Comparison

FREI vs Pinspay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

FREI

Features
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The latest FREI app brings forth an array of fresh features and enhanced user journeys, improving resource management and delivering a more intuitive self-service experience. Key features: -Category balance overview -Airtime transfer -Bundle purchase filtering -Improved navigation and menu structures -Enhanced feature flows & prompts -Marketing banner with active redirect -Enhanced support with issue logging & FAQs -Dynamic search with easier access to common interactions -Revamped look & feel

About

Pinspay

Features
Read full description

Pinspay is a trusted financial services platform in Nigeria, providing fast, secure, and affordable solutions for your everyday payment needs. With Pinspay, you can: β€’ Instantly send and receive money with seamless, reliable transfers. β€’ Easily pay bills and recharge airtime or data while enjoying special bonuses. β€’ Grow your savings effortlessly with friends using our group contributions feature. Experience convenience, savings, and rewards all in one place. Invite your friends and earn instant cashback for every successful referral. Create your Pinspay account today and take a step toward financial freedom. INSTANT, TROUBLE-FREE TRANSFERS ● Say goodbye to failed transactions and network delays. Enjoy smooth and rapid money transfers. ● Send funds using either a phone number or bank accountβ€”even to people who don't use Pinspay. ● Connected to all major Nigerian banks like Access Bank, Zenith Bank, GTBank, UBA, Ecobank, First Bank, and more, ensuring a secure and dependable banking experience. ● Stay on top of your finances by easily viewing all transactions in your "Transaction History." TOP DEALS ON AIRTIME, DATA, AND BILL PAYMENTS ● Recharge your MTN, Airtel, Glo, and 9Mobile lines with some of the best deals available. ● Pay for electricity, TV subscriptions, water services, internet bills, and more without hassle.

Screenshots

FREI4 screens
Pinspay4 screens

Verdict

The call

The clearest difference is iOS requirement: FREI at 12.0 against Pinspay's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FREI ships an update every 5 weeks, Pinspay monthly. The most recent releases landed on September 13, 2026 and September 9, 2026 respectively.

Scorecard1 real difference Β· 5 level
FREI versus Pinspay: the parameters behind the verdict, then further details
ParameterFREIPinspay
PriceFreeFree
Update frequencyEvery 5 weeksMonthly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 β€” better15.6
Further details β€” not scored
Size77 MB31 MB
Age rating4+4+
DeveloperFREI One DigitalPINSPAYMENT TECH LTD

In-app purchases

None

FREI

No in-app purchases

None

Pinspay

No in-app purchases

Questions

Is FREI free?
FREI is free to download, with no in-app purchases.
Is Pinspay free?
Pinspay is free to download, with no in-app purchases.
Do FREI or Pinspay have ads?
Neither FREI nor Pinspay shows ads.
Which is updated more often, FREI or Pinspay?
FREI ships an update every 5 weeks, and Pinspay monthly. Most recently, FREI was updated on September 13, 2026 and Pinspay on September 9, 2026.

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