Comparison

Octo vs Zoomrad

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Octo

Manage your bank accounts on the go with this secure and user-friendly finance app. Check balances, pay bills, transfer funds, and convert currencies. It offers virtual card issuance for online shopping and a travel-focused MasterCard.

Highlights
  • Check balance and transaction history
  • Pay bills without commission
  • Transfer money between cards
  • Currency conversion
  • Issue virtual cards
  • Issue MasterCard Gold Aviasales
Features
Read full description

We developed the Octo-Mobile app for those who want access to their accounts anytime and anywhere. Instantly check your balance, pay for services, transfer money, and enjoy many other useful features. The app is free, secure, and easy to use — so why not give it a try? ADVANTAGES With Octo-Mobile, you can: • Check your balance and transaction history • Pay for services (mobile operators, Internet providers, utility services, television, etc.) without commission • Transfer money between your UZCARD, HUMO, VISA, and MasterCard* cards, as well as to any other UZCARD or HUMO card • Convert Uzbek soums to US dollars and US dollars to Uzbek soums • Issue a virtual card for secure online shopping* • Apply for a MasterCard Gold Aviasales card for travel and online shopping, with delivery anywhere in Tashkent * Available only for Octo-bank cards HOW TO REGISTER Getting started is easy — just install the app and follow the on-screen instructions. SERVICE FEES The Octo-Mobile app is FREE for all main features. Fees may apply for certain services. Please contact our staff for more detailed information. IMPORTANT INFORMATION The app is available only to individual customers. Terms and conditions may be changed at the Bank’s sole discretion without prior notice. For more information, please visit the Octo-bank head office, visit www.octobank.uz, or contact our Call Center at (+998 71) 202-33-33.

About

Zoomrad

Manage your finances with this all-in-one app. Access microloans, savings, and make payments for various services, including public transport. Enjoy a modern design and real-time tracking of your financial activity.

Highlights
  • Microloan access
  • High-interest deposits
  • Service payments (window tinting, transport)
  • Credit ban for security
  • Real-time balance and transaction tracking
  • Modern, intuitive design
Read full description

Zoomrad is a modern and convenient app for managing your finances. We’ve brought together everything you need in one place: payments, savings, microloans, and security features. With Zoomrad, you can get a convenient microloan, open a high-interest deposit, pay for window tinting services, and set a credit ban for extra protection. For your convenience, you can also pay for metro and bus rides directly in the app. The app features a refreshed modern design, making your experience smoother and more intuitive. Track your balance, payments, and transaction history in real time through a user-friendly dashboard. Zoomrad is more than just a payment app — it’s your all-in-one financial ecosystem. Stay tuned — we’re preparing many more useful updates for you.

Screenshots

Octo4 screens
Zoomrad4 screens

Verdict

The call

The clearest difference is review sentiment: Zoomrad at 24% against Octo's 0%. Zoomrad also leads on rating (4.8 vs 4.5) and ratings volume (346 vs 51). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Zoomrad holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Zoomrad has 346 ratings behind it against 51, so its average is the more settled of the two. Written reviews point the same way: 0% of Octo's written reviews are positive against 24% of Zoomrad's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
Octo versus Zoomrad: the parameters behind the verdict, then further details
ParameterOctoZoomrad
PriceFreeFree
Rating4.5 (51 ratings)4.8 (346 ratings) — better
Positive reviews0.0% of reviews24.0% of reviews — better
Number of ratings51346 — better
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.016.0
Further details — not scored
Size159 MB231 MB
Age rating4+4+
DeveloperOCTOBANK, AKSIYADORLIK JAMIYATIAloqabank ATB

Customer experience

Octo

All ratings51 ratings
Positive88.2%
Neutral0.0%
Negative11.8%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Zoomrad

All ratings346 ratings
Positive95.1%
Neutral0.9%
Negative4.0%
Written reviews25 reviews
Positive24.0%
Neutral4.0%
Negative72.0%

In-app purchases

None

Octo

No in-app purchases

None

Zoomrad

No in-app purchases

Questions

Is Octo free?
Octo is free to download, with no in-app purchases.
Is Zoomrad free?
Zoomrad is free to download, with no in-app purchases.
Which has better reviews, Octo or Zoomrad?
Zoomrad is rated higher. Octo averages 4.5 out of 5 from 51 ratings, while Zoomrad averages 4.8 from 346 ratings.
Do Octo or Zoomrad have ads?
Neither Octo nor Zoomrad shows ads.
Which is updated more often, Octo or Zoomrad?
Octo ships an update fortnightly, and Zoomrad fortnightly. Most recently, Octo was updated on November 3, 2026 and Zoomrad on November 7, 2026.

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