ScoreSense® vs Shift Payroll Pro

ScoreSense® gives you quick, anytime access to your credit scores and reports from all three national credit reporting agencies – TransUnion, Equifax, and Experian. You’ll get daily credit monitoring and alerts about important changes to your report through your ScoreSense account. Questions about your reports or scores? We have Credit Specialists to help you seven days a week. TOP FEATURES OF YOUR SCORESENSE ACCOUNT*: • Credit scores and reports from all three credit bureaus: TransUnion, Equifax and Experian • Credit Specialists available to answer your credit questions • Access to creditor contact information so you can address errors on your credit reports • If you are a victim of identity theft, we offer up to $1 million in ID theft insurance to each of our members • Score Simulator shows your potential future credit scores based on hypothetical situations • Credit Insights provide a detailed breakdown of what is affecting scores and reports • MyCreditChecklist provides checklists for getting your finances in order when you want to buy a home or get a new car • Learning center so you can learn all about what affects your credit rating • Credit monitoring and alerts of activity or changes on your credit report • Ability to compare your scores to others in the U.S., your state or your age group • Reminder when your most recent credit scores are available and it’s time to update • ID Protection Report for monitoring suspicious or fraudulent use of your name, address, social security number, driver's license, or credit/debit cards is an extra available feature. APP FEATURES: • Ability to view your credit reports from all three bureaus directly in the app • Score tracking to see how your credit scores perform over time • Monitoring of important factors affecting your score • Credit Facts and Credit Tips to help you understand your credit scores and reports FREQUENTLY ASKED QUESTIONS: Q: Why is it important to check my credit scores? A: Your scores help determine the interest rates you will be offered on mortgages, car loans, credit cards, and lines of credit. With good credit scores, you are often offered more favorable interest rates on loans and credit cards. Q: How often should I check my credit scores and reports? A: You should regularly review your credit scores and credit reports to ensure the information is accurate, uncover signs of fraud, and address errors that could adversely affect your scores. Q: Will checking my credit scores affect my scores? A: No. Checking your credit scores through the ScoreSense app or ScoreSense.com does not hurt your scores. Q: How does credit monitoring work? A: We monitor your credit report, daily, and notify you with a credit alert when a change or suspicious activity is detected that could pose a threat to your credit scores or be a red flag for possible identity theft. *Note: A ScoreSense account is required to access the ScoreSense app. If you are not a ScoreSense member, sign up for a 7-day trial and get access to your credit scores, credit reports, and credit monitoring.

Shift Payroll Pro is a shift schedule and pay calculator for people on rotating schedules: 4-on/4-off, 12-hour shifts, Panama, DuPont and other non-traditional patterns. Runs on iPhone, iPad and Mac computers with Apple silicon. GUIDED SETUP • Pick your rotation by name and line it up with your crew • Enter your pay once: hourly rate, overtime option, how often you're paid, your last payday • Your next 30 days of shifts are on the calendar in under a minute SMART SCHEDULING • Day shifts, night shifts and mixed rotations • Tap any day to edit, call off, swap or pick up a shift • Track PTO, paid holidays and overtime shifts • Import shifts from a calendar (.ics) file ACCURATE PAY • Regular and overtime pay, including overtime that crosses a pay-period boundary • Weekly, every two weeks, twice a month and monthly paydays • Holiday pay for the holidays you confirm • Before-tax and after-tax deductions, tax estimates and take-home • Check any payslip against your real pay stub REPORTS • Payslip for every pay period, kept payslips with the numbers frozen • Export your data to CSV or JSON • PDF payslips and pay reports with Shift Pro PRIVATE BY DESIGN • Works offline • No account or sign-up • Your data stays on your device • No analytics, ads or tracking • Dark mode FREE, PRO PREVIEW AND SHIFT PRO Free: the standard Mon–Fri rotation, scheduling up to 30 days ahead (past dates are always open, so you can log shifts you already worked), up to 3 kept payslips, CSV and JSON export, and all pay math, including overtime, holiday pay, deductions, taxes and PTO. Reaching a free limit never hides or deletes anything you've already entered. Pro preview: the first time you pick a Pro rotation, preview Shift Pro free for 14 days with that rotation. No account, no card, nothing renews. When it ends, your shifts stay and nothing is charged. Shift Pro adds all 17 rotations and your own patterns, scheduling a year ahead, unlimited kept payslips, PDF payslips and pay reports, and every Pro feature we add. Choose Shift Pro Monthly ($2.99/month; new subscribers pay $1.49 for the first month), Shift Pro Yearly ($19.99/year) or Shift Pro Lifetime ($39.99 once). Subscriptions renew automatically until canceled at least 24 hours before the end of the current period and can be managed in Settings › Apple Account › Subscriptions. If you bought Shift Payroll Pro before it was free to download, you keep Shift Pro. Built for: • Nurses, doctors and EMTs • Firefighters and police officers • Manufacturing and industrial workers • Oil and gas professionals • Anyone working rotating shifts Terms: https://shiftpayroll.souriapps.net/terms.html Privacy: https://shiftpayroll.souriapps.net/privacy.html