IAD Mobile vs CSOB SmartToken
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IAD Mobile
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IAD Online je aplikácia pre klientov správcovskej spoločnosti IAD Investments a ich sprostredkovateľov. Vďaka nej môžu spravovať svoje investície.
CSOB SmartToken
This secure mobile application allows clients to electronically sign transactions and log into digital banking services. It offers multiple activation methods, including biometric verification and contact center support. Optional permissions enhance convenience, and while an internet connection is needed for activation, it can function offline.
- Electronic transaction signing
- Digital banking login
- Biometric activation
- Cross-device activation transfer
- Optional permission grants
- Offline functionality after activation
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ČSOB SmartToken is a secure mobile application for ČSOB clients, used for electronic signing and logging into ČSOB digital banking services. Before first use, the app must be activated. App will automatically suggest the most suitable activation method for you — such as facial biometric verification, transferring activation from another device, or verifying your identity through the ČSOB Contact Center. The app may request certain permissions. All permissions are optional, but granting them can make activation and overall usage more convenient. An internet connection is required for activation. After activation, ČSOB SmartToken can work offline, although the best experience is achieved online.
Screenshots
Verdict
IAD Mobile and CSOB SmartToken are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IAD Mobile ships an update monthly, CSOB SmartToken every 6 weeks. Both last shipped on September 18, 2026.
| Parameter | IAD Mobile | CSOB SmartToken |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (119 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | — | 119 — better |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 29 MB | 44 MB |
| Age rating | 4+ | 9+ |
| Developer | IAD Investments, sprav. spol., a.s. | Ceskoslovenska obchodna banka, a.s. |
In-app purchases
IAD Mobile
No in-app purchases
CSOB SmartToken
No in-app purchases
