Octo vs KDBUz Mobile

We developed the Octo-Mobile app for those who want access to their accounts anytime and anywhere. Instantly check your balance, pay for services, transfer money, and enjoy many other useful features. The app is free, secure, and easy to use — so why not give it a try? ADVANTAGES With Octo-Mobile, you can: • Check your balance and transaction history • Pay for services (mobile operators, Internet providers, utility services, television, etc.) without commission • Transfer money between your UZCARD, HUMO, VISA, and MasterCard* cards, as well as to any other UZCARD or HUMO card • Convert Uzbek soums to US dollars and US dollars to Uzbek soums • Issue a virtual card for secure online shopping* • Apply for a MasterCard Gold Aviasales card for travel and online shopping, with delivery anywhere in Tashkent * Available only for Octo-bank cards HOW TO REGISTER Getting started is easy — just install the app and follow the on-screen instructions. SERVICE FEES The Octo-Mobile app is FREE for all main features. Fees may apply for certain services. Please contact our staff for more detailed information. IMPORTANT INFORMATION The app is available only to individual customers. Terms and conditions may be changed at the Bank’s sole discretion without prior notice. For more information, please visit the Octo-bank head office, visit www.octobank.uz, or contact our Call Center at (+998 71) 202-33-33.

General Information about KDBUz Mobile application; • Only KDB Bank’s Individual Clients could register into and use MultiPay application. • KDB Mobile Banking application supports three languages; Uzbek, Russian and English. Functions Individual clients will be able to: • register into mobile banking application through UzCard, Visa Card or Demand Deposit Account opened in KDB Bank; • to review Bank branches on the map (addresses, contact phone numbers, branch opening hours); • set up push notifications: • choose language setting; • view currency exchange rates; • change user setting, such as changing passport, entry options, secret questions; • view their balances on all card, demand deposit, and wallet accounts; • view payment, exchange, conversion history; • generate up to 3 month statement of card, wallet and demand deposit accounts; • make external UZS transfers from UzCard KDB to UzCard of any other bank; • make internal UZS transfers from UzCard to demand deposit, demand deposit to UzCard, demand deposit to demand deposit within KDB clients; • blocking of UzCard and Visa Card; • make payment to varies service providers (phone companies, internet providers, utility companies, etc.); • replenish Visa Card, FCY demand deposit and FCY wallet account using online conversion function from a UZS accounts; • make reverse conversion from FCY accounts; VISA, FCY demand deposit, and FCY wallet to UzCard, UZS demand deposit or wallet accounts; • make transfers between own accounts from any UZS account to any UZS account and vice versa; • make transfers between own account from any FCY account to any FCY account and vice versa; • create favorite list of payments to be used for future payments; • create and safe history of payments, history of transfers and statement of accounts; • view mobile banking tariffs and terms and conditions.