Ficohsa vs Kash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ficohsa
Manage your banking operations conveniently from your mobile device. This free application allows you to check balances, make transfers, pay bills, and locate ATMs. It offers enhanced security features and personalized product management.
- Fingerprint login
- Account balance and transaction history
- Transfers (own, third-party, ACH)
- Bill and service payments
- ATM and branch locator
- Transaction authorization with PIN/token
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Grupo Financiero Ficohsa En Ficohsa queremos hacerte la vida más fácil, por eso ponemos a tu disposición está nueva aplicación completamente gratis, disponible en español e inglés para que puedas realizar tus operaciones bancarias desde tu móvil de una manera cómoda y sencilla. Estos son algunos de los beneficios que disfrutarás: • Configurar tu acceso con huella digital (aplica para dispositivos Apple) • Consulta de saldos y movimientos de productos bancarios • Transferencias entre cuentas propias, a terceros y ACH • Pago de tarjeta de crédito, servicios públicos, recargas y otros • Personalización de productos para su fácil identificación • Registro de cuentas como favoritas • Autorización de transacciones por medio de pin o token para mayor seguridad • Ubicación de agencias y cajeros automáticos • Consulta de beneficios y promociones • Acceso directo para contactar al banco Para una mejor utilización te recomendamos: • Habilitar ubicación, necesaria para mostrar la localización de beneficios, agencias y ATMs cerca de ti. • Conexión Wifi/datos, necesario para verificar el funcionamiento de la app en tu dispositivo.
Kash
Send money instantly within your country and across Central America. Easily transfer funds between your linked bank accounts or to other users via username. Request money, pay bills, and send funds directly to debit cards.
- Instant transfers between Kash users
- Transfer to any debit card
- Request money from contacts
- Pay utility bills
- Regional transfers to Central America
- QR code transactions
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Realiza tus transferencias entre usuarios Kash dentro de tu país y hacia toda Centroamérica. Disponible en Costa Rica, Guatemala, Honduras, El Salvador, Panamá y Nicaragua. Funcionalidades ENVÍO ENTRE CUENTAS Al tener al menos 2 tarjetas en la App, puedes mover tu dinero entre tus cuentas sin importar el banco. A OTROS USUARIOS KASH Dile adiós a los números de cuenta, utiliza el Kashtag (nombre de usuario) y envía dinero a tus amigos de manera instantánea. SOLICITUD DE DINERO Solicita dinero a tus amigos de manera fácil, inmediata y segura. TRANSFIERE POR WHATSAPP Activa la funcionalidad y transfiere dinero tan rápido como enviar un mensaje. QR Escanea un código QR o genera uno para realizar tus transacciones. A TARJETA No importa si tus amigos no tienen Kash. Con la función de transferir a tarjeta, puedes enviarles dinero simplemente ingresando los números del frente de su tarjeta. SINPE MÓVIL Con Kash podrás registrar tu Sinpe Móvil para transferir dinero a cualquier hora, en cualquier momento. Servicio disponible únicamente para Costa Rica* PAGO DE SERVICIOS Mantén tus servicios al día desde donde estés. Con Kash, puedes pagar el agua, la luz o el teléfono cómodamente desde la App. Servicio disponible únicamente para Costa Rica* TRANSFERENCIAS REGIONALES Transfiere a toda Centroamérica y recibe dinero desde Estados Unidos a un bajo costo y de manera inmediata. Kash es un servicio ofrecido por la sociedad BAC International Bank, Inc. (o alguna de sus subsidiarias en Centro América), entidad que es regulada por su respectivo regulador financiero en Panamá (o en el pais desde donde se ofrezca esta app), con domicilio en Torre BAC, Avenida Balboa, Ciudad de Panamá, República de Panamá. Desarrollado por Namutek S.A., empresa radicada en Calle 53 Este, Urb. Marbella, Humboldt Tower, Piso 2, Panamá, República de Panamá. Todos los derechos reservados.
