Chango vs NowoChat

Chango is the number one (#1) group contribution and crowdfunding platform designed by Africans for Africans. It is a safe and transparent online extension of our African culture, where needs are shared and felt; where families, friends, or the general public rally to pitch in and to lend a helping hand. Chango enables the realization of aspirations, dreams, and goals, whether small or grand. Chango fosters trust in the contribution process and creates confidence for the giver who has to worry about how their funds will be used. Chango supports Mobile Money (MoMo) - the number one means of electronic transactions in Africa. It also supports payment via card. Chango has a concept of private and public groups. • Private Groups Private groups are closed groups of individuals who come together to contribute towards a private goal. The members in a group typically know each other and have the same aspirations or passions on a particular campaign. This kind of setup is best suited for alumni groups, families, friends, religious groups, or any kind of group that requires individuals to come together to raise funds. Private groups provide 100% transparency on funds collected. At the same time, members can choose to be anonymous, although their contributions will be recorded under “anonymous”. Disbursement of funds from private groups is democratic, requiring members or admins to vote according to the group policy at setup. Disbursement can be carried out into any bank account or a mobile wallet in Ghana. Private groups can also be configured to allow members to borrow funds from the group and to pay back. • Public groups Public groups are public campaigns that require money from the general public to achieve a certain goal. Public groups can only be formed by verifiable organizations. All money raised through public campaigns are settled to the designated verified bank account of the organization. • Popular use cases for Chango Old school alumni Old school alumni groups collect funds for developmental projects in the school. These can be set up on Chango as public groups and obtain support traversing year groups and group membership •Medical Needs Some illnesses are life-altering, both in terms of impact on health and the impact on finances. In some cases a lifetime of savings may not be sufficient, nor does insurance cover all scenarios. Raising funds publicly or privately through Chango provides the hope of a shared financial burden. • Support in bereavement Bereavements are facts of life. The grieving do not have to carry the burdens alone. So family, friends, old-school mates, and other groupings can come together to contribute funds to help the grieving. Chango tracks all contributions and settlement to the destination is assured. • Emergencies/Reliefs In situations of disaster or emergencies, Chango provides an avenue for people to turn their compassion into action. • Family-House Keeping and expense tracking Allawa is the nickname of allowance. It is also a term coined for homes where spouses may not necessarily want to have a joint bank account but still desire to spend on common family needs such as groceries, paying the washman, paying school fees, utility bills, etc, from the same pot. A private group with both spouses is a convenient and sensible solution. • Countries that support Group Creation and Cashout in Chango While Chango is open to everyone, Group creation and Cashout are currently supported in Ghana, Kenya, Rwanda and Liberia at the moment. Funds can be withdrawn through Mobile Money or a Bank account, where available. Create a group today, join a campaign, and start your contributions with total confidence.

NowoChat - 'Surround yourself in a group and find friends, experts, and mentors, according to your need, interest, and topic. NowoChat is an organized group and interest-based chatting platform where you can connect, chat, or discuss with those who are having similar interests to yours. You can find experts in your selected categories and clear your doubts, stay informed with new activities and updates. As the core concept of the app you can discover the users from whatever industry or interest or field you desire for example : A cancer patient can discover the group of other cancer patients, A cricketer or footballer can discover other cricketers or footballers, coaches, Students can discover teachers from whatever field and vice versa. User can move to the search page and can search whatever group, category or other user he/she desires to. Our Uniqueness:- Groups: ▪ Pre-built groups created by NowoChat which can't be stopped by anyone ▪ There are total 140+ groups that have almost covered each and every sector from Education, Sports, Health Sector, etc. categories. ▪ Users can choose any group from any category of his/her choice and start interacting with the other users in the same group. ▪ There is no limit for the interest and hence we don’t provide you any limit for joining groups so start exploring as per your interest. Personal Chat: ▪ One-to-one chat option for more privacy and security ▪ Stay in touch and chat with friends with live messaging from all the possible availabilities i.e. Personal Chat and Group Chat. ▪ No need to worry for the third party interference as the chats will be one to one encrypted. ▪ Express yourself with Pictures, emojis and many other features as we provide a great media sharing experience. Expert/Mentor Chat: ▪ Get in touch with experts and mentors with one click in a group or in your interested topic; and get it clear your doubts, query and get guidance as you need. Filter : Chat | Experts | Member location wise. Security, Privacy is at most priority for us. More will come as we go on together. Chat with "No Worries"