Pinspay vs PayGuy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pinspay
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Pinspay is a trusted financial services platform in Nigeria, providing fast, secure, and affordable solutions for your everyday payment needs. With Pinspay, you can: • Instantly send and receive money with seamless, reliable transfers. • Easily pay bills and recharge airtime or data while enjoying special bonuses. • Grow your savings effortlessly with friends using our group contributions feature. Experience convenience, savings, and rewards all in one place. Invite your friends and earn instant cashback for every successful referral. Create your Pinspay account today and take a step toward financial freedom. INSTANT, TROUBLE-FREE TRANSFERS ● Say goodbye to failed transactions and network delays. Enjoy smooth and rapid money transfers. ● Send funds using either a phone number or bank account—even to people who don't use Pinspay. ● Connected to all major Nigerian banks like Access Bank, Zenith Bank, GTBank, UBA, Ecobank, First Bank, and more, ensuring a secure and dependable banking experience. ● Stay on top of your finances by easily viewing all transactions in your "Transaction History." TOP DEALS ON AIRTIME, DATA, AND BILL PAYMENTS ● Recharge your MTN, Airtel, Glo, and 9Mobile lines with some of the best deals available. ● Pay for electricity, TV subscriptions, water services, internet bills, and more without hassle.
PayGuy
Manage all your bills and financial transactions in one place. This fintech application simplifies payment processes for users, offering a convenient way to handle financial obligations.
- Bill payments
- Financial transactions
- Payment management
- Fintech solutions
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A fintech app for all your bill payments
Screenshots
Verdict
The clearest difference is update cadence: PayGuy at fortnightly against Pinspay's monthly. PayGuy also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pinspay ships an update monthly, PayGuy fortnightly. The most recent releases landed on September 27, 2026 and June 1, 2026 respectively.
| Parameter | Pinspay | PayGuy |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 31 MB | 34 MB |
| Age rating | 4+ | 17+ |
| Developer | PINSPAYMENT TECH LTD | Upperlink Digital |
In-app purchases
Pinspay
No in-app purchases
PayGuy
No in-app purchases
