Comparison

Octo vs UFinance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Octo

Manage your bank accounts on the go with this secure and user-friendly finance app. Check balances, pay bills, transfer funds, and convert currencies. It offers virtual card issuance for online shopping and a travel-focused MasterCard.

Highlights
  • Check balance and transaction history
  • Pay bills without commission
  • Transfer money between cards
  • Currency conversion
  • Issue virtual cards
  • Issue MasterCard Gold Aviasales
Features
Read full description

We developed the Octo-Mobile app for those who want access to their accounts anytime and anywhere. Instantly check your balance, pay for services, transfer money, and enjoy many other useful features. The app is free, secure, and easy to use — so why not give it a try? ADVANTAGES With Octo-Mobile, you can: • Check your balance and transaction history • Pay for services (mobile operators, Internet providers, utility services, television, etc.) without commission • Transfer money between your UZCARD, HUMO, VISA, and MasterCard* cards, as well as to any other UZCARD or HUMO card • Convert Uzbek soums to US dollars and US dollars to Uzbek soums • Issue a virtual card for secure online shopping* • Apply for a MasterCard Gold Aviasales card for travel and online shopping, with delivery anywhere in Tashkent * Available only for Octo-bank cards HOW TO REGISTER Getting started is easy — just install the app and follow the on-screen instructions. SERVICE FEES The Octo-Mobile app is FREE for all main features. Fees may apply for certain services. Please contact our staff for more detailed information. IMPORTANT INFORMATION The app is available only to individual customers. Terms and conditions may be changed at the Bank’s sole discretion without prior notice. For more information, please visit the Octo-bank head office, visit www.octobank.uz, or contact our Call Center at (+998 71) 202-33-33.

About

UFinance

Features
Read full description

UFinance is a modern and reliable tool designed for seamless personal and business finance management. Take full control of your income and expenses, plan your budget, and achieve your financial goals with ease and confidence. Key Features: Income & Expense Tracking: Quickly record daily transactions and categorize them in just a few taps. Visual Analytics & Insights: Monitor your cash flow through intuitive charts and detailed reports to always know where your money goes. Budget Planning: Set spending limits for different categories to prevent unnecessary expenses. Smart Categorization: Easily group transactions for a comprehensive breakdown of your spending habits. Security & Privacy: Your financial data is protected with the highest level of security. Clean & Intuitive Interface: A minimalist design built for fast, smooth, and effortless everyday use. Take full control of your finances today with UFinance!

Screenshots

Octo4 screens
UFinance3 screens

Verdict

The call

The clearest difference is update cadence: UFinance at every 5 days against Octo's fortnightly. UFinance also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Octo ships an update fortnightly, UFinance every 5 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Octo versus UFinance: the parameters behind the verdict, then further details
ParameterOctoUFinance
PriceFreeFree
Rating4.5 (51 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings51 — better—
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size159 MB33 MB
Age rating4+4+
DeveloperOCTOBANK, AKSIYADORLIK JAMIYATIUDEVS, MASULIYATI CHEKLANGAN JAMIYATI

In-app purchases

None

Octo

No in-app purchases

None

UFinance

No in-app purchases

Questions

Is Octo free?
Octo is free to download, with no in-app purchases.
Is UFinance free?
UFinance is free to download, with no in-app purchases.
Do Octo or UFinance have ads?
Neither Octo nor UFinance shows ads.
Which is updated more often, Octo or UFinance?
Octo ships an update fortnightly, and UFinance every 5 days. Most recently, Octo was updated on November 3, 2026 and UFinance on October 31, 2026.

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