Comparison

MOZE vs Alpha Factory

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOZE

Effortlessly track your income and expenses with this powerful financial management app. It offers multi-account support, budget planning, detailed reports, and even cryptocurrency tracking. Regain control of your finances with a beautiful and intuitive interface.

Highlights
  • Multi-account and cross-currency bookkeeping
  • Budget planning and project grouping
  • Detailed statistical and comparison reports
  • Credit card management and rewards tracking
  • Cryptocurrency tracking
  • Taiwan E-invoice integration
  • Customizable categories and themes
Features
Read full description

MOZE 4.0 – 10 Years of Excellence, Trusted by Millions Beautiful Interface × Powerful Features × Ultimate Experience Turn bookkeeping into pure enjoyment! Tired of your money disappearing without a trace? Want to take control of your finances but don’t know where to start? MOZE helps you effortlessly build bookkeeping habits and regain control over your money! --- 【 What’s New in 4.0 】 iPad Version – Designed for large screens with cross-device synchronization Shortcut Quick Entry – Log a transaction in seconds without opening the app Enhanced Statistics Reports – Multi-dimensional analysis by account, project, target, and more Comparison Reports – Cross-period comparisons to track financial trends Multiple Invoices Linking – Attach several invoices to a single transaction entry Entry Modes Switch – Context-based quick selection of account and category presets Full-Screen Calendar View – Monitor daily income and expenses at a glance Sign in with Apple & Sync – Automatically back up data to MOZE Cloud Crypto Tracking – Follow the top 100 cryptocurrencies by market cap 30+ Updates and Optimizations – Better UX, smoother performance, more power --- 【 Core Features Overview 】 Powerful Financial Management • Multi-account support, cross-currency bookkeeping • Project grouping, budget planning • Payables & receivables tracking, interest calculations Daily Use Scenarios • Comprehensive support for recurring expenses, installments, refunds, fees, discounts, and more Credit Card Center • Advanced features including shared credits, statement mode, billing installments, rewards tracking, auto deposit, balance adjustments Rich Report Analysis • Various types of statistical reports • Comparison tables across different time periods Taiwan E-Invoice Integration • Mobile barcode carrier, QR code scanning, automatic lottery checking, invoice linking Privacy & Security • ISO-27001 certified • Cloud encryption and password protection to safeguard your data Personalization • Over 100 built-in common categories, fully customizable to personal preferences • Multiple theme options, downloadable account and color icons to create your unique style Other Features • Search, batch processing, CSV import/export, cloud backup / restore Widget • Instantly check accounts, budgets, notifications, rewards, and more Apple Watch • Quick entry, recent records, credit card payment reminders, transaction reminders, mobile barcode --- Why Choose MOZE? • 10 years of continuous development, full-featured and refined • Trusted by millions of users • Taiwan-localized design that truly understands your needs --- Contact & Support • Facebook Page: https://moze.to/moze_fb • Facebook Group: https://moze.to/moze_group • Email: hello@moze.app • Website: https://moze.app • Pricing: https://moze.app/pricing • FAQ: https://faq.moze.app/ • Features: https://doc.moze.app/ Legal • Privacy Policy: https://moze.to/website_privacy • Terms of Use: https://moze.to/website_terms --- Ready to make money management effortless? Download MOZE 4.0 and start your 14-day free trial today!

About

Alpha Factory

This app offers a local-first approach to financial tracking, focusing on deterministic projections and opportunity cost calculations rather than traditional expense logging. It prioritizes user privacy with zero cloud dependencies and supports managing assets in multiple currencies.

