Comparison

MyTime Wallet vs Phone Guy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyTime Wallet

Securely manage your digital wallet and debit card. Create a financial firewall to protect your money from retailers. Enjoy free, real-time money transfers globally and efficient bill payments without traditional banking fees.

Highlights
  • Secure wallet and debit card management
  • Financial firewall technology
  • Free real-time money transfers
  • Efficient bill payments
  • Fee-free banking services
Features
Read full description

MyTime Wallet allows customers to securely manage their MyTime mobile wallet and debit card accounts. Its technology will enable customers to create a financial firewall between retailers and their money. It also allows for real-time and FREE money movement to loved ones worldwide. The technology will also enable customers to pay bills more efficiently and receive higher-quality banking services without the fees and need for a physical bank. More control, security, and less cost all add up to more time to enjoy the essential things in life.

About

Phone Guy

This app integrates wireless phone service with comprehensive financial management tools. It offers a mobile wallet for sending/receiving money, online shopping, and managing payment methods, alongside telehealth services and cardless ATM access.

Highlights
  • Integrated wireless and financial services
  • Mobile wallet for payments
  • Send and request money
  • Online shopping marketplace
  • Virtual telehealth services
  • Cardless ATM withdrawals
Features
Read full description

Phone Guy’s combined wireless phone and financial services is the most effective tool to support Mexican nationals in managing their communication and financial needs securely and efficiently in the U.S Key elements of Phone Guy’s integrated service include: 
 Wireless Communication: Reliable wireless phone service combined seamlessly with financial management, offering convenience and accessibility in one platform.
 Mobile Wallet Suite: The Phone Guy app is an all-in-one digital wallet that lets users send and receive money, shop online, and manage their finances securely. The app is designed for everyday payments and financial management, offering convenience, speed, and integrated security features.  Send and request money: Instantly transfer money to friends, family, and other users using just their name, email, or phone number. Manage payment methods: The app securely stores your debit cards, credit cards, and bank accounts in one place. You can select your preferred payment source for any transaction. Shop online: Pay quickly and securely with our Shopping Marketplace including Best Buy, Groupon, Priceline and more! TeleHealth: MyHealth allows you to sign up for an annual membership that includes virtual telehealth services to all members of your household. This includes one individual single member, his or her spouse / domestic partner, and legally dependent children up to the age of 26, at significantly discounted rates. Request care visits, schedule appointments and manage your family visit history. Plans include urgent care, mental & talk therapy, and primary care. All Annual Subscriptions are non-refundable. Cardless ATMs: Get the convenience of having your Debit Card with you whenever you have your phone on hand. Phone-Guy allows you to load and withdraw funds to/from your mobile wallet account at thousands of participating ATMs without using a Debit Card. The cardless ATM withdrawals have lower ATM fees and offers the convenience of using your mobile device to complete the transaction.

Screenshots

MyTime Wallet3 screens
Phone Guy3 screens

Verdict

The call

The clearest difference is rating: Phone Guy at 5.0 against MyTime Wallet's 4.7. Phone Guy also leads on review sentiment (100% vs 80%). MyTime Wallet's advantage is ratings volume (48 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Phone Guy holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: MyTime Wallet has 48 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 80% of MyTime Wallet's written reviews are positive against 100% of Phone Guy's.

UpkeepUpdate frequency

MyTime Wallet ships an update every 10 days, Phone Guy every 11 days. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
MyTime Wallet versus Phone Guy: the parameters behind the verdict, then further details
ParameterMyTime WalletPhone Guy
PriceFreeFree
Rating4.7 (48 ratings)5.0 (3 ratings) — better
Positive reviews80.0% of reviews100.0% of reviews — better
Number of ratings48 — better3
Update frequencyEvery 10 days — betterEvery 11 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple WatchiPhone, iPad, iPod, Apple Watch
Requires iOS15.615.6
Further details — not scored
Size170 MB172 MB
Age rating12+12+
DeveloperUnified Signal, Inc.ADS MOBILE SERVICES S DE RL DE CV

Customer experience

MyTime Wallet

All ratings48 ratings
Positive91.7%
Neutral0.0%
Negative8.3%
Written reviews5 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

Phone Guy

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MyTime Wallet

No in-app purchases

None

Phone Guy

No in-app purchases

Questions

Is MyTime Wallet free?
MyTime Wallet is free to download, with no in-app purchases.
Is Phone Guy free?
Phone Guy is free to download, with no in-app purchases.
Which has better reviews, MyTime Wallet or Phone Guy?
Phone Guy is rated higher. MyTime Wallet averages 4.7 out of 5 from 48 ratings, while Phone Guy averages 5.0 from 3 ratings.
Do MyTime Wallet or Phone Guy have ads?
Neither MyTime Wallet nor Phone Guy shows ads.
Which is updated more often, MyTime Wallet or Phone Guy?
MyTime Wallet ships an update every 10 days, and Phone Guy every 11 days. Most recently, MyTime Wallet was updated on October 25, 2026 and Phone Guy on October 30, 2026.

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