Comparison

KlikSave vs Pinspay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KlikSave

This digital platform enables individuals and small businesses to save flexibly on the go, earning attractive interest. Save 50% towards an asset and become eligible for financing, turning savings into tangible growth.

Highlights
  • Flexible on-the-go savings
  • Earn attractive interest rates
  • Save any amount daily, weekly, or monthly
  • Eligibility for asset financing
  • Intuitive digital platform
Features
Read full description

KlikSave, a fintech innovation from 4Stone Capital, empowers individuals and SMEs to build their financial future with flexible, on-the-go savings. Our intuitive digital platform allows you to save any amount, daily, weekly, or monthly, all while earning attractive interest rates. Beyond simple savings, KlikSave unlocks potential: customers who save 50% towards their desired asset become eligible for 4Stone Capital financing, turning your savings into tangible growth. Experience seamless savings and unlock asset financing opportunities with KlikSave, where your financial goals are always within reach. [:mav: 2.2.4]

About

Pinspay

Features
Read full description

Pinspay is a trusted financial services platform in Nigeria, providing fast, secure, and affordable solutions for your everyday payment needs. With Pinspay, you can: • Instantly send and receive money with seamless, reliable transfers. • Easily pay bills and recharge airtime or data while enjoying special bonuses. • Grow your savings effortlessly with friends using our group contributions feature. Experience convenience, savings, and rewards all in one place. Invite your friends and earn instant cashback for every successful referral. Create your Pinspay account today and take a step toward financial freedom. INSTANT, TROUBLE-FREE TRANSFERS ● Say goodbye to failed transactions and network delays. Enjoy smooth and rapid money transfers. ● Send funds using either a phone number or bank account—even to people who don't use Pinspay. ● Connected to all major Nigerian banks like Access Bank, Zenith Bank, GTBank, UBA, Ecobank, First Bank, and more, ensuring a secure and dependable banking experience. ● Stay on top of your finances by easily viewing all transactions in your "Transaction History." TOP DEALS ON AIRTIME, DATA, AND BILL PAYMENTS ● Recharge your MTN, Airtel, Glo, and 9Mobile lines with some of the best deals available. ● Pay for electricity, TV subscriptions, water services, internet bills, and more without hassle.

Screenshots

KlikSave4 screens
Pinspay4 screens

Verdict

The call

The clearest difference is update cadence: KlikSave at every 10 days against Pinspay's monthly. KlikSave also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

KlikSave ships an update every 10 days, Pinspay monthly. The most recent releases landed on September 18, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 8 level
KlikSave versus Pinspay: the parameters behind the verdict, then further details
ParameterKlikSavePinspay
PriceFreeFree
Rating5.0 (2 ratings) — better
Positive reviews100.0% of reviews
Number of ratings2 — better
Update frequencyEvery 10 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size32 MB31 MB
Age rating17+4+
Developer4Stone Capital LimitedPINSPAYMENT TECH LTD

In-app purchases

None

KlikSave

No in-app purchases

None

Pinspay

No in-app purchases

Questions

Is KlikSave free?
KlikSave is free to download, with no in-app purchases.
Is Pinspay free?
Pinspay is free to download, with no in-app purchases.
Do KlikSave or Pinspay have ads?
Neither KlikSave nor Pinspay shows ads.
Which is updated more often, KlikSave or Pinspay?
KlikSave ships an update every 10 days, and Pinspay monthly. Most recently, KlikSave was updated on September 18, 2026 and Pinspay on September 9, 2026.

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