ScoreSense® vs Splitzi

ScoreSense® gives you quick, anytime access to your credit scores and reports from all three national credit reporting agencies – TransUnion, Equifax, and Experian. You’ll get daily credit monitoring and alerts about important changes to your report through your ScoreSense account. Questions about your reports or scores? We have Credit Specialists to help you seven days a week. TOP FEATURES OF YOUR SCORESENSE ACCOUNT*: • Credit scores and reports from all three credit bureaus: TransUnion, Equifax and Experian • Credit Specialists available to answer your credit questions • Access to creditor contact information so you can address errors on your credit reports • If you are a victim of identity theft, we offer up to $1 million in ID theft insurance to each of our members • Score Simulator shows your potential future credit scores based on hypothetical situations • Credit Insights provide a detailed breakdown of what is affecting scores and reports • MyCreditChecklist provides checklists for getting your finances in order when you want to buy a home or get a new car • Learning center so you can learn all about what affects your credit rating • Credit monitoring and alerts of activity or changes on your credit report • Ability to compare your scores to others in the U.S., your state or your age group • Reminder when your most recent credit scores are available and it’s time to update • ID Protection Report for monitoring suspicious or fraudulent use of your name, address, social security number, driver's license, or credit/debit cards is an extra available feature. APP FEATURES: • Ability to view your credit reports from all three bureaus directly in the app • Score tracking to see how your credit scores perform over time • Monitoring of important factors affecting your score • Credit Facts and Credit Tips to help you understand your credit scores and reports FREQUENTLY ASKED QUESTIONS: Q: Why is it important to check my credit scores? A: Your scores help determine the interest rates you will be offered on mortgages, car loans, credit cards, and lines of credit. With good credit scores, you are often offered more favorable interest rates on loans and credit cards. Q: How often should I check my credit scores and reports? A: You should regularly review your credit scores and credit reports to ensure the information is accurate, uncover signs of fraud, and address errors that could adversely affect your scores. Q: Will checking my credit scores affect my scores? A: No. Checking your credit scores through the ScoreSense app or ScoreSense.com does not hurt your scores. Q: How does credit monitoring work? A: We monitor your credit report, daily, and notify you with a credit alert when a change or suspicious activity is detected that could pose a threat to your credit scores or be a red flag for possible identity theft. *Note: A ScoreSense account is required to access the ScoreSense app. If you are not a ScoreSense member, sign up for a 7-day trial and get access to your credit scores, credit reports, and credit monitoring.

Splitzi makes splitting group costs simple. Create a group for a trip, a shared house or a dinner, add expenses as they happen, and Splitzi works out who pays whom. Nobody else needs the app, and nobody signs up — not even you. SPLIT IT. SHARE IT. SORTED. Add each cost with the amount first, pick who paid, and split it any way you need. Balances update as you go, and each group opens on a clear list of who pays whom. FLEXIBLE SPLITTING • Equal splits, exact amounts, percentages or shares • Choose who is included in each expense • Every split adds up to the cent • See how balances change before you save SETTLE UP • One clear line per payment: "Leo pays Priya $322.75" • Send each friend their total — they don't need the app • Mark payments as paid, including part payments, with an optional note • See what's still outstanding across all your groups SMART REPORTS • Category breakdown with an interactive chart • Member summary showing what each person was charged, paid and owes • Drill into any category to see who paid most and monthly trends GROUP MANAGEMENT • Unlimited groups, members and expenses • Add, rename or remove members anytime • Undo recent changes EXPORT & SHARE • Export as CSV, JSON, Markdown or a printable report • Share summaries through the share sheet • Import backups to restore your data PRIVACY FIRST Splitzi works entirely on your device. No accounts, no servers, no data collection. Free, with no ads and no limits.