Comparison

Spendings Tracker vs Budgetelo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendings Tracker

Track your expenses with a simple yet detailed overview of your spending and savings. Easily record transactions, manage budgets, and quickly access common categories through app shortcuts. Customize categories to fit your financial habits.

Highlights
  • Detailed spending overview
  • Monthly and yearly summaries
  • Quick spending recording
  • Monthly budget setting
  • App icon shortcuts
  • Category management
Features
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Statistics - Simple, yet Detailed Spendings Overview. Summary - Quick review of Year and Month Spendings and Savings. Add Spending - Record Spending within just few Clicks. Simple Settings - Just set monthly Budget and You are ready to go. Quick Shortcuts - Force Touch on App Icon or Add Button to see most common Category. Categories Management - Force Touch on Category to Add, Edit or Delete Categories.

About

Budgetelo

Features
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Budgetelo is an envelope budgeting app that helps you plan your money before you spend it. Every dollar of income gets a job, so you always know what's assigned, what's spent and what's left. It's zero-based budgeting without the spreadsheet: a calm, simple way to plan your money. HOW ENVELOPE BUDGETING WORKS IN BUDGETELO • Add your income and see it in "To Allocate": money that is still waiting for a job this month. • Give it a job: split it across categories (your envelopes) by hand, or in one tap with auto-allocate. • Spend from your envelopes and watch what's left in each category update instantly. • Plans changed? Move money between categories in seconds. TARGETS AND SAVINGS GOALS Set a target for every category, and colors show you at a glance what's on track, short of target or overspent. • Monthly: resets every month, perfect for groceries, rent or bills. • Every Year: resets once a year, for insurance, gifts or subscriptions paid yearly. • Goal: save up by a date, once, like a trip or a new laptop. For monthly and yearly targets, choose Carry Over (leftovers count toward the next target) or Set Aside Another (the full amount again each period, so the category grows, just like sinking funds). FAST EXPENSE TRACKING • Big keypad with quick pickers for category, account and payee. • Live preview of what will be left in the category before you save. • Swipe a category on the home screen to log an expense or income with that category already set. • Undo right after saving, in case you tapped the wrong thing. • Recurring transactions for rent, paycheck, salary and subscriptions. ALWAYS AT HAND • Home-screen widget with your balance and money to allocate, without opening the app. • Cloud sync across your devices. • App lock. • Light and dark themes. • Income vs Expense report. PRIVATE BY DESIGN • No bank connection: you enter transactions yourself, so you stay in control and aware of every purchase. • AES-256 encryption, in transit and at rest. • We never sell your data or share it with third parties. • Secure cloud backup: reinstall, sign in and everything is where you left it. FREE CORE APP, NO ADS Budgets, accounts, transactions, categories, targets, recurring transactions, the widget and sync are free, with no limits and no ads. BUDGETELO PREMIUM (OPTIONAL) Monthly or yearly subscription for those who want more: • Full analytics: expense breakdown, category and group detail, month comparison and top payees. • Cloud backup and restore of budgets. • Payment reminders per category. • Every color palette, including a custom color picker. Cancel anytime in App Store. Available in English, German, Spanish, French, Italian, Japanese, Korean, Polish, Portuguese and Chinese. Questions or ideas? Write to support@budgetelo.com.

Screenshots

Spendings Tracker4 screens
Budgetelo4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendings Tracker at none against Budgetelo's 3. Budgetelo's advantage is update cadence (every 9 days vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgetelo sells 3 in-app purchases, starting at $2.99 per month. Spendings Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Spendings Tracker ships an update every 5 months, Budgetelo every 9 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
Spendings Tracker versus Budgetelo: the parameters behind the verdict, then further details
ParameterSpendings TrackerBudgetelo
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 5 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size4 MB47 MB
Age rating4+4+
DeveloperMares PetrPawel Dobrowolski

In-app purchases

None

Spendings Tracker

No in-app purchases

3 purchases

Budgetelo

Subscriptions2
  • Budgetelo Premium$2.991 Month
  • Budgetelo Premium$19.991 Year
One-time1
  • Budgetelo Premium Lifetime$49.99

Questions

Is Spendings Tracker free?
Spendings Tracker is free to download, with no in-app purchases.
Is Budgetelo free?
Budgetelo is free to download, with in-app purchases available.
Do Spendings Tracker or Budgetelo have ads?
Neither Spendings Tracker nor Budgetelo shows ads.
Which is updated more often, Spendings Tracker or Budgetelo?
Spendings Tracker ships an update every 5 months, and Budgetelo every 9 days. Most recently, Spendings Tracker was updated on November 3, 2026 and Budgetelo on November 5, 2026.

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