Fidelity FastLoan vs Neocash Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fidelity FastLoan
This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.
- Instant micro loan disbursement
- Loan repayment options
- No documentation required
- No collateral needed
- No bank visit necessary
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FastLoan is an application from Fidelity Bank Plc for processing micro loans. The application allows for instant disbursement of loans within 2 minutes as well as seamless repayment of loans through various flexible options without documentation, collateral or bank visit.
Neocash Mobile
This app offers quick and easy personal loans to Lagos State residents, with amounts ranging from ₦5,000 to ₦5,000,000. Apply in minutes with no collateral or guarantor required for most loans. Funds are credited upon approval, with flexible repayment terms and transparent APR.
- Loan amounts up to ₦5,000,000
- Flexible repayment tenure
- Fast loan approval and disbursement
- No collateral or guarantor required
- Secure and reliable platform
- Transparent APR and fees
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LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR
Screenshots
Verdict
The clearest difference is rating: Neocash Mobile at 3.3 against Fidelity FastLoan's 2.5. Fidelity FastLoan's advantage is ratings volume (40 vs 7) and iOS requirement (9.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Neocash Mobile holds the better App Store score, 3.3 against 2.5. That said, the two scores are not equally well evidenced: Fidelity FastLoan has 40 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 20% of Fidelity FastLoan's written reviews are positive against 14% of Neocash Mobile's, so the app with the better star average is not the one people write more warmly about.
| Parameter | Fidelity FastLoan | Neocash Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (40 ratings) | 3.3 (7 ratings) — better |
| Positive reviews | 20.0% of reviews — better | 14.3% of reviews |
| Number of ratings | 40 — better | 7 |
| Update frequency | — | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 9.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 54 MB | 159 MB |
| Age rating | 17+ | 17+ |
| Developer | Fidelity Bank Plc | Shephard Trust Bank |
Customer experience
Fidelity FastLoan
Neocash Mobile
In-app purchases
Fidelity FastLoan
No in-app purchases
Neocash Mobile
No in-app purchases






