Comparison

CTF Life vs Ratebee

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CTF Life

Manage your insurance policies conveniently from your mobile device. This app allows customers to make premium payments, adjust investments, access policy details, update personal information, and submit small claims.

Highlights
  • Policy management
  • Premium payments
  • Investment adjustments
  • Policy information retrieval
  • Personal information updates
  • Small insurance claims
  • Product information access
Features
Read full description

“CTF Life” mobile app enables CTF Life (former FTLife) customers to manage their policies anytime, anywhere, from premium payment, changing investment choices, retrieving insurance policy information, updating personal information to making small insurance claims and accessing latest product information and promotion.

About

Ratebee

Features
Read full description

Ratebee is the honest currency converter for travelers — type once, see every currency. One screen shows a live list of your currencies. An always-visible number pad lets you type an amount in any currency, and every other currency recalculates instantly using live exchange rates. No menus to dig through, no two-currencies-at-a-time. Just the converter you actually wanted. No ads. No pushy subscriptions. No dark patterns. No annoying bugs. We built Ratebee as the honest answer to ad-stuffed, nag-filled converter apps. It's free — every feature included — and it beats most paid competitors. WHY TRAVELERS SWITCH • See every currency at once — edit one amount, all the others update live. • Works offline — rates are cached so you can convert on the plane, in the metro, or anywhere without signal. A "last updated" stamp keeps you honest. • Smart onboarding — Ratebee auto-picks a relevant currency set from your device region, so you're ready the moment you land. • Always-round-up option — round target currencies up (14.02 → 15) so you never underpay or underestimate what something will really cost. • A clean, fast keypad — per-currency decimal separator, double-zero and backspace keys, tap a currency and it clears on your first keypress. • Honest by design — no ad banners interrupting your math, no weekly-trial traps. The About screen links straight to beecrow.llc. FREE — EVERY FEATURE INCLUDED • Live multi-currency conversion list • Custom number pad with round-up • Offline rate cache • Reorderable currency sets • No ads, ever • No subscription Everything a traveler needs is free and ad-free, because trust comes before any ask. Perfect for vacationers comparing prices abroad, backpackers crossing borders, digital nomads juggling home and local currency, remote workers paid in one currency and spending in another, and anyone shopping across borders. Travel money, made honest. Download Ratebee and convert with confidence.

Screenshots

CTF Life4 screens
Ratebee2 screens

Verdict

The call

The clearest difference is update cadence: Ratebee at every 4 days against CTF Life's every 5 weeks. CTF Life's advantage is iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CTF Life ships an update every 5 weeks, Ratebee every 4 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
CTF Life versus Ratebee: the parameters behind the verdict, then further details
ParameterCTF LifeRatebee
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews3.3% of reviews—
Number of ratings2 — better—
Update frequencyEvery 5 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better17.0
Further details — not scored
Size67 MB35 MB
Age rating4+4+
DeveloperChow Tai Fook Life Insurance Company LimitedBeeCrow, LLC

In-app purchases

None

CTF Life

No in-app purchases

None

Ratebee

No in-app purchases

Questions

Is CTF Life free?
CTF Life is free to download, with no in-app purchases.
Is Ratebee free?
Ratebee is free to download, with no in-app purchases.
Do CTF Life or Ratebee have ads?
Neither CTF Life nor Ratebee shows ads.
Which is updated more often, CTF Life or Ratebee?
CTF Life ships an update every 5 weeks, and Ratebee every 4 days. Most recently, CTF Life was updated on November 3, 2026 and Ratebee on November 5, 2026.

Other comparisons