Octo vs Moliyachi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Octo
Manage your bank accounts on the go with this secure and user-friendly finance app. Check balances, pay bills, transfer funds, and convert currencies. It offers virtual card issuance for online shopping and a travel-focused MasterCard.
- Check balance and transaction history
- Pay bills without commission
- Transfer money between cards
- Currency conversion
- Issue virtual cards
- Issue MasterCard Gold Aviasales
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We developed the Octo-Mobile app for those who want access to their accounts anytime and anywhere. Instantly check your balance, pay for services, transfer money, and enjoy many other useful features. The app is free, secure, and easy to use — so why not give it a try? ADVANTAGES With Octo-Mobile, you can: • Check your balance and transaction history • Pay for services (mobile operators, Internet providers, utility services, television, etc.) without commission • Transfer money between your UZCARD, HUMO, VISA, and MasterCard* cards, as well as to any other UZCARD or HUMO card • Convert Uzbek soums to US dollars and US dollars to Uzbek soums • Issue a virtual card for secure online shopping* • Apply for a MasterCard Gold Aviasales card for travel and online shopping, with delivery anywhere in Tashkent * Available only for Octo-bank cards HOW TO REGISTER Getting started is easy — just install the app and follow the on-screen instructions. SERVICE FEES The Octo-Mobile app is FREE for all main features. Fees may apply for certain services. Please contact our staff for more detailed information. IMPORTANT INFORMATION The app is available only to individual customers. Terms and conditions may be changed at the Bank’s sole discretion without prior notice. For more information, please visit the Octo-bank head office, visit www.octobank.uz, or contact our Call Center at (+998 71) 202-33-33.
Moliyachi
This app offers a reliable solution for transparently managing the financial processes of budget organizations. It provides tools to monitor financial activities with clarity and efficiency.
- Transparent financial process control
- Budget organization management
- Reliable financial solutions
- Financial process monitoring
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“Moliyachi” – budjet tashkilotlarining moliyaviy jarayonlarini shaffof tarzda nazorat qilish uchun ishonchli yechim!
Screenshots
Verdict
The clearest difference is rating: Octo at 4.5 against Moliyachi's 4.1. Moliyachi's advantage is device support (3 vs 1). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Octo holds the better App Store score, 4.5 against 4.1. Both are backed by a comparable volume of ratings — 51 and 19 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
Octo ships an update fortnightly, Moliyachi weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Octo | Moliyachi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (51 ratings) — better | 4.1 (19 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 51 — better | 19 |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 159 MB | 67 MB |
| Age rating | 4+ | 17+ |
| Developer | OCTOBANK, AKSIYADORLIK JAMIYATI | O'ZBEKISTON RESPUBLIKASI IQTISODIYOT VA MOLIYA VAZIRLIGI HUZURIDAGI AXBOROT TEXNOLOGIYALARI MARKAZI |
Customer experience
Octo
Moliyachi
In-app purchases
Octo
No in-app purchases
Moliyachi
No in-app purchases
