MOZE vs SmileBudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MOZE
Effortlessly track your income and expenses with this powerful financial management app. It offers multi-account support, budget planning, detailed reports, and even cryptocurrency tracking. Regain control of your finances with a beautiful and intuitive interface.
- Multi-account and cross-currency bookkeeping
- Budget planning and project grouping
- Detailed statistical and comparison reports
- Credit card management and rewards tracking
- Cryptocurrency tracking
- Taiwan E-invoice integration
- Customizable categories and themes
Read full descriptionHide full description
MOZE 4.0 – 10 Years of Excellence, Trusted by Millions Beautiful Interface × Powerful Features × Ultimate Experience Turn bookkeeping into pure enjoyment! Tired of your money disappearing without a trace? Want to take control of your finances but don’t know where to start? MOZE helps you effortlessly build bookkeeping habits and regain control over your money! --- 【 What’s New in 4.0 】 iPad Version – Designed for large screens with cross-device synchronization Shortcut Quick Entry – Log a transaction in seconds without opening the app Enhanced Statistics Reports – Multi-dimensional analysis by account, project, target, and more Comparison Reports – Cross-period comparisons to track financial trends Multiple Invoices Linking – Attach several invoices to a single transaction entry Entry Modes Switch – Context-based quick selection of account and category presets Full-Screen Calendar View – Monitor daily income and expenses at a glance Sign in with Apple & Sync – Automatically back up data to MOZE Cloud Crypto Tracking – Follow the top 100 cryptocurrencies by market cap 30+ Updates and Optimizations – Better UX, smoother performance, more power --- 【 Core Features Overview 】 Powerful Financial Management • Multi-account support, cross-currency bookkeeping • Project grouping, budget planning • Payables & receivables tracking, interest calculations Daily Use Scenarios • Comprehensive support for recurring expenses, installments, refunds, fees, discounts, and more Credit Card Center • Advanced features including shared credits, statement mode, billing installments, rewards tracking, auto deposit, balance adjustments Rich Report Analysis • Various types of statistical reports • Comparison tables across different time periods Taiwan E-Invoice Integration • Mobile barcode carrier, QR code scanning, automatic lottery checking, invoice linking Privacy & Security • ISO-27001 certified • Cloud encryption and password protection to safeguard your data Personalization • Over 100 built-in common categories, fully customizable to personal preferences • Multiple theme options, downloadable account and color icons to create your unique style Other Features • Search, batch processing, CSV import/export, cloud backup / restore Widget • Instantly check accounts, budgets, notifications, rewards, and more Apple Watch • Quick entry, recent records, credit card payment reminders, transaction reminders, mobile barcode --- Why Choose MOZE? • 10 years of continuous development, full-featured and refined • Trusted by millions of users • Taiwan-localized design that truly understands your needs --- Contact & Support • Facebook Page: https://moze.to/moze_fb • Facebook Group: https://moze.to/moze_group • Email: hello@moze.app • Website: https://moze.app • Pricing: https://moze.app/pricing • FAQ: https://faq.moze.app/ • Features: https://doc.moze.app/ Legal • Privacy Policy: https://moze.to/website_privacy • Terms of Use: https://moze.to/website_terms --- Ready to make money management effortless? Download MOZE 4.0 and start your 14-day free trial today!
SmileBudget
This app offers a private and intuitive way to track expenses, plan budgets, and manage your finances. It helps you understand spending patterns, monitor assets, and grow your net worth with features like AI voice entry and customizable ledgers. Enjoy a clean design and secure iCloud sync without ads or accounts.
- Fast expense tracking
- Budget planning
- Asset & net worth tracker
- AI voice entry
- Multiple ledgers
- Spending reports & insights
- Private iCloud sync
Read full descriptionHide full description
SmileBudget — a private, beautifully designed budgeting app that helps you track expenses, plan budgets, manage your money, and grow your net worth. Whether you're budgeting for everyday life, saving for a goal, or managing your family's finances, SmileBudget makes money management simple, mindful, and enjoyable. No ads. No accounts. No tracking. 「KEY FEATURES」 • Fast Expense Tracking Record expenses and income in seconds. Quick, simple, and designed for everyday use. • Budget Planning Create monthly budgets, track your spending, and stay in control before you overspend. See exactly where your money goes every month. • Asset & Net Worth Tracker Manage cash, bank accounts, credit cards, investments, and other assets in one place. Watch your net worth grow over time. • Recurring Bills Automatically record recurring expenses like rent, subscriptions, insurance, utilities, and more. Never miss a payment again. • AI Voice Entry Simply describe your transaction. SmileBudget automatically turns your voice into organized expense records. • Multiple Ledgers Create separate ledgers for personal finances, family budgets, travel, work, or any project. Keep every part of your financial life organized. • Spending Reports & Insights Discover spending patterns with beautiful charts and category analysis. Make smarter financial decisions with clear insights. • Private iCloud Sync Sync your data securely across your iPhone and iPad using iCloud. No account required. Your financial data stays yours. • Home Screen Widgets Add transactions instantly and view your financial overview right from your Home Screen. • Beautiful by Design Enjoy a clean, minimalist interface with thoughtfully crafted themes and delightful details. Budgeting should feel calm—not complicated. Why SmileBudget? Managing money doesn't have to be stressful. SmileBudget helps you build healthier financial habits, understand where your money goes, and make confident spending decisions every day. Track smarter. Spend mindfully. Grow steadily.
Screenshots
Verdict
The clearest difference is rating: SmileBudget at 5.0 against MOZE's 4.5. SmileBudget also leads on update cadence (every 3 days vs weekly). MOZE's advantage is ratings volume (67 vs 9). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MOZE sells 10 in-app purchases, starting at $1.99 per month and SmileBudget sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
SmileBudget holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: MOZE has 67 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 87% of MOZE's written reviews are positive against 93% of SmileBudget's.
MOZE ships an update weekly, SmileBudget every 3 days. Both last shipped on November 3, 2026.
| Parameter | MOZE | SmileBudget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (67 ratings) | 5.0 (9 ratings) — better |
| Positive reviews | 86.6% of reviews | 92.6% of reviews — better |
| Number of ratings | 67 — better | 9 |
| Update frequency | Weekly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 209 MB | 126 MB |
| Age rating | 17+ | 4+ |
| Developer | MOZE Co., Ltd. | Koniio Co., Ltd. |
Customer experience
MOZE
SmileBudget
In-app purchases
MOZE
- MOZE MONTHLY PREMIUM PLAN14 Days trial$1.991 Month
- MOZE YEARLY PREMIUM PLAN14 Days trial$19.991 Year
- TW Account Icon Set 1Free
- TW Account Icon Set 2Free
- CN Account Icon Set 1Free
Show 5 moreShow fewer
- CN Account Icon Set 2Free
- CN Account Icon Set 4Free
- CN Account Icon Set 3Free
- TW Account Icon Set 4Free
- TW Account Icon Set 3Free
SmileBudget
- Annual$9.99
- Lifetime$14.99







