TCU Cards vs IH Access
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TCU Cards
Manage your credit card conveniently from your mobile device. View transactions, make payments, report lost cards, and set alerts for your TCU cards. Secure access with multi-factor authentication.
- View transactions
- Make payments
- Report lost/stolen cards
- Set alerts and controls
- Set travel notifications
- Secure multi-factor authentication
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Enjoy easy and on-the-go management of your credit card with the TCU Card app from Triangle Credit Union. This app offers a convenient way to: • View recent and pending transactions. • View account details. • Make a payment to your credit cards. • Report your card lost or stolen. • Raise a dispute on a transaction. • Set alerts and controls on your TCU cards. • Set travel notifications. Card registration is cinch from any mobile device, and access is secure and protected by multi-factor authentication.
IH Access
Manage and protect your credit and debit cards from your mobile device. Securely lock/unlock cards, set custom alerts and restrictions, make payments, and monitor transactions. Easily enroll cards and access your accounts with biometric authentication.
- Lock and unlock cards
- Set alerts and restrictions
- Make credit card payments
- View account details
- Monitor transactions
- Raise transaction disputes
- Set travel notifications
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The IH Access app places all the control you need to be able to monitor and safeguard your credit and debit cards in the palm of your hand. Login quickly with Touch ID or Face ID and make your experience personal by uploading your own profile image, changing the names of your cards, and customizing your controls and alerts to suit your lifestyle. With this app, you can: - Lock and unlock your card - Set alerts, controls, or restrictions on your card - Make credit card payments - View account details - Monitor recent and pending transactions - Raise a dispute on a transaction - Set travel notifications Card enrollment is easy from any mobile device, and access is secure and protected by One-Time-Passcode authentication. Get the most from your credit and debit cards with IH Access.
Screenshots
Verdict
The clearest difference is rating: TCU Cards at 3.0 against IH Access's 1.0. On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TCU Cards holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
TCU Cards ships an update every 4 months, IH Access every 3 months. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.
| Parameter | TCU Cards | IH Access |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 4 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 38 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Triangle Credit Union | International Harvester Employee Credit Union Inc |
Customer experience
TCU Cards
IH Access
In-app purchases
TCU Cards
No in-app purchases
IH Access
No in-app purchases
Questions
Is TCU Cards free?
Is IH Access free?
Which has better reviews, TCU Cards or IH Access?
Do TCU Cards or IH Access have ads?
Which is updated more often, TCU Cards or IH Access?
Other comparisons
