Budgetelo vs Even

Budgetelo is an envelope budgeting app that helps you plan your money before you spend it. Every dollar of income gets a job, so you always know what's assigned, what's spent and what's left. It's zero-based budgeting without the spreadsheet: a calm, simple way to plan your money. HOW ENVELOPE BUDGETING WORKS IN BUDGETELO • Add your income and see it in "To Allocate": money that is still waiting for a job this month. • Give it a job: split it across categories (your envelopes) by hand, or in one tap with auto-allocate. • Spend from your envelopes and watch what's left in each category update instantly. • Plans changed? Move money between categories in seconds. TARGETS AND SAVINGS GOALS Set a target for every category, and colors show you at a glance what's on track, short of target or overspent. • Monthly: resets every month, perfect for groceries, rent or bills. • Every Year: resets once a year, for insurance, gifts or subscriptions paid yearly. • Goal: save up by a date, once, like a trip or a new laptop. For monthly and yearly targets, choose Carry Over (leftovers count toward the next target) or Set Aside Another (the full amount again each period, so the category grows, just like sinking funds). FAST EXPENSE TRACKING • Big keypad with quick pickers for category, account and payee. • Live preview of what will be left in the category before you save. • Swipe a category on the home screen to log an expense or income with that category already set. • Undo right after saving, in case you tapped the wrong thing. • Recurring transactions for rent, paycheck, salary and subscriptions. ALWAYS AT HAND • Home-screen widget with your balance and money to allocate, without opening the app. • Cloud sync across your devices. • App lock. • Light and dark themes. • Income vs Expense report. PRIVATE BY DESIGN • No bank connection: you enter transactions yourself, so you stay in control and aware of every purchase. • AES-256 encryption, in transit and at rest. • We never sell your data or share it with third parties. • Secure cloud backup: reinstall, sign in and everything is where you left it. FREE CORE APP, NO ADS Budgets, accounts, transactions, categories, targets, recurring transactions, the widget and sync are free, with no limits and no ads. BUDGETELO PREMIUM (OPTIONAL) Monthly or yearly subscription for those who want more: • Full analytics: expense breakdown, category and group detail, month comparison and top payees. • Cloud backup and restore of budgets. • Payment reminders per category. • Every color palette, including a custom color picker. Cancel anytime in App Store. Available in English, German, Spanish, French, Italian, Japanese, Korean, Polish, Portuguese and Chinese. Questions or ideas? Write to support@budgetelo.com.

Even-Keep is a calm household money app built to answer one question clearly: What cash is actually safe to spend right now? Traditional budgeting apps can make money look freer than it really is. Even-Keep is different. It helps you see what is actually happening with your money in a simple, honest way. At its core, Even-Keep helps you understand whether you are spending more than you are earning, not to shame you, but to keep you aware. Because real life is messy. Unexpected expenses come up. Bills shift. Things happen. This app is designed to help you stay grounded when that happens and give you a clearer picture of your real situation. Use Even-Keep to: • track spending • log income • create savings buckets for real-life goals • stay ahead of upcoming bills • keep an eye on credit card balance • review recent activity • check whether your household is staying inside the line Even-Keep also helps by: • reflecting credit card spending against available cash so money already spent does not look free to use again • helping you track bills that are coming up • giving paycheck split guidance so you can organize money without draining below your cash floor • letting you log different income types manually so your money picture stays honest • showing weekly, biweekly, or monthly Reality Check views so you can see whether spending is outpacing income Even-Keep is designed to feel: • calm • simple • low-clutter • practical • easy to understand It is not built to judge you. It is built to help you understand where your money is going, what money is already spoken for, what pressure is coming next, and whether your current money habits are creating stress behind the scenes. A lot of money tools focus on perfection. Even-Keep does not. This app is about awareness, clarity, and making better decisions with the fullest picture possible, even when life does not go according to plan. Whether you are trying to avoid overspending, keep up with recurring bills, understand your household cash flow, or just get a more honest view of what is going on, Even-Keep gives you a calmer way to manage household money. No account required.