Comparison

Monex USA vs Arival

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monex USA

Send, receive, and manage foreign currency payments globally with ease. Access market insights, FX services, and risk management tools on your mobile device. Securely transact in over 40 currencies with 24/7 monitoring and advanced encryption.

Highlights
  • Fast, secure global payments
  • Foreign currency management
  • Award-winning market insights
  • FX services and risk management
  • Track payments in-process
  • Access transaction history
  • Support for over 40 currencies
Features
Read full description

Ready to send fast, secure global payments from your mobile device? Introducing the Monex USA app—the simplest way to send, receive and manage your foreign currency payments. Download immediate access to the full suite of Monex USA award-winning market insights, FX services, payment products and risk management solutions—anytime, anywhere. Join over 40,000 clients around the world who are already saving and mitigating risk with Monex USA and our affiliates. SIMPLE, EASY TO USE - Send money internationally quickly, safely - Secure bank beating rates with instant quotes - Identify and track your payments in-process - Access your transaction history Flexible, end-to-end management of all your cross-border transactions for any-sized business. This powerful dashboard gives you a clean visual snapshot of your account with live rates of exchange and the ability to book a single transaction or set up multiple payments in a few clicks. TRANSACT 24x7 from ANYWHERE - Transact 24/7 from anywhere your device is connected - Send payments in over 40 currencies - Client service instantly available through phone, chat or email Manage your account and global payments wherever and whenever you want. The Monex USA app provides 24x7 access to view your real-time payment status and full payment history directly from your mobile device. Market insights and news updates will keep your FX awareness up to date to protect your profits and navigate currency fluctuations. TRUSTED AROUND THE WORLD - 24/7 Transaction monitoring - Secure encryption technology - Two-factor authentication Securely pay for goods and services knowing Monex USA strictly adheres to both domestic and international financial regulations—all of your account information and transactions are protected around the clock. Transact with confidence knowing your personal and financial data is protected by 256-bit data encryption.

About

Arival

A digital banking platform for global businesses and individuals. Open accounts online, manage multiple entities, and conduct seamless domestic and cross-border transactions. Offers enhanced security and premium account options.

Highlights
  • Online account opening
  • Multi-entity account management
  • Domestic and cross-border payments
  • Transaction history tracking
  • Enhanced security features
  • Premium account options
Read full description

Arival is a digital bank for global businesses and individuals. Open your bank accounts 100% online and remotely. Transform your financial experience with our cutting-edge banking tools and join our worldwide community today. GLOBAL CHECKING TO KEEP YOU IN CHECK. Manage your company cash flow through your Arival checking accounts. Under one login, create, manage, and seamlessly toggle between multiple accounts and entities. PAY & GET PAID EFFORTLESSLY. Say hello to your new powerful money movement tool. Make domestic and cross-border transactions to pay suppliers, vendors, and receive payments from clients. Schedule payments, download statements, track and filter transaction history. ONBOARD FROM ACROSS THE GLOBE. EASILY. Arival’s mission is to give businesses and individuals the tools to manage and grow their finances from anywhere in the world. We’ve made our onboarding process simple and seamless. Get started today. LICENSED & REGULATED. Arival Bank is a US-based bank licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF). ENHANCED SECURITY & TRUST. We use 2-Factor Authentication, advanced encryption and perform regular system reviews to keep your data secure. Our safety system is SOC2 compliant, 256 Bit encrypted, and monitored, which means your assets are always safe with Arival Bank. WE'VE GOT YOUR BACK. We have a global team working from nearly ten countries striving to provide you with timely support and the best customer experience. GET FANCY WITH PREMIUM ACCOUNTS. Unlock premium customer support, dedicated account managers, cheaper transactions, and free transfers with Arival premium accounts. Learn more at arival.com

Screenshots

Monex USA4 screens
Arival4 screens

Verdict

The call

The clearest difference is rating: Monex USA at 5.0 against Arival's 3.8. Monex USA also leads on device support (3 vs 1) and iOS requirement (14.0 vs 17.0). Arival's advantage is update cadence (every 3 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Monex USA holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 6 and 10 respectively.

UpkeepUpdate frequency

Monex USA ships an update every 3 months, Arival every 3 weeks. The most recent releases landed on October 5, 2026 and October 23, 2026 respectively.

Scorecard4 real differences · 6 level
Monex USA versus Arival: the parameters behind the verdict, then further details
ParameterMonex USAArival
PriceFreeFree
Rating5.0 (6 ratings) — better3.8 (10 ratings)
Positive reviews—0.0% of reviews
Number of ratings610 — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better17.0
Further details — not scored
Size33 MB127 MB
Age rating4+4+
DeveloperMonex Inc.Arivalbank

Customer experience

Monex USA

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Arival

All ratings10 ratings
Positive70.0%
Neutral0.0%
Negative30.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Monex USA

No in-app purchases

None

Arival

No in-app purchases

Questions

Is Monex USA free?
Monex USA is free to download, with no in-app purchases.
Is Arival free?
Arival is free to download, with no in-app purchases.
Which has better reviews, Monex USA or Arival?
Monex USA is rated higher. Monex USA averages 5.0 out of 5 from 6 ratings, while Arival averages 3.8 from 10 ratings.
Do Monex USA or Arival have ads?
Neither Monex USA nor Arival shows ads.
Which is updated more often, Monex USA or Arival?
Monex USA ships an update every 3 months, and Arival every 3 weeks. Most recently, Monex USA was updated on October 5, 2026 and Arival on October 23, 2026.

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