Comparison

Octo vs PAYMET

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Octo

Manage your bank accounts on the go with this secure and user-friendly finance app. Check balances, pay bills, transfer funds, and convert currencies. It offers virtual card issuance for online shopping and a travel-focused MasterCard.

Highlights
  • Check balance and transaction history
  • Pay bills without commission
  • Transfer money between cards
  • Currency conversion
  • Issue virtual cards
  • Issue MasterCard Gold Aviasales
Features
Read full description

We developed the Octo-Mobile app for those who want access to their accounts anytime and anywhere. Instantly check your balance, pay for services, transfer money, and enjoy many other useful features. The app is free, secure, and easy to use — so why not give it a try? ADVANTAGES With Octo-Mobile, you can: • Check your balance and transaction history • Pay for services (mobile operators, Internet providers, utility services, television, etc.) without commission • Transfer money between your UZCARD, HUMO, VISA, and MasterCard* cards, as well as to any other UZCARD or HUMO card • Convert Uzbek soums to US dollars and US dollars to Uzbek soums • Issue a virtual card for secure online shopping* • Apply for a MasterCard Gold Aviasales card for travel and online shopping, with delivery anywhere in Tashkent * Available only for Octo-bank cards HOW TO REGISTER Getting started is easy — just install the app and follow the on-screen instructions. SERVICE FEES The Octo-Mobile app is FREE for all main features. Fees may apply for certain services. Please contact our staff for more detailed information. IMPORTANT INFORMATION The app is available only to individual customers. Terms and conditions may be changed at the Bank’s sole discretion without prior notice. For more information, please visit the Octo-bank head office, visit www.octobank.uz, or contact our Call Center at (+998 71) 202-33-33.

About

PAYMET

This platform facilitates secure transactions between buyers and sellers by holding funds in escrow until both parties are satisfied. It ensures buyers receive their goods or services and sellers are paid promptly, with AI and agent support for dispute resolution.

Highlights
  • Escrow payment system
  • Buyer and seller protection
  • Secure fund holding
  • AI-powered dispute resolution
  • Timely seller payments
  • Transaction across devices
Features
Read full description

Paymet is an independent Escrow Payment Platform that enables buyers and sellers to transact anywhere, via any device, in a safe and secure wayaymet is an independent Escrow Payment Platform that enables buyers and sellers to transact anywhere, via any device, in a safe and secure way by holding the buyer’s money in a secure escrow account until both parties are happy, we can ensure the buyer gets what they’ve paid for and the seller gets paid on time, every time. The process is very simple: --Buyer, seller, and agent, if present, agree to the terms of the transaction --Verified buyer commits to a transaction by paying money into a secure escrow account. --Verified seller delivers the products or services, as agreed with all the parties. --Once approved by the buyer, Paymet releases funds to the seller and/or agent. In case of any dispute seller or buyer will open a dispute and payment by using AI and certified agents will look upon the case and provide the answer. And solve the dispute within 3 hours*

Screenshots

Octo4 screens
PAYMET4 screens

Verdict

The call

The clearest difference is iOS requirement: PAYMET at 10.0 against Octo's 16.0. On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
Octo versus PAYMET: the parameters behind the verdict, then further details
ParameterOctoPAYMET
PriceFreeFree
Rating4.5 (51 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings51 — better—
Update frequencyFortnightly—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.010.0 — better
Further details — not scored
Size159 MB62 MB
Age rating4+4+
DeveloperOCTOBANK, AKSIYADORLIK JAMIYATIVOOS TECHNOLOGIES COMPANY LTD

Customer experience

Octo

All ratings51 ratings
Positive88.2%
Neutral0.0%
Negative11.8%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

PAYMET

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Octo

No in-app purchases

None

PAYMET

No in-app purchases

Questions

Is Octo free?
Octo is free to download, with no in-app purchases.
Is PAYMET free?
PAYMET is free to download, with no in-app purchases.
Do Octo or PAYMET have ads?
Neither Octo nor PAYMET shows ads.

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