Comparison

SAIB Mobile vs Riyad Capital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SAIB Mobile

Manage your finances with a secure and intuitive mobile banking app. Perform transactions, pay bills, transfer funds, and manage your cards and investments all from your smartphone.

Highlights
  • User registration and quick login options
  • Dashboard for account overview and transaction monitoring
  • Seamless fund transfers and bill payments
  • Comprehensive card management (mada, credit, travel)
  • Apply for and manage finance products (loans)
  • Investment portfolio overview and market updates
Features
Read full description

Welcome to the future of banking with the Saudi Investment Bank‘s all-new Mobile Banking App! Designed with cutting-edge technology and a sleek intuitive user interface. Our app delivers an unparalleled banking experience at your fingertips. Whether you are at home, at work, or on the go, the SAIB Mobile App is your reliable partner for seamless, secure, and swift financial management. 1. User Registration and Setup:
 New to SAIB? Easily register through the app’s seamless process. After registration, enable quick login options such as Face ID, Touch ID, or a secure passcode for future logins. You can also save your credentials to simplify future access without compromising security. 2. Login Options:
 Our app offers a range of secure login methods tailored to your preference. You can log in using a traditional username and password or opt for faster, more convenient methods like biometrics or PIN logins. 3. Dashboard Overview:
 Manage all your finances at a glance with our dashboard. View account balances, monitor transactions, pay bills, and transfer money seamlessly to your favorate beneficiaries. With easy access to essential banking features, your financial management has never been more efficient. 4. Account and Profile Management:
 Manage profile settings, preferences and even customize the app theme effortlessly. You can open new additional accounts instantly within the app. Everything you need to personalize your banking experience is just a few taps away. 5. Transfers & Payments:
 Effortlessly transfer funds to your accounts or beneficiaries, both locally and internationally. The app supports a variety of payment options, including quick transfers and bill payments for utilities and government services. You can also manage recurring payments with a simple, streamlined process. All payments are handled securely and quickly for your convenience. 6. Card Management:
 From mada cards to travel and credit cards, SAIB Mobile banking allows you to manage all your cards in one place. View balances, transaction history, and activate or block cards as needed. Add cards to Apple Wallet for seamless, contactless payments. You can also control spending limits, manage PIN settings. With comprehensive tools, you’ll have complete control over your cards anytime, anywhere. 7. Finance Products:
 Stay on top of your finances with an integrated dashboard that provides an overview of your current loan, repayment schedules, and details. You can apply for new loans, including personal or home finance, and even refinance existing ones. Manage overdue payments, early settlements, or explore new financing options directly through the app, ensuring you have the financial flexibility you need. 8. Investment Services:
 Have an updated insight of your investment portfolio with ease. SAIB Mobile Banking offers comprehensive investment services including an overview of your investments, view market updates, IPO subscriptions and even subscribing to new funds with just a few taps. 9. Contact and Help Center:
 Need assistance? SAIB Mobile Banking provides instant support through live chat and a dedicated FAQ section covering accounts, transactions, and cards. For further support you can submit requests, complaints, or track the status of your previous interactions directly through the app. 10. Marketplace & Loyalty Program:
 Maximize your banking experience with SAIB’s exclusive loyalty program. Track your points, view rewards, and redeem them for a variety of benefits, including travel miles, cash, or exclusive offers. Explore gift vouchers, partner deals, and other special promotions designed just for you. Revolutionize Your Banking Today! With SAIB’s new Mobile Banking App, we’re transforming the way you manage your finances—putting you in control of your money in a more efficient, secure, and personalized way. Whether you’re paying bills, managing your accounts, or seeking financial advice, you’ll find everything you need in one place.

About

Riyad Capital

Execute trading services in the local market with a secure and user-friendly digital experience. Track investments with interactive charts, receive instant alerts, and access in-depth market analysis. Simplify financial planning and achieve investment goals with an intuitive service.

