BN Móvil vs Kash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BN Móvil
Manage your bank accounts easily, quickly, and securely from anywhere. Perform banking tasks without queues, including transfers, payments, and card management. Access investment and savings options, and receive alerts.
- Account balance and transaction inquiries
- Inter-account and inter-bank transfers
- Bill payments and phone top-ups
- Card management and virtual card creation
- Investment and savings account management
- ATM and BN SINPE Móvil transfers
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Llevá el Banco Nacional con vos, donde quiera que te encontrés Diseñada para hacer tu día a día más fácil, administrá tus cuentas de manera fácil, ágil y segura desde cualquier lugar. Realizá tus gestiones sin hacer filas y con el respaldo del banco más grande e importante de Costa Rica. *Con BN Móvil podés*: Consultas: - Tipo de cambio - Saldos y movimientos de cuentas - Inversiones (consulta y liquidación) - BN Vital (consulta y retiro) - BN Fondos (consulta, apertura y retiro) - Ahorro programado (consulta y retiro) - Alertas - Historial de comprobantes Transferencias: - Entre cuentas - Hacia/Entre otros Bancos - ATM - BN SINPE Móvil Pagos: - Recibos favoritos - Recargas telefónicas - Préstamos - Afiliación a BN PAR - Incluir servicios frecuentes Tarjetas: - Consulta - Pagos - Gráficas de consumo - Avance de efectivo - Tarjeta virtual (carga y descarga) - Reporte de extravío o robo Gestión de usuario: - Afiliación a canales - Olvido de contraseña - Cambio de contraseña Descargá BN Móvil y transformá tus sueños en una realidad. ¿Te gustó el nuevo BN Móvil? Calificanos con 5 estrellas y ayudanos a seguir mejorando.
Kash
Send money instantly within your country and across Central America. Easily transfer funds between your linked bank accounts or to other users via username. Request money, pay bills, and send funds directly to debit cards.
- Instant transfers between Kash users
- Transfer to any debit card
- Request money from contacts
- Pay utility bills
- Regional transfers to Central America
- QR code transactions
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Realiza tus transferencias entre usuarios Kash dentro de tu país y hacia toda Centroamérica. Disponible en Costa Rica, Guatemala, Honduras, El Salvador, Panamá y Nicaragua. Funcionalidades ENVÍO ENTRE CUENTAS Al tener al menos 2 tarjetas en la App, puedes mover tu dinero entre tus cuentas sin importar el banco. A OTROS USUARIOS KASH Dile adiós a los números de cuenta, utiliza el Kashtag (nombre de usuario) y envía dinero a tus amigos de manera instantánea. SOLICITUD DE DINERO Solicita dinero a tus amigos de manera fácil, inmediata y segura. TRANSFIERE POR WHATSAPP Activa la funcionalidad y transfiere dinero tan rápido como enviar un mensaje. QR Escanea un código QR o genera uno para realizar tus transacciones. A TARJETA No importa si tus amigos no tienen Kash. Con la función de transferir a tarjeta, puedes enviarles dinero simplemente ingresando los números del frente de su tarjeta. SINPE MÓVIL Con Kash podrás registrar tu Sinpe Móvil para transferir dinero a cualquier hora, en cualquier momento. Servicio disponible únicamente para Costa Rica* PAGO DE SERVICIOS Mantén tus servicios al día desde donde estés. Con Kash, puedes pagar el agua, la luz o el teléfono cómodamente desde la App. Servicio disponible únicamente para Costa Rica* TRANSFERENCIAS REGIONALES Transfiere a toda Centroamérica y recibe dinero desde Estados Unidos a un bajo costo y de manera inmediata. Kash es un servicio ofrecido por la sociedad BAC International Bank, Inc. (o alguna de sus subsidiarias en Centro América), entidad que es regulada por su respectivo regulador financiero en Panamá (o en el pais desde donde se ofrezca esta app), con domicilio en Torre BAC, Avenida Balboa, Ciudad de Panamá, República de Panamá. Desarrollado por Namutek S.A., empresa radicada en Calle 53 Este, Urb. Marbella, Humboldt Tower, Piso 2, Panamá, República de Panamá. Todos los derechos reservados.
Screenshots
Verdict
The clearest difference is rating: Kash at 4.0 against BN Móvil's 2.6. Kash also leads on review sentiment (36% vs 13%). BN Móvil's advantage is device support (3 vs 1) and ratings volume (456 vs 143). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kash holds the better App Store score, 4.0 against 2.6. Both are backed by a comparable volume of ratings — 456 and 143 respectively. Written reviews point the same way: 13% of BN Móvil's written reviews are positive against 36% of Kash's.
BN Móvil ships an update fortnightly, Kash every 11 days. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | BN Móvil | Kash |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (456 ratings) | 4.0 (143 ratings) — better |
| Positive reviews | 13.3% of reviews | 35.9% of reviews — better |
| Number of ratings | 456 — better | 143 |
| Update frequency | Fortnightly | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 128 MB | 229 MB |
| Age rating | 4+ | 4+ |
| Developer | Banco Nacional de Costa Rica | Namutek S.A. |
Customer experience
BN Móvil
Kash
User reviews
BN Móvil
From 456 App Store ratingsWhat we love
- 👍 Excellent app, great service and customer support
- 🚀 Enables most needed banking features
- 💡 Useful features like paying vehicle taxes
Room to improve
- 🐛 Frequent crashes and errors
- 🔒 Poor security, easy to hack accounts
- 👎 Outdated, unintuitive user interface
- 🤯 Extremely frustrating to use, not user-friendly
- 🕰️ Slow performance, long loading times
Kash
From 143 App Store ratingsWhat we love
- ✅ Good application for transferring money
- 💰 No commissions on transfers
- 🚀 Real-time transfers
- 👍 Very useful
- ✨ Excellent service
Room to improve
- 🐌 Extremely slow and frustrating
- 🤖 Poor AI customer support
- ❌ App not working
- 🚫 Cannot transfer from specific banks
- 📉 Inexplicable charges
Bugs and requests
BN Móvil
Reported bugs
4 issues- Unable to change password or register new devices
- Inconsistent behavior when trying to pay bills
- Syncing issues between mobile app and web portal
- Compatibility problems with newer iOS versions
Requested features
5 requests- Add support for Face ID and Touch ID
- Improve mobile responsiveness and layout
- Provide an English version of the app
- Allow customization of notifications and alerts
- Integrate with more payment and transfer options
Kash
Reported bugs
15 issues- App is extremely slow
- AI customer support does not resolve issues
- App does not accept terms and conditions
- Cannot transfer money from Bank of America
- App crashes constantly
Show 10 moreShow fewer
- Cannot complete verification
- Buttons are not clickable
- Transfers fail frequently
- Money debited but not received
- Inexplicable charges without notification
- App does not send SMS messages
- Cannot add cards, information not validated
- Support gives conflicting information or no response
- Promotional offer not credited
- Synchronization of contacts shows deleted contacts
Requested features
8 requests- Increase the number of associated cards/accounts
- Increase the monthly transfer limit
- Consider the value of monthly transfers
- Allow transfers from USA cards
- Add a security method for app entry (code, Face/Touch ID)
Show 3 moreShow fewer
- Improve contact synchronization
- Allow login from anywhere in the world, not just Central America
- Option to send verification code to email
In-app purchases
BN Móvil
No in-app purchases
Kash
No in-app purchases
