barcode --- Why Choose MOZE? • 10 years of continuous development, full-featured and refined • Trusted by millions of users • Taiwan-localized design that truly understands your needs --- Contact & Support • Facebook Page: https://moze.to/moze_fb • Facebook Group: https://moze.to/moze_group • Email: hello@moze.app • Website: https://moze.app • Pricing: https://moze.app/pricing • FAQ: https://faq.moze.app/ • Features: https://doc.moze.app/ Legal • Privacy Policy: https://moze.to/website_privacy • Terms of Use: https://moze.to/website_terms --- Ready to make money management effortless? Download MOZE 4.0 and start your 14-day free trial today!

About

SHIN理想記帳

This finance app helps users manage their money through a unique proportional budgeting method, allowing them to allocate income into living, investment, and savings accounts. It also categorizes spending as 'wants' or 'needs' to promote smarter financial decisions and provides detailed reports.

Highlights
  • Proportional budgeting method
  • Allocate income to living, investment, savings
  • Categorize spending as 'wants' or 'needs'
  • Consumption analysis reports
  • Cloud automatic data upload
  • Customizable category icons
  • Daily journaling reminders
Features
Read full description

李勛 SHIN LI/新生代理財投資YouTuber 在沒有富爸爸和任何財經科系背景下,透過自行學習投資理財幸運地在25歲存到了第一桶金!將自己花心思整理的各式小資理財資訊製作成影片,在Youtube成功吸引了超過30萬人訂閱、累積4000萬次觀看。 李勛本次與台灣財經資訊龍頭公司CMoney合作,將自己獨家的記帳方法和理財思維產品化,開發了這款「Shin理想記帳」。 ––––功能特色介紹–––– 獨家1>>比例記帳法 理想記帳中的比例記帳法,是利用比例分配的方式,將每個月的收入按比例分配至「生活、投資、儲蓄」三種帳戶,並可以時時檢視各帳戶狀態,且能夠在帳戶間彼此轉帳。 能夠幫助使用者量入為出,在消費支出前就先將每個月的現金流妥善規劃,確實將財富穩定累積下來。 獨家2>>【想要/需要】報表 更在日常記帳中規劃了【想要/需要】標籤,幫助使用者在記帳時能夠思考消費目的,並能透過報表定期檢視消費細節,真正做到聰明消費。 ◆消費分析 統整整月消費狀況,幫你一眼抓出財務漏洞。 ◆雲端自動上傳資料 換手機、換平台、換版本,安全還原完整資料。 ◆帳務報表 詳盡多彩的報表,即時掌握收支狀況 ◆自訂分類icons 自由調整分類icon,多款可愛icon任你選 ◆記帳提醒 自訂每日提醒時間,系統自動提醒,不用再擔心金魚腦袋 ------- 希望透過ShinLi個人實證有效的理財記帳方法, 與你交朋友,陪伴你存下每一分夢想的基礎。 利用簡單的記帳流程,幫助你養成理財的好習慣 規劃三大帳戶讓你可以清楚看見財富的累積 協助你思考並清楚規劃每筆現金流的意義 搭配 ShinLi 總是第一手更新的各家銀行 信用卡&帳戶 優惠資訊 真正做到『聰明消費,輕鬆理財,理想記帳。』

Screenshots

MOZE4 screens
SHIN理想記帳4 screens

Verdict

The call

The clearest difference is in-app purchases: SHIN理想記帳 at none against MOZE's 12. SHIN理想記帳 also leads on rating (4.8 vs 4.5) and iOS requirement (13.2 vs 17.0). MOZE's advantage is update cadence (weekly vs every 3 weeks) and ratings volume (67 vs 5). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MOZE sells 12 in-app purchases, starting at $1.99 per month. SHIN理想記帳 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SHIN理想記帳 holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: MOZE has 67 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

MOZE ships an update weekly, SHIN理想記帳 every 3 weeks. The most recent releases landed on September 23, 2026 and August 25, 2026 respectively.

Scorecard6 real differences · 4 level
MOZE versus SHIN理想記帳: the parameters behind the verdict, then further details
ParameterMOZESHIN理想記帳
PriceFreeFree
Rating4.5 (67 ratings)4.8 (5 ratings) — better
Positive reviews86.6% of reviews—
Number of ratings67 — better5
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS17.013.2 — better
Further details — not scored
Size206 MB98 MB
Age rating17+4+
DeveloperMOZE Co., Ltd.KINGWAY MEDIA CO., LTD.

Customer experience

MOZE

All ratings67 ratings
Positive88.1%
Neutral1.5%
Negative10.4%
Written reviews202 reviews
Positive86.6%
Neutral4.5%
Negative8.9%

SHIN理想記帳

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

12 purchases

MOZE

Subscriptions2
  • MOZE MONTHLY PREMIUM PLAN14 Days trial$1.991 Month
  • MOZE YEARLY PREMIUM PLAN14 Days trial$19.991 Year
One-time10
  • TW Account Icon Set 1Free
  • TW Account Icon Set 2Free
  • CN Account Icon Set 1Free
Show 7 more
  • CN Account Icon Set 2Free
  • CN Account Icon Set 4Free
  • CN Account Icon Set 3Free
  • TW Account Icon Set 4Free
  • TW Account Icon Set 3Free
  • HK Account Icon Set 1Free
  • TW Account Icon Set 5Free
None

SHIN理想記帳

No in-app purchases

Questions

Is MOZE free?
MOZE is free to download, with in-app purchases available.
Is SHIN理想記帳 free?
SHIN理想記帳 is free to download, with no in-app purchases.
Which has better reviews, MOZE or SHIN理想記帳?
SHIN理想記帳 is rated higher. MOZE averages 4.5 out of 5 from 67 ratings, while SHIN理想記帳 averages 4.8 from 5 ratings.
Do MOZE or SHIN理想記帳 have ads?
Neither MOZE nor SHIN理想記帳 shows ads.
Which is updated more often, MOZE or SHIN理想記帳?
MOZE ships an update weekly, and SHIN理想記帳 every 3 weeks. Most recently, MOZE was updated on September 23, 2026 and SHIN理想記帳 on August 25, 2026.

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