Highlights
  • Deterministic Opportunity Cost Engine
  • Siloed Multi-Ledger System
  • Recurring EventKit Synchronization
  • Strategic Target Tracking
  • Smart Receipt Scanning
  • Offline-first capability
Features
Read full description

OVERVIEW Alpha Factory is a local-first financial tracking application engineered for precise asset allocation and behavioral correction. It discards the standard reactive expense-logging model in favor of deterministic, forward-looking mathematical projections. CORE ARCHITECTURE Most financial applications harvest user data via cloud servers and charge recurring subscription fees. Alpha Factory operates on a strictly local-first architecture utilizing Apple’s SwiftData framework. Your financial data never leaves your device. Zero cloud dependencies. Zero API latency. Absolute privacy. KEY FEATURES Deterministic Opportunity Cost Engine: Stop viewing expenses in isolation. Alpha Factory applies standard compound interest and Future Value of an Annuity formulas to calculate the 10-year opportunity cost of every transaction (benchmarked at an 8% CAGR). Understand the true mathematical weight of your spending. Siloed Multi-Ledger System: Built for international professionals and expats. Manage assets in multiple currencies (e.g., USD, TWD) without the systemic risk of real-time Forex API failures. Each currency operates as an isolated, mathematically sound database. Recurring EventKit Synchronization: Do not rely on proprietary in-app reminders. Alpha Factory natively synchronizes your recurring fixed costs directly to your iOS System Calendar as all-day events, ensuring high-visibility schedule integration. Strategic Target Tracking: Define asset goals, link existing capital, and track progress via precise metric rings and automated completion calculations. Smart Receipt Scanning: Utilize native iOS Vision capabilities to extract numeric data from physical receipts directly into the logging pipeline. TECHNICAL SPECIFICATIONS Offline-first capability. Native Apple HIG compliance (Dynamic Type, Dark Mode support). Hardware-accelerated rendering via Metal/SwiftUI.

Screenshots

MOZE4 screens
Alpha Factory4 screens

Verdict

The call

The clearest difference is rating: Alpha Factory at 5.0 against MOZE's 4.5. Alpha Factory also leads on in-app purchases (none vs 10). MOZE's advantage is ratings volume (67 vs 1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MOZE sells 10 in-app purchases, starting at $1.99 per month. Alpha Factory asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Alpha Factory holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: MOZE has 67 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

MOZE ships an update weekly, Alpha Factory every 5 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
MOZE versus Alpha Factory: the parameters behind the verdict, then further details
ParameterMOZEAlpha Factory
PriceFreeFree
Rating4.5 (67 ratings)5.0 (1 ratings) — better
Positive reviews86.6% of reviews—
Number of ratings67 — better1
Update frequencyWeeklyEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size209 MB11 MB
Age rating17+4+
DeveloperMOZE Co., Ltd.Tzu En Feng

Customer experience

MOZE

All ratings67 ratings
Positive88.1%
Neutral1.5%
Negative10.4%
Written reviews202 reviews
Positive86.6%
Neutral4.5%
Negative8.9%

Alpha Factory

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

10 purchases

MOZE

Subscriptions2
  • MOZE MONTHLY PREMIUM PLAN14 Days trial$1.991 Month
  • MOZE YEARLY PREMIUM PLAN14 Days trial$19.991 Year
One-time8
  • TW Account Icon Set 1Free
  • TW Account Icon Set 2Free
  • CN Account Icon Set 1Free
Show 5 more
  • CN Account Icon Set 2Free
  • CN Account Icon Set 4Free
  • CN Account Icon Set 3Free
  • TW Account Icon Set 4Free
  • TW Account Icon Set 3Free
None

Alpha Factory

No in-app purchases

Questions

Is MOZE free?
MOZE is free to download, with in-app purchases available.
Is Alpha Factory free?
Alpha Factory is free to download, with no in-app purchases.
Which has better reviews, MOZE or Alpha Factory?
Alpha Factory is rated higher. MOZE averages 4.5 out of 5 from 67 ratings, while Alpha Factory averages 5.0 from 1 ratings.
Do MOZE or Alpha Factory have ads?
Neither MOZE nor Alpha Factory shows ads.
Which is updated more often, MOZE or Alpha Factory?
MOZE ships an update weekly, and Alpha Factory every 5 days. Most recently, MOZE was updated on November 6, 2026 and Alpha Factory on October 31, 2026.

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