Zafra vs Kash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zafra
This app displays detailed payment information for employees, covering bi-weekly, hourly, and monthly payrolls. It provides a clear overview of earnings and deductions.
- View bi-weekly payroll details
- Track hourly payment information
- Access monthly salary breakdowns
- Detailed payment summaries
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Muestras el detalle de los pagos realizados a los empleados de las planillas quincenales, por hora y mensual
Kash
Send money instantly within your country and across Central America. Easily transfer funds between your linked bank accounts or to other users via username. Request money, pay bills, and send funds directly to debit cards.
- Instant transfers between Kash users
- Transfer to any debit card
- Request money from contacts
- Pay utility bills
- Regional transfers to Central America
- QR code transactions
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Realiza tus transferencias entre usuarios Kash dentro de tu país y hacia toda Centroamérica. Disponible en Costa Rica, Guatemala, Honduras, El Salvador, Panamá y Nicaragua. Funcionalidades ENVÍO ENTRE CUENTAS Al tener al menos 2 tarjetas en la App, puedes mover tu dinero entre tus cuentas sin importar el banco. A OTROS USUARIOS KASH Dile adiós a los números de cuenta, utiliza el Kashtag (nombre de usuario) y envía dinero a tus amigos de manera instantánea. SOLICITUD DE DINERO Solicita dinero a tus amigos de manera fácil, inmediata y segura. TRANSFIERE POR WHATSAPP Activa la funcionalidad y transfiere dinero tan rápido como enviar un mensaje. QR Escanea un código QR o genera uno para realizar tus transacciones. A TARJETA No importa si tus amigos no tienen Kash. Con la función de transferir a tarjeta, puedes enviarles dinero simplemente ingresando los números del frente de su tarjeta. SINPE MÓVIL Con Kash podrás registrar tu Sinpe Móvil para transferir dinero a cualquier hora, en cualquier momento. Servicio disponible únicamente para Costa Rica* PAGO DE SERVICIOS Mantén tus servicios al día desde donde estés. Con Kash, puedes pagar el agua, la luz o el teléfono cómodamente desde la App. Servicio disponible únicamente para Costa Rica* TRANSFERENCIAS REGIONALES Transfiere a toda Centroamérica y recibe dinero desde Estados Unidos a un bajo costo y de manera inmediata. Kash es un servicio ofrecido por la sociedad BAC International Bank, Inc. (o alguna de sus subsidiarias en Centro América), entidad que es regulada por su respectivo regulador financiero en Panamá (o en el pais desde donde se ofrezca esta app), con domicilio en Torre BAC, Avenida Balboa, Ciudad de Panamá, República de Panamá. Desarrollado por Namutek S.A., empresa radicada en Calle 53 Este, Urb. Marbella, Humboldt Tower, Piso 2, Panamá, República de Panamá. Todos los derechos reservados.
Screenshots
Verdict
The clearest difference is rating: Zafra at 5.0 against Kash's 4.0. Zafra also leads on device support (3 vs 1) and iOS requirement (12.0 vs 17.0). Kash's advantage is ratings volume (143 vs 1) and update cadence (every 11 days vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zafra holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Kash has 143 ratings behind it against 1, so its average is the more settled of the two.
Zafra ships an update every 6 weeks, Kash every 11 days. Both last shipped on November 3, 2026.
| Parameter | Zafra | Kash |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.0 (143 ratings) |
| Positive reviews | — | 35.9% of reviews |
| Number of ratings | 1 | 143 — better |
| Update frequency | Every 6 weeks | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 32 MB | 229 MB |
| Age rating | 4+ | 4+ |
| Developer | Isabella Madrid | Namutek S.A. |
Customer experience
Zafra
Kash
Bugs and requests
Zafra
Not enough reviews yet to summarise bugs or requests.
Kash
Reported bugs
15 issues- App is extremely slow
- AI customer support does not resolve issues
- App does not accept terms and conditions
- Cannot transfer money from Bank of America
- App crashes constantly
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- Cannot complete verification
- Buttons are not clickable
- Transfers fail frequently
- Money debited but not received
- Inexplicable charges without notification
- App does not send SMS messages
- Cannot add cards, information not validated
- Support gives conflicting information or no response
- Promotional offer not credited
- Synchronization of contacts shows deleted contacts
Requested features
8 requests- Increase the number of associated cards/accounts
- Increase the monthly transfer limit
- Consider the value of monthly transfers
- Allow transfers from USA cards
- Add a security method for app entry (code, Face/Touch ID)
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- Improve contact synchronization
- Allow login from anywhere in the world, not just Central America
- Option to send verification code to email
In-app purchases
Zafra
No in-app purchases
Kash
No in-app purchases
