Comparison

Linqto vs EquiForge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Linqto

Access private investment opportunities in leading global unicorns and private companies. Evaluate and invest in innovative mid-to-late-stage companies across diverse sectors like fintech, AI, and health tech. Democratizes access to private market investments for accredited investors.

Highlights
  • Access to private company investments
  • Evaluate investment opportunities
  • Invest in unicorns and startups
  • Diverse sector investments
  • Global financial technology platform
  • Democratizes private market access
Features
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Linqto is a leading global financial technology investment platform allowing accredited investors to identify, evaluate, and access investments in the world's leading unicorns and private companies. Linqto has facilitated over US $464 million total investments in 125+ innovative mid-to-late-stage private companies and a diverse range of sectors, including fintech, artificial intelligence, aerospace, health tech, sustainable materials, and digital assets. Linqto is a global leader in democratizing access to private market investments. (Data as of 3/10/25) IMPORTANT LEGAL NOTICE AND DISCLOSURES: This information is proprietary property of Linqto, Inc and/or its affiliates (collectively, "Linqto") and any use, interference with, disclosure or copying of this material is unauthorized and strictly prohibited. This information is provided for informational purposes only and is subject to change without notice. An investment on the Linqto platform is an investment in shares of a series of Linqto Liquidshares, LLC (the “Fund”), a Delaware limited liability company, which will invest in a private company either by directly purchasing shares of the private company or indirectly through an investment in a third-party special purpose vehicle that holds shares of the private company. Investors in the Fund will not directly own or hold shares of the private company but will own shares of the Fund. The securities being offered have not been registered under the Securities Act of 1933 (the “33 Act”) or any state securities laws and are being offered and sold in accordance with exemptions provided by Regulation D promulgated under the 33 Act. Linqto makes no guarantee that any private company available on its platform will experience an IPO or any other liquidity event. The information contained herein does not constitute any form of representation or undertaking and nothing herein should in any way be deemed to alter the legal rights and obligations contained in the agreements between Linqto and its clients. Nothing herein is intended to constitute investment, legal, tax, accounting, insurance, or other professional advice. Linqto does not make any recommendations regarding the merit of any company, security or other financial product or investment strategy, or any recommendation regarding the purchase or sale of any company, security, financial product or investment, nor endorse or sponsor any company identified in this presentation. Investing in securities in private companies is speculative and involves a high degree of risk. Investors must be prepared to withstand a total loss of their investment. Before investing in the Fund, investors are encouraged to complete their own independent due diligence of the Fund and the private company, which includes, but it not limited to, reviewing all offering documents, including the private placement memorandum, subscription agreement, the Fund’s operating agreement, and any other relevant materials provided by Linqto.

About

EquiForge

Calculate your home buying power, estimate mortgage payments, and analyze investment properties. This tool simplifies complex real estate finance with clear breakdowns and educational resources.

Highlights
  • Buying Power calculation
  • Reverse PITI estimator
  • PITI breakdown by loan program
  • Escrow timeline projection
  • Investor analytics
  • Guided interview assistant
  • Knowledge center with tooltips
Features
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EquiForge turns the complex math behind buying a home into clear, instant answers. • Estimator Engine — the main mortgage calculator: enter a home purchase price for a full monthly PITI breakdown by loan program (Conventional, FHA, VA, USDA), with a rate-buydown comparison. • Reverse PITI — work backward from a target monthly payment to an estimated home purchase price. • Buying Power — use your salary or hourly pay, monthly debts, and loan terms to estimate the home price you may qualify for. • Escrow Timeline — project property tax and escrow over 10 years, including new-construction "escrow shock." • Investor Analytics — cash flow, cap rate, cash-on-cash ROI, and cash-to-close. • CLARA — Customer Learning And Readiness Assistant, a guided interview that learns your goals and builds a shareable summary. • Knowledge Center & plain-language tooltips for every term (PITI, DTI, LTV, and more). Available in English, Spanish, French, Cantonese, Mandarin, Vietnamese, and Hindi. Light and dark mode. EquiForge Pro (optional subscription) unlocks Investor Analytics (cash flow, cap rate, ROI), the 10-year Escrow Timeline, and PDF report exports, plus priority access to new tools. The core calculators are always free. Pro is $4.99/month or $39.99/year with a 7-day free trial on the yearly plan. Payment is charged to your Apple ID; subscriptions auto-renew unless cancelled at least 24 hours before the period ends and can be managed in Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://equiforge.ai/privacy EquiForge provides educational estimates only — not financial, legal, or tax advice, and not a loan approval or offer. Consult licensed professionals before deciding.

Screenshots

Linqto3 screens
EquiForge4 screens

Verdict

The call

The clearest difference is review sentiment: EquiForge at 100% against Linqto's 37%. EquiForge also leads on rating (5.0 vs 3.5). Linqto's advantage is in-app purchases (none vs 2) and ratings volume (94 vs 8). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. EquiForge sells 2 in-app purchases, starting at $4.99 per month. Linqto asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

EquiForge holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: Linqto has 94 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 37% of Linqto's written reviews are positive against 100% of EquiForge's.

UpkeepUpdate frequency

Linqto ships an update every 3 weeks, EquiForge every 2 months. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
Linqto versus EquiForge: the parameters behind the verdict, then further details
ParameterLinqtoEquiForge
PriceFreeFree
Rating3.5 (94 ratings)5.0 (8 ratings) — better
Positive reviews37.0% of reviews100.0% of reviews — better
Number of ratings94 — better8
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size58 MB28 MB
Age rating4+4+
DeveloperLinqtoPhillip Russell

Customer experience

Linqto

All ratings93 ratings
Positive62.4%
Neutral4.3%
Negative33.3%
Written reviews27 reviews
Positive37.0%
Neutral0.0%
Negative63.0%

EquiForge

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Linqto

No in-app purchases

2 purchases

EquiForge

Subscriptions2
  • Pro Monthly$4.991 Month
  • Pro Yearly7 Days trial$39.991 Year

Questions

Is Linqto free?
Linqto is free to download, with no in-app purchases.
Is EquiForge free?
EquiForge is free to download, with in-app purchases available.
Which has better reviews, Linqto or EquiForge?
EquiForge is rated higher. Linqto averages 3.5 out of 5 from 94 ratings, while EquiForge averages 5.0 from 8 ratings.
Do Linqto or EquiForge have ads?
Neither Linqto nor EquiForge shows ads.
Which is updated more often, Linqto or EquiForge?
Linqto ships an update every 3 weeks, and EquiForge every 2 months. Most recently, Linqto was updated on November 3, 2026 and EquiForge on October 31, 2026.

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