Comparison

My OnePay vs Paytend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My OnePay

Manage your money on the go with this finance app. It offers features like payment notifications, money transfers, transaction tracking, and card management. Enhance your financial control with customizable security settings and instant card locking.

Highlights
  • Multi-language support
  • Payment notifications
  • Send money to UK accounts
  • Transaction tracking
  • Card lock/unlock
  • Contactless payment control
  • Biometric security
Features
Read full description

Take control of your finances with the ‘My OnePay’ App. Once your OnePay account has been approved, download the ‘My OnePay’ App to give yourself control over your finances and the ability to manage your money on the go. Key Features: • Select your preferred language, the ‘My OnePay’ is available in seven languages • Get notified when you receive a payment on your sort code & account number, unique to you • Send money to UK accounts or to another OnePay account • Spend online and approve your purchase directly in the app • Take comfort with a 360° view of your transactions and spending habits • Personalise the app to suit your needs and notification preferences • Get secure online by disabling ecommerce or overseas transactions • Lost your card, no problem – temporarily lock and unlock your card instantly • Get control over spending by enabling/disabling contactless payments with just one tap • Have peace of mind with the latest in biometric security, ensuring your account is kept safe and secure 24/7 The ’My OnePay’ App puts you in charge of your finances. Track your money on the go, enable security settings and make international money transfers simply and securely. Download for free today!

About

Paytend

Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.

Highlights
  • SEPA account opening
  • Global money transfers
  • Currency exchange
  • Virtual and physical card issuance
  • Business payment solutions
  • Cross-border e-commerce settlement
Features
Read full description

Manage your money and business, everything is in hand. Payend is an innovative fintech institution that offers banking accounts, card issuance, and acquiring services. As a company holding an EU EMI license (EMI LB000480), Paytend strictly adheres to the General Data Protection Regulation (GDPR) and the Payment Services Directive 2 (PSD2) of the European Union to ensure the privacy and security of user data. Get your SEPA account Apply online for your own SEPA account by using the Paytend App, your name, your own IBAN Transfer your Money globally The fastest single euro payment area payment within 1 minute by SEPA Instant SWIFT receipt and payment support your cross-border wire transfer in 37 currencies from 57 countries Global Money Transfer to China UnionPay Card without limit Exchange currencies at the real-time rate Mutual exchange of 37 currencies, real-time exchange rates, no exchange difference, and free of commission fee Get your Bank Card with clicks Visa Card, Master Card, online real-time card issuance, support global consumption and ATM withdrawal, make payments online and in-store. Business executive solution Cross-border e-commerce settlement, fast, efficient, and ultra-low commission fee. Paytend business account boasts a powerful system for gathering and transferring funds worldwide, capable of handling batch payments.

Screenshots

My OnePay4 screens
Paytend3 screens

Verdict

The call

The clearest difference is review sentiment: Paytend at 54% against My OnePay's 13%. Paytend also leads on iOS requirement (13.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

My OnePay ships an update monthly, Paytend every 3 weeks. The most recent releases landed on August 23, 2026 and June 11, 2026 respectively.

Scorecard2 real differences · 8 level
My OnePay versus Paytend: the parameters behind the verdict, then further details
ParameterMy OnePayPaytend
PriceFreeFree
Rating3.0 (1 ratings) — better—
Positive reviews12.5% of reviews53.8% of reviews — better
Number of ratings1 — better—
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size40 MB124 MB
Age rating4+4+
DeveloperPaneleven LtdPAYTEND EUROPE UAB

Customer experience

My OnePay

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews24 reviews
Positive12.5%
Neutral4.2%
Negative83.3%

Paytend

Written reviews13 reviews
Positive53.8%
Neutral0.0%
Negative46.2%

In-app purchases

None

My OnePay

No in-app purchases

None

Paytend

No in-app purchases

Questions

Is My OnePay free?
My OnePay is free to download, with no in-app purchases.
Is Paytend free?
Paytend is free to download, with no in-app purchases.
Do My OnePay or Paytend have ads?
Neither My OnePay nor Paytend shows ads.
Which is updated more often, My OnePay or Paytend?
My OnePay ships an update monthly, and Paytend every 3 weeks. Most recently, My OnePay was updated on August 23, 2026 and Paytend on June 11, 2026.

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