Octo vs 40fi

We developed the Octo-Mobile app for those who want access to their accounts anytime and anywhere. Instantly check your balance, pay for services, transfer money, and enjoy many other useful features. The app is free, secure, and easy to use — so why not give it a try? ADVANTAGES With Octo-Mobile, you can: • Check your balance and transaction history • Pay for services (mobile operators, Internet providers, utility services, television, etc.) without commission • Transfer money between your UZCARD, HUMO, VISA, and MasterCard* cards, as well as to any other UZCARD or HUMO card • Convert Uzbek soums to US dollars and US dollars to Uzbek soums • Issue a virtual card for secure online shopping* • Apply for a MasterCard Gold Aviasales card for travel and online shopping, with delivery anywhere in Tashkent * Available only for Octo-bank cards HOW TO REGISTER Getting started is easy — just install the app and follow the on-screen instructions. SERVICE FEES The Octo-Mobile app is FREE for all main features. Fees may apply for certain services. Please contact our staff for more detailed information. IMPORTANT INFORMATION The app is available only to individual customers. Terms and conditions may be changed at the Bank’s sole discretion without prior notice. For more information, please visit the Octo-bank head office, visit www.octobank.uz, or contact our Call Center at (+998 71) 202-33-33.

Description 40Fi is an enterprise self-custody platform. This mobile client enables organization users to operate digital assets on their 40Fi deployment. The app does not store private keys and requires an active 40Fi enterprise account. Features • Balances — view account balances. • Transfers — create transactions. • Approvals — approve transfers per roles & policies. • History — searchable transfer history with filters and details. • Reporting — exportable reports for finance/operations/compliance. Controls & security • Available actions depend on your assigned permissions and policies. • Audit trail of approvals and actions. • Enterprise self-custody with MPC/HSM (keys are not stored in this app)