Screenshots
Verdict
The clearest difference is rating: Kash at 4.0 against Ficohsa's 3.1. Kash also leads on review sentiment (36% vs 27%). Ficohsa's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kash holds the better App Store score, 4.0 against 3.1. Both are backed by a comparable volume of ratings — 227 and 143 respectively. Written reviews point the same way: 27% of Ficohsa's written reviews are positive against 36% of Kash's.
Ficohsa ships an update every 8 days, Kash every 11 days. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | Ficohsa | Kash |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (227 ratings) | 4.0 (143 ratings) — better |
| Positive reviews | 26.7% of reviews | 35.9% of reviews — better |
| Number of ratings | 227 — better | 143 |
| Update frequency | Every 8 days — better | Every 11 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 162 MB | 229 MB |
| Age rating | 4+ | 4+ |
| Developer | Grupo Financiero Ficohsa | Namutek S.A. |
Customer experience
Ficohsa
Kash
User reviews
Ficohsa
From 227 App Store ratingsWhat we love
- 👍 Easy to use interface
- 🚀 Fast response times
- 💡 Useful for checking balance
- ✅ Can pay loans from app
- ✅ Good for opening accounts from abroad
Room to improve
- ❌ Unnecessary ads
- ❌ App freezes/crashes
- ❌ Slow loading times
- ❌ Difficult to use
- ❌ Security concerns
Kash
From 143 App Store ratingsWhat we love
- ✅ Good application for transferring money
- 💰 No commissions on transfers
- 🚀 Real-time transfers
- 👍 Very useful
- ✨ Excellent service
Room to improve
- 🐌 Extremely slow and frustrating
- 🤖 Poor AI customer support
- ❌ App not working
- 🚫 Cannot transfer from specific banks
- 📉 Inexplicable charges
Bugs and requests
Ficohsa
Reported bugs
27 issues- App freezes when ads are closed
- App closes immediately after clicking 'X' on ads
- App shuts down on its own
- App freezes too much
- App doesn't allow token activation
Show 22 moreShow fewer
- App doesn't respond
- App interface gets stuck
- App duplicates transactions
- App distorts resolution when split-screen
- App shows slow/no internet connection error
- App doesn't log in after Face ID verification
- App shows credit card balance as zero
- App requires country selection and credentials every time
- App closes when trying to activate Face ID
- App erases credential information daily
- App shows a blue screen with logo and doesn't open
- App crashes immediately
- App session duplication
- App doesn't show credit card movements or balances
- Last account in list is covered by bottom menu
- App closes during savings account creation process
- App blocks user after correct password entry
- App doesn't work with Face ID
- App shows error when trying to log in
- App doesn't open Interbanca
- App is a web browser wrapper
- App has limited transaction capabilities
Requested features
9 requests- Option to remove ads
- Improve customer service training
- Add Face ID/biometric login
- Allow adding trusted devices from app
- Change numeric keyboard for amount fields
Show 4 moreShow fewer
- Allow computer access for transfers
- Update app interface
- Allow managing personal and business accounts together
- Implement dark mode
Kash
Reported bugs
15 issues- App is extremely slow
- AI customer support does not resolve issues
- App does not accept terms and conditions
- Cannot transfer money from Bank of America
- App crashes constantly
Show 10 moreShow fewer
- Cannot complete verification
- Buttons are not clickable
- Transfers fail frequently
- Money debited but not received
- Inexplicable charges without notification
- App does not send SMS messages
- Cannot add cards, information not validated
- Support gives conflicting information or no response
- Promotional offer not credited
- Synchronization of contacts shows deleted contacts
Requested features
8 requests- Increase the number of associated cards/accounts
- Increase the monthly transfer limit
- Consider the value of monthly transfers
- Allow transfers from USA cards
- Add a security method for app entry (code, Face/Touch ID)
Show 3 moreShow fewer
- Improve contact synchronization
- Allow login from anywhere in the world, not just Central America
- Option to send verification code to email
In-app purchases
Ficohsa
No in-app purchases
Kash
No in-app purchases
