Paymaster vs SpendWave Expense tracker App

Do not know where your money goes? Can't save money? Paymaster will help to take finances under control! You will always know how much you have in your wallet, on the credit card and on the bank account. How much do you owe and how much one owes to you. You can: - Maintain accounts and keep notes about your expenses and incomes in 170 currencies. - Plan your budget. - Analyze the structure of expenses and incomes. - Monitor the profitability of your savings in foreign currency. Paymaster will be: - Create transactions from SMS banks send. - Remind to make scheduled payments. - Warn about exceeding budgets. Paymaster has everything you need: - Graphical reports. - Configurable categories of expenses and incomes. - Over 170 currencies. - Transaction creation from SMS banks send. - Budgets. - TAGs. - Transaction splitting. - Backups. - Data protection. Paymaster has a free version (Package TRACK) with some limitations (2 accounts, 10 SMS for parsing per month, charts, budgets and currencies functionality limitations). For basic accounting, it is more than enough (and it’s also ad-free)! If you want to take your finances under full control, analyse expenses and incomes, monitor your savings and exchange rates, then there are two subscription plans without limitations: "Plan SAVE UP" and "Plan MANAGE". Payment will be charged to your Apple ID account at the confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your App Store account settings after purchase. Here is a link to the Terms of Use: https://paymaster.site/terms-of-use?lang=en

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.