Comparison

HDBank vs Techcombank Business

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HDBank

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

Highlights
  • Biometric login (fingerprint, face, PIN)
  • QR code payments (VNPAY-QR)
  • Virtual assistant (chatbot) support
  • Stock market information
  • Flight booking and payment
  • Account balance and transaction history
  • Money transfer services
Features
Read full description

HDBank Mobile Banking là ứng dụng trực tuyến do HDBank phát triển, cam kết mang đến cho khách hàng những trải nghiệm dịch vụ ngân hàng hiện đại. Quý Khách hàng chỉ cần cài đặt ứng dụng để quản lý tài chính cá nhân một cách nhanh chóng, an toàn và tiện lợi mọi lúc mọi nơi. Các tính năng chính của ứng dụng: - Đăng nhập ứng dụng dùng sinh trắc học: vân tay, khuôn mặt hoặc dùng mã PIN. - Thanh toán tiện lợi bằng QRPay tại hơn 50.000 cửa hàng, website chấp nhận thanh toán bằng mã VNPAY – QR. - Trợ lý ảo (Chatbot) hỗ trợ hiệu quả các giao dịch trên ứng dụng thông qua giọng nói hoặc từ khóa. - Thông tin thị trường chứng khoán. - Đặt và thanh toán vé máy bay của 30 hãng hàng không trong nước và quốc tế. - Tích hợp phương thức xác thực HDBank OTP vào ứng dụng để đem lại sự tiện lợi, an toàn cho khách hàng khi xác thực giao dịch. Đồng thời đáp ứng yêu cầu bảo mật của Ngân hàng nhà nước. Các chức năng Quản lý tài chính: - Truy vấn thông tin tài khoản: Tài khoản thanh toán, Tài khoản tiết kiệm, Tài khoản vay, Tài khoản thẻ tín dụng. - Thực hiện giao dịch chuyển tiền: Chuyển tiền trong HDBank, Chuyển tiền ngoài HDBank (tự động chuyển tiền nhanh 24/7 đến các ngân hàng tham gia hệ thống NAPAS ), Chuyển tiền nhanh qua thẻ. - Dịch vụ thanh toán: Hóa đơn sinh hoạt, Dịch vụ vận chuyển, Thanh toán khoản vay... - Được trải nghiệm đặc quyền “0 phí” của tài khoản HDBank e-SkyOne: Miễn phí chuyển khoản, Miễn phí duy trì tài khoản, Miễn phí dịch vụ eBanking, Không yêu cầu số dư bình quân. Các tiện ích khác: - Tìm kiếm Chi nhánh/ Phòng giao dịch, ATM. - Xem thông tin sản phẩm dịch vụ, ưu đãi dành cho khách hàng, thông tin lãi suất. - Và nhiều tiện ích khác. HDBank Mobile Banking liên tục được đổi mới và hoàn thiện nhằm tối ưu hóa sự tiện lợi dành cho khách hàng. Hãy tải và đăng ký HDBank Mobile Banking ngay hôm nay để trải nghiệm các dịch vụ tài chính hiện đại, đẳng cấp. Hội sở chính: 25Bis Nguyễn Thị Minh Khai, Phường Bến Nghé, Quận 1, TP. Hồ Chí Minh, Việt Nam Hotline 24/7: 19006060 Website: https://hdbank.com.vn Thông tin xếp hạng tín nhiệm: https://hdbank.com.vn/vi/investor/thong-tin-nha-dau-tu/xep-hang-tin-nhiem

About

Techcombank Business

This digital banking application simplifies corporate finance and supports business growth. It offers a secure and stable platform with a modern, user-friendly interface for easy navigation and transaction management. Key features include a comprehensive dashboard for cash flow control and zero-fee domestic money transfers.

Highlights
  • Secure and stable transactions
  • Modern user interface
  • Intuitive navigation
  • Comprehensive dashboard
  • Zero-fee domestic money transfer
  • QR code payments
Features
Read full description

Techcombank Business – The best- in- class digital banking app Techcombank Business helps your company simplify business finance and support your firm’s growth with a variety of the outstanding benefits and features. EXPERIENCE A BRAND NEW DIGITAL BANKING APP Secure and Stable • A new infrastructure system ensures that all transactions are reliable and quick • The advanced FIDO UAF security method with biometric identification technology Modern User Interface • Intuitive, user-friendly design • Synchronization and consistency across all mobile devices and desktop Simple Operation • Smart navigation to optimize steps • Information search/filtering tools to deliver the fast and accurate results OUTSTANDING FEATURES - OPTIMIZED COST Comprehensive Dashboard • Centralized account management makes easy to capture cash flow information, proactively control expenditure • Update balance account immediately according to transaction status • Capture and quickly process the status of pending transactions Convenient Transaction – Zero Fee • Make transactions seamlessly between mobile devices and desktop • Actively make and approve transactions anytime, anywhere • Query transaction history/account information • The system automatically chooses the fastest payment channel • Receive instant payment via QR code • Free 100% domestic money transfer, account management fee

Screenshots

HDBank4 screens
Techcombank Business4 screens

Verdict

The call

The clearest difference is review sentiment: Techcombank Business at 100% against HDBank's 34%. Techcombank Business also leads on rating (4.9 vs 3.6) and update cadence (weekly vs fortnightly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Techcombank Business holds the better App Store score, 4.9 against 3.6. That said, the two scores are not equally well evidenced: Techcombank Business has 731 ratings behind it against 100, so its average is the more settled of the two. Written reviews point the same way: 34% of HDBank's written reviews are positive against 100% of Techcombank Business's.

UpkeepUpdate frequency

HDBank ships an update fortnightly, Techcombank Business weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
HDBank versus Techcombank Business: the parameters behind the verdict, then further details
ParameterHDBankTechcombank Business
PriceFreeFree
Rating3.6 (100 ratings)4.9 (731 ratings) — better
Positive reviews34.4% of reviews100.0% of reviews — better
Number of ratings100731 — better
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size644 MB400 MB
Age rating4+4+
DeveloperHo Chi Minh City Development Joint Stock Commercial BankVIETNAM TECHNOLOGICAL AND COMMERCIAL JOINT STOCK BANK

Customer experience

HDBank

All ratings100 ratings
Positive62.0%
Neutral7.0%
Negative31.0%
Written reviews32 reviews
Positive34.4%
Neutral0.0%
Negative65.6%

Techcombank Business

All ratings727 ratings
Positive98.2%
Neutral0.7%
Negative1.1%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

HDBank

No in-app purchases

None

Techcombank Business

No in-app purchases

Questions

Is HDBank free?
HDBank is free to download, with no in-app purchases.
Is Techcombank Business free?
Techcombank Business is free to download, with no in-app purchases.
Which has better reviews, HDBank or Techcombank Business?
Techcombank Business is rated higher. HDBank averages 3.6 out of 5 from 100 ratings, while Techcombank Business averages 4.9 from 731 ratings.
Do HDBank or Techcombank Business have ads?
Neither HDBank nor Techcombank Business shows ads.
Which is updated more often, HDBank or Techcombank Business?
HDBank ships an update fortnightly, and Techcombank Business weekly. Most recently, HDBank was updated on October 25, 2026 and Techcombank Business on October 24, 2026.

Other comparisons