The Exchange State Bank vs Split
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
The Exchange State Bank
Manage your bank accounts on the go with this mobile banking app. Check balances, view transaction history, transfer funds, pay bills, and deposit checks conveniently from your device.
- Balance Inquiry
- Transaction History
- Fund Transfers
- Bill Pay
- Check Deposit
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We have Mobile Banking! It’s convenient! It’s easy! Mobile Browser and Application Features include: -Balance Inquiry -Transaction History -Transfer Funds between accounts -Bill Pay -Deposit Checks Please call 319.854.6104 if you have questions. To enroll for Mobiliti™ click ‘Enroll Now’ button. Or simply download our app. Message and data rates may apply. Mobiliti™ is a trademark of Fiserv, Inc. or its affiliates.
Split
Effortlessly manage and split expenses with friends, family, or colleagues. This app prioritizes your privacy by not collecting or storing any personal data. Easily add people, categorize costs, and generate shareable invoices for seamless bill management.
- No personal data collection
- Easy bill splitting
- Customizable expense categories
- Shareable formatted invoices
- Real-time total tracking
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Split is bill-splitting the way it should work: item by item, not just the total — and entirely on your device. Most splitting apps ask you to type in a lump sum and divide it evenly. Split reads the actual receipt. ITEMIZED, NOT LUMP-SUM Point your camera at a receipt and Split reads it on-device — no photo or text ever leaves your phone. Choose exactly who's splitting each individual item, not the whole bill. One person's appetizer doesn't have to get split with the whole table. RECURRING PEOPLE Add someone once and they're saved as a contact for next time. Favorite the people you split with most so you're never retyping the same names for the same group of friends. AUTOMATIC SETTLE-UP Record who paid for what, and Split works out exactly who owes whom — netted directly between the people who actually shared an expense, not routed through some global optimization that can make a payment feel random. Mark a payment as done and it's tracked for good. PAY IN ONE TAP Direct links to Venmo and Cash App with the amount pre-filled — no typing a number by hand. Zelle info is one tap to copy. PRIVATE BY DESIGN Split doesn't have accounts, doesn't have a server, and doesn't collect or transmit any of your data. Names, expenses, receipts — everything lives on your device, full stop. There's nothing to breach because there's nothing collected. Split a dinner, a trip, a grocery run, or rent. Add the people, add or scan the expenses, and settle up — that's it.
Screenshots
Verdict
The clearest difference is ads: Split at none against The Exchange State Bank's shown. Split also leads on monetization model (free vs ad-supported). The Exchange State Bank's advantage is update cadence (every 4 months vs every 26 months) and ratings volume (35 vs 3). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Split holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: The Exchange State Bank has 35 ratings behind it against 3, so its average is the more settled of the two.
The Exchange State Bank ships an update every 4 months, Split every 26 months. Both last shipped on October 24, 2026.
| Parameter | The Exchange State Bank | Split |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (35 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 35 — better | 3 |
| Update frequency | Every 4 months — better | Every 26 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.4 |
| Further details — not scored | ||
| Size | 100 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | The Exchange State Bank | Ty Okazaki |
Customer experience
The Exchange State Bank
Split
In-app purchases
The Exchange State Bank
No in-app purchases
Split
No in-app purchases
Questions
Is The Exchange State Bank free?
Is Split free?
Which has better reviews, The Exchange State Bank or Split?
Do The Exchange State Bank or Split have ads?
Which is updated more often, The Exchange State Bank or Split?
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