Highlights
  • Modern, user-friendly interface
  • Interactive investment charts
  • Biometric secure login
  • Custom stock watchlists
  • Instant stock alerts
  • Technical and fundamental analysis
  • Simplified financial planning service
Read full description

Riyad Capital App With a fully integrated digital experience, the Riyad Capital app offers the highest standards of ease and security for executing trading services in the local market. Designed for a seamless and efficient user experience, the app is equipped with intelligent features that enhance your investment journey. Key Features: Modern and user-friendly interface for effortless navigation. Interactive charts to track the performance of your investments. Secure Login: Biometric authentication for secure access. Dedicated stock tracking screen without requiring login. Fast Trading Service: Custom watchlists for favorite stocks. Instant alerts and notifications for stock movements. Reports & Research: Technical and fundamental analysis for listed companies. Daily market and company performance summaries. Charts powered by TickerChart and TradingView. Updated reports and analytical insights. Financial Planning with Mostshary: Mostshary is a service designed to help you achieve your investment goals without requiring deep market expertise or significant capital. By simplifying the investment process into three steps—goal setting, target amount, and risk appetite—Mostshary makes investing accessible, straightforward, and aligned with your financial objectives. Additional Services: Access to a variety of value-added products and features. Benefit from the client referral program when referring new users to the app. For more information, please visit our website: https://www.riyadcapital.com/en/home

Screenshots

SAIB Mobile4 screens
Riyad Capital4 screens

Verdict

The call

The clearest difference is rating: SAIB Mobile at 4.8 against Riyad Capital's 2.6. SAIB Mobile also leads on review sentiment (63% vs 24%) and update cadence (every 2 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SAIB Mobile holds the better App Store score, 4.8 against 2.6. That said, the two scores are not equally well evidenced: SAIB Mobile has 3.3K ratings behind it against 39, so its average is the more settled of the two. Written reviews point the same way: 63% of SAIB Mobile's written reviews are positive against 24% of Riyad Capital's.

UpkeepUpdate frequency

SAIB Mobile ships an update every 2 weeks, Riyad Capital every 3 months. The most recent releases landed on October 22, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
SAIB Mobile versus Riyad Capital: the parameters behind the verdict, then further details
ParameterSAIB MobileRiyad Capital
PriceFreeFree
Rating4.8 (3.3K ratings) — better2.6 (39 ratings)
Positive reviews63.1% of reviews — better23.8% of reviews
Number of ratings3.3K — better39
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size168 MB80 MB
Age rating4+4+
DeveloperThe Saudi Investment BankRiyad Capital

Customer experience

SAIB Mobile

All ratings3,320 ratings
Positive94.3%
Neutral0.6%
Negative5.1%
Written reviews111 reviews
Positive63.1%
Neutral3.6%
Negative33.3%

Riyad Capital

All ratings32 ratings
Positive31.3%
Neutral6.3%
Negative62.5%
Written reviews21 reviews
Positive23.8%
Neutral4.8%
Negative71.4%

Bugs and requests

SAIB Mobile

Reported bugs

2 issues
  • App not working for approximately a month
  • Login issues preventing access to accounts

Requested features

2 requests
  • Expand app availability beyond pilot mode
  • Improve app stability and reliability

Riyad Capital

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SAIB Mobile

No in-app purchases

None

Riyad Capital

No in-app purchases

Questions

Is SAIB Mobile free?
SAIB Mobile is free to download, with no in-app purchases.
Is Riyad Capital free?
Riyad Capital is free to download, with no in-app purchases.
Which has better reviews, SAIB Mobile or Riyad Capital?
SAIB Mobile is rated higher. SAIB Mobile averages 4.8 out of 5 from 3.3K ratings, while Riyad Capital averages 2.6 from 39 ratings.
Do SAIB Mobile or Riyad Capital have ads?
Neither SAIB Mobile nor Riyad Capital shows ads.
Which is updated more often, SAIB Mobile or Riyad Capital?
SAIB Mobile ships an update every 2 weeks, and Riyad Capital every 3 months. Most recently, SAIB Mobile was updated on October 22, 2026 and Riyad Capital on October 15, 2026.

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