Comparison

Octo vs SQB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Octo

Manage your bank accounts on the go with this secure and user-friendly finance app. Check balances, pay bills, transfer funds, and convert currencies. It offers virtual card issuance for online shopping and a travel-focused MasterCard.

Highlights
  • Check balance and transaction history
  • Pay bills without commission
  • Transfer money between cards
  • Currency conversion
  • Issue virtual cards
  • Issue MasterCard Gold Aviasales
Features
Read full description

We developed the Octo-Mobile app for those who want access to their accounts anytime and anywhere. Instantly check your balance, pay for services, transfer money, and enjoy many other useful features. The app is free, secure, and easy to use — so why not give it a try? ADVANTAGES With Octo-Mobile, you can: • Check your balance and transaction history • Pay for services (mobile operators, Internet providers, utility services, television, etc.) without commission • Transfer money between your UZCARD, HUMO, VISA, and MasterCard* cards, as well as to any other UZCARD or HUMO card • Convert Uzbek soums to US dollars and US dollars to Uzbek soums • Issue a virtual card for secure online shopping* • Apply for a MasterCard Gold Aviasales card for travel and online shopping, with delivery anywhere in Tashkent * Available only for Octo-bank cards HOW TO REGISTER Getting started is easy — just install the app and follow the on-screen instructions. SERVICE FEES The Octo-Mobile app is FREE for all main features. Fees may apply for certain services. Please contact our staff for more detailed information. IMPORTANT INFORMATION The app is available only to individual customers. Terms and conditions may be changed at the Bank’s sole discretion without prior notice. For more information, please visit the Octo-bank head office, visit www.octobank.uz, or contact our Call Center at (+998 71) 202-33-33.

About

SQB Mobile

Manage your finances conveniently from your smartphone with this mobile banking app. Open online deposits, track card transactions, make transfers, apply for loans, pay bills, and convert currency in real-time. Enjoy secure and easy access to all your banking services 24/7.

Highlights
  • Online deposit opening
  • Card balance and transaction management
  • Card blocking
  • Inter-card transfers
  • Loan applications
  • Utility bill payments
  • Real-time currency conversion
Features
Read full description

SQB MOBILE — Ваш мобильный банк в одном приложении! С SQB MOBILE вы получаете полный доступ к традиционным банковским услугам прямо с вашего смартфона, в любое время и в любом месте. Управляйте своими финансами легко и удобно с помощью нашего мобильного приложения. Основные функции приложения: Открытие онлайн-вкладов! Оформляйте выгодные вклады прямо через приложение. Выбирайте условия, контролируйте процентные начисления и срок вклада без визита в банк. Управление средствами на карте Просматривайте баланс и операции по вашим пластиковым картам в реальном времени. Контролируйте свои расходы, анализируя траты по категориям. Блокировка карт при необходимости. В случае потери карты или подозрительных операций вы сможете быстро и безопасно заблокировать карту через приложение. Переводы между картами Переводите деньги на любые карты легко и быстро. Достаточно нескольких кликов для мгновенных переводов между вашими картами и картами других пользователей. Оформление кредитов Получайте кредитные предложения, соответствующие вашим нуждам, и подавайте заявку на кредит прямо через приложение. Оплата коммунальных платежей Оплачивайте счета за коммунальные услуги прямо через SQB MOBILE. Все платежи фиксируются и отображаются в истории операций, что удобно для ведения учета. Конвертация валюты Конвертируйте валюту в реальном времени по актуальному курсу. Быстрая и безопасная покупка и продажа валюты без необходимости посещения банка. Преимущества использования SQB MOBILE: Удобство — все банковские услуги в вашем кармане, доступные 24/7. Безопасность — защита ваших данных с помощью современных методов шифрования. Экономия времени — большинство операций можно выполнить без визита в отделение банка. Интуитивно понятный интерфейс — легко разобраться и начать пользоваться приложением с первых минут. С SQB MOBILE управление финансами становится простым и доступным каждому!

Screenshots

Octo4 screens
SQB Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: SQB Mobile at 77% against Octo's 0%. SQB Mobile also leads on rating (4.9 vs 4.5) and ratings volume (359 vs 51). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SQB Mobile holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: SQB Mobile has 359 ratings behind it against 51, so its average is the more settled of the two. Written reviews point the same way: 0% of Octo's written reviews are positive against 77% of SQB Mobile's.

UpkeepUpdate frequency

Octo ships an update fortnightly, SQB Mobile every 2 weeks. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Octo versus SQB Mobile: the parameters behind the verdict, then further details
ParameterOctoSQB Mobile
PriceFreeFree
Rating4.5 (51 ratings)4.9 (359 ratings) — better
Positive reviews0.0% of reviews76.9% of reviews — better
Number of ratings51359 — better
Update frequencyFortnightly — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size159 MB184 MB
Age rating4+4+
DeveloperOCTOBANK, AKSIYADORLIK JAMIYATIАКБ "Узпромстройбанк"

Customer experience

Octo

All ratings51 ratings
Positive88.2%
Neutral0.0%
Negative11.8%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

SQB Mobile

All ratings359 ratings
Positive97.8%
Neutral0.0%
Negative2.2%
Written reviews108 reviews
Positive76.9%
Neutral0.9%
Negative22.2%

Bugs and requests

Octo

Not enough reviews yet to summarise bugs or requests.

SQB Mobile

Reported bugs

10 issues
  • Multi OTP activation crashes and error messages
  • Selfie identity verification not processing images
  • App freezing and crashes after version 3.1.11 update
  • Decimal point keyboard input not responding
  • Login authentication failures
Show 5 more
  • Secure code activation issues
  • App not launching on iPhone
  • Account access failures after updates
  • Automatic card blocking issues
  • Micro-loan application form failures

Requested features

4 requests
  • Subscription blocking/cancellation option for linked cards
  • PDF statement generation for specific dates
  • Support for international phone numbers for verification
  • Improved keyboard functionality for decimal inputs

In-app purchases

None

Octo

No in-app purchases

None

SQB Mobile

No in-app purchases

Questions

Is Octo free?
Octo is free to download, with no in-app purchases.
Is SQB Mobile free?
SQB Mobile is free to download, with no in-app purchases.
Which has better reviews, Octo or SQB Mobile?
SQB Mobile is rated higher. Octo averages 4.5 out of 5 from 51 ratings, while SQB Mobile averages 4.9 from 359 ratings.
Do Octo or SQB Mobile have ads?
Neither Octo nor SQB Mobile shows ads.
Which is updated more often, Octo or SQB Mobile?
Octo ships an update fortnightly, and SQB Mobile every 2 weeks. Most recently, Octo was updated on October 25, 2026 and SQB Mobile on October 30, 2026.

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