Comparison

ePay Punjab vs Elevate Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ePay Punjab

This app allows citizens of Punjab to digitally pay various government taxes and fees through internet banking, ATMs, or over-the-counter transactions. Generate a unique payment ID to complete your tax obligations easily and conveniently.

Highlights
  • Digital tax payments
  • Internet banking
  • ATM payments
  • OTC banking transactions
  • Generate unique PSID
  • Various tax types supported
Features
Read full description

What is e-Pay? e-Pay is the first ever government payment gateway designed to allow the citizens of Punjab to pay their taxes digitally through alternative delivery channels (ADC). The solution that is developed by The Punjab Information Technology Board and backed by the Finance Department of Punjab provides individuals to pay their dues using the following three payment channels. • Internet Banking • ATM • OTC (Over the Counter) banking transaction Payment Process and Channels To pay the tax dues, an individual will access e-Pay application or website to generate a 17-digit PSID number. The PSID number that is unique for each transaction could subsequently be used on the aforementioned three payment channels i.e. internet banking, ATM or OTC by the citizens to pay the tax dues. All three payment channels are made technically equipped to process the payments through the collective efforts of The Finance Department of Punjab, State Bank of Pakistan, 1-Link, all scheduled banks, and Punjab Information Technology Board (PITB). 

In its first phase (FY 18 -19) following tax receipts can be paid via e-Pay: Excise & Taxation • Token Tax for Vehicle • Motor Vehicle Registration • Vehicle Transfer • Property Tax • Professional Tax • Cotton fee Board of Revenue (BOR) • e Stamping • Mutation fee • Fard fee Industries • Business Registration fee 
 Tax Descriptions Token Tax for Vehicle: Annual tax paid by owners of motor vehicles. Motor Vehicle Registration: One-time fee paid by the buyer of new vehicle at the time of purchase. Vehicle Transfer: Fee paid at the time of transfer of vehicle to a new owner. Property Tax: Annual tax paid by property owners in urban areas. Professional Tax: Taxes paid by the working professional on his profession on an annual basis. Cotton Fee: Fee paid on raw cotton brought to ginning factory. e-Stamping: Payment of stamp duties on judicial, non-judicial, CVT, registration and comparison fee. Mutation Fee: Fee paid by the buyer at the time of transfer of property to a new owner. Fard Fee: Fee paid by the owner of property for the issuance of property ownership document. Business Registration Fee: Fee paid by the owner to register his business.

About

Elevate Pay

This app offers a complete USD digital banking experience for freelancers and remote workers. Open a US-based account, send money home with competitive FX rates, and manage your finances globally.

Highlights
  • USD digital banking
  • US-based ACH-enabled account
  • Competitive FX rates for international transfers
  • Banking services via licensed partners
  • Global financial management
Features
Read full description

Join freelancers and remote workers around the world who use Elevate to experience a complete USD digital banking experience in partnership with licensed banking partners. • Open a US based, ACH-enabled, account provided by licensed banking partners. • Save up to 5x when you send money home using Elevate with our market leading FX rates. • Get Elevate's latest features and updates by following us on Twitter, LinkedIn, and Facebook on @elevatepayhq. Reach out to us on help@elevatepay.co for any queries. All disclosures, consents, and terms can be found at www.elevatepay.co

Screenshots

ePay Punjab4 screens
Elevate Pay4 screens

Verdict

The call

ePay Punjab and Elevate Pay both sit at 4.8 stars, but that hides the real split: 91% of Elevate Pay's written reviews are positive against 58% of ePay Punjab's. ePay Punjab's advantage is ratings volume (1.4K vs 464) and iOS requirement (13.0 vs 15.5). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for ePay Punjab against 4.8 for Elevate Pay. Both are backed by a comparable volume of ratings — 1.4K and 464 respectively. Written reviews are what separate them: 58% of ePay Punjab's written reviews are positive against 91% of Elevate Pay's.

UpkeepUpdate frequency

ePay Punjab ships an update every 3 weeks, Elevate Pay fortnightly. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
ePay Punjab versus Elevate Pay: the parameters behind the verdict, then further details
ParameterePay PunjabElevate Pay
PriceFreeFree
Rating4.8 (1.4K ratings)4.8 (464 ratings) — better
Positive reviews58.5% of reviews90.8% of reviews — better
Number of ratings1.4K — better464
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.5
Further details — not scored
Size27 MB75 MB
Age rating4+4+
DeveloperPITBBloom Financial Technologies, Inc.

Customer experience

ePay Punjab

All ratings1,428 ratings
Positive94.4%
Neutral2.3%
Negative3.3%
Written reviews65 reviews
Positive58.5%
Neutral3.1%
Negative38.5%

Elevate Pay

All ratings464 ratings
Positive94.8%
Neutral0.4%
Negative4.7%
Written reviews152 reviews
Positive90.8%
Neutral1.3%
Negative7.9%

User reviews

ePay Punjab

From 1.4K App Store ratings

What we love

  • 👍 Excellent
  • 👍 App works great
  • 👍 Brilliant service
  • 👍 Love this app
  • 👍 Good work

Room to improve

  • 🐛 Registration and Charges
  • 🐛 Not responds on email
  • 🐛 POOR DEV TEAM
  • 🚩 Scam
  • 🚩 Vehicle not found

Elevate Pay

From 464 App Store ratings

What we love

  • 🚀 Fast and reliable
  • 👍 User-friendly interface
  • 💰 Competitive exchange rates
  • 💳 Convenient virtual card
  • 💸 Low transaction fees

Room to improve

  • 🔍 Lack of transparency on fees
  • ⏱️ Slow withdrawal times
  • 🚫 Limited availability of virtual cards
  • 📉 Lower exchange rates compared to competitors

Bugs and requests

ePay Punjab

Reported bugs

2 issues
  • Invalid Registration Number - Issue Resolved!
  • Vehicle token taxes are due for the year 2022 and epay punjab stopped working

Requested features

1 request
  • Please add Face ID option for login

Elevate Pay

Reported bugs

2 issues
  • Occasional payment failures
  • Account verification issues

Requested features

4 requests
  • Detailed transaction history and notifications
  • Physical debit card option
  • Expansion to more countries
  • Improved customer support response times

In-app purchases

None

ePay Punjab

No in-app purchases

None

Elevate Pay

No in-app purchases

Questions

Is ePay Punjab free?
ePay Punjab is free to download, with no in-app purchases.
Is Elevate Pay free?
Elevate Pay is free to download, with no in-app purchases.
Which has better reviews, ePay Punjab or Elevate Pay?
Elevate Pay is rated higher. ePay Punjab averages 4.8 out of 5 from 1.4K ratings, while Elevate Pay averages 4.8 from 464 ratings.
Do ePay Punjab or Elevate Pay have ads?
Neither ePay Punjab nor Elevate Pay shows ads.
Which is updated more often, ePay Punjab or Elevate Pay?
ePay Punjab ships an update every 3 weeks, and Elevate Pay fortnightly. Most recently, ePay Punjab was updated on November 3, 2026 and Elevate Pay on November 3, 2026.

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