Comparison

The Exchange State Bank vs Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

The Exchange State Bank

Manage your bank accounts on the go with this mobile banking app. Check balances, view transaction history, transfer funds, pay bills, and deposit checks conveniently from your device.

Highlights
  • Balance Inquiry
  • Transaction History
  • Fund Transfers
  • Bill Pay
  • Check Deposit
Features
Read full description

We have Mobile Banking! It’s convenient! It’s easy! Mobile Browser and Application Features include: -Balance Inquiry -Transaction History -Transfer Funds between accounts -Bill Pay -Deposit Checks Please call 319.854.6104 if you have questions. To enroll for Mobiliti™ click ‘Enroll Now’ button. Or simply download our app. Message and data rates may apply. Mobiliti™ is a trademark of Fiserv, Inc. or its affiliates.

About

Split

Effortlessly manage and split expenses with friends, family, or colleagues. This app prioritizes your privacy by not collecting or storing any personal data. Easily add people, categorize costs, and generate shareable invoices for seamless bill management.

Highlights
  • No personal data collection
  • Easy bill splitting
  • Customizable expense categories
  • Shareable formatted invoices
  • Real-time total tracking
Features
Read full description

Split is bill-splitting the way it should work: item by item, not just the total — and entirely on your device. Most splitting apps ask you to type in a lump sum and divide it evenly. Split reads the actual receipt. ITEMIZED, NOT LUMP-SUM Point your camera at a receipt and Split reads it on-device — no photo or text ever leaves your phone. Choose exactly who's splitting each individual item, not the whole bill. One person's appetizer doesn't have to get split with the whole table. RECURRING PEOPLE Add someone once and they're saved as a contact for next time. Favorite the people you split with most so you're never retyping the same names for the same group of friends. AUTOMATIC SETTLE-UP Record who paid for what, and Split works out exactly who owes whom — netted directly between the people who actually shared an expense, not routed through some global optimization that can make a payment feel random. Mark a payment as done and it's tracked for good. PAY IN ONE TAP Direct links to Venmo and Cash App with the amount pre-filled — no typing a number by hand. Zelle info is one tap to copy. PRIVATE BY DESIGN Split doesn't have accounts, doesn't have a server, and doesn't collect or transmit any of your data. Names, expenses, receipts — everything lives on your device, full stop. There's nothing to breach because there's nothing collected. Split a dinner, a trip, a grocery run, or rent. Add the people, add or scan the expenses, and settle up — that's it.

Screenshots

The Exchange State Bank4 screens
Split4 screens

Verdict

The call

The clearest difference is ads: Split at none against The Exchange State Bank's shown. Split also leads on monetization model (free vs ad-supported). The Exchange State Bank's advantage is update cadence (every 4 months vs every 26 months) and ratings volume (35 vs 3). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Split holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: The Exchange State Bank has 35 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

The Exchange State Bank ships an update every 4 months, Split every 26 months. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
The Exchange State Bank versus Split: the parameters behind the verdict, then further details
ParameterThe Exchange State BankSplit
PriceFreeFree
Rating4.8 (35 ratings)5.0 (3 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings35 — better3
Update frequencyEvery 4 months — betterEvery 26 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.4
Further details — not scored
Size100 MB2 MB
Age rating4+4+
DeveloperThe Exchange State BankTy Okazaki

Customer experience

The Exchange State Bank

All ratings33 ratings
Positive90.9%
Neutral6.1%
Negative3.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Split

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

The Exchange State Bank

No in-app purchases

None

Split

No in-app purchases

Questions

Is The Exchange State Bank free?
The Exchange State Bank is free to download, with no in-app purchases.
Is Split free?
Split is free to download, with no in-app purchases.
Which has better reviews, The Exchange State Bank or Split?
Split is rated higher. The Exchange State Bank averages 4.8 out of 5 from 35 ratings, while Split averages 5.0 from 3 ratings.
Do The Exchange State Bank or Split have ads?
The Exchange State Bank shows ads; Split does not.
Which is updated more often, The Exchange State Bank or Split?
The Exchange State Bank ships an update every 4 months, and Split every 26 months. Most recently, The Exchange State Bank was updated on October 24, 2026 and Split on October 24, 2026